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HomeNew MexicoDoña Ana CountyLas Cruces city

Las Cruces city, New Mexico: commercial real estate data.

Las Cruces city is a Census city of 114,197 people across 76.93 square miles of land, in Doña Ana County. Median household income is $55,422, 55.9 percent of occupied homes are owned, and the SBA record carries 100 7(a) approvals to borrowers here worth $40.4 m.

78 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Las Cruces

What Las Cruces is

  • Census place typecity
  • Land area76.93 sq mi
  • Water area0.1 sq mi
  • Population per square mile of land1,484
  • County holding the largest share of its areaDoña Ana County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Las Cruces

How many people live in Las Cruces

  • Population114,197
  • Median age33.0
  • Population under 1825,584
  • Share under 1822.4 percent
  • Population 65 and over18,616
  • Share 65 and over16.3 percent
  • Households47,517
  • Family households25,631
  • Share of households that are families53.9 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Las Cruces

Income and work in Las Cruces

  • Median household income$55,422
  • Per capita income$31,140
  • Civilian labor force54,516
  • Employed50,722
  • Unemployed3,794
  • Unemployment rate7.0 percent
  • Adults 25 and over72,072
  • Adults 25 and over with a high school diploma or higher88.7 percent
  • Adults 25 and over with a bachelor degree or higher36.7 percent
  • Adults 25 and over with a graduate degree16.8 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Las Cruces

Housing in Las Cruces

  • Housing units50,423
  • Occupied units47,517
  • Vacant units2,906
  • Vacancy rate5.8 percent
  • Owner occupied26,559
  • Renter occupied20,958
  • Ownership rate55.9 percent
  • Median owner-occupied home value$231,700
  • Median gross rent, monthly$974
  • Annual rent as a share of median income21.1 percent
  • Single family units32,631
  • Share single family64.7 percent
  • Units in buildings of two or more13,595
  • Share in buildings of two or more27.0 percent
  • Mobile homes4,132
  • Median year structure built1991

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Las Cruces

How Las Cruces gets to work

  • Workers 16 and over who commute45,010
  • Commuting under 15 minutes18,326
  • Share commuting under 15 minutes40.7 percent
  • Commuting 30 minutes or more7,695
  • Share commuting 30 minutes or more17.1 percent
  • Drove alone73.3 percent
  • Carpooled11.2 percent
  • Public transport0.9 percent plus or minus 0.4
  • Walked1.3 percent plus or minus 0.4
  • Worked from home10.7 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Las Cruces

SBA loans in Las Cruces (7(a))

  • Approvals100
  • Gross approval$40,446,000
  • Average approval$404,460
  • Median approval$100,000
  • Ninetieth percentile approval$1,100,000
  • Largest approval$4,700,000
  • Jobs supported1,056
  • Jobs per approval10.6
  • Loans with a final outcome22
  • Paid in full20
  • Charged off2
  • Charge-off rate over resolved loans9.1 percent
  • Median term120 months
  • Share on real estate terms of 20 years or more18.0 percent
  • Share to franchises9.0 percent
  • Distinct lenders32
  • Distinct industries by NAICS70

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Las Cruces

SBA loans in Las Cruces (504)

  • Approvals54
  • Gross approval$39,816,000
  • Average approval$737,333
  • Median approval$570,000
  • Largest approval$5,184,000
  • Jobs supported419
  • Loans with a final outcome18
  • Charged off1
  • Charge-off rate over resolved loans5.6 percent
  • Median term240 months
  • Distinct CDCs4

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Doña Ana County, not Las Cruces

Doña Ana County context, not Las Cruces figures

These are Doña Ana County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Las Cruces measurements.

  • Establishments in Doña Ana County3,798
  • Employment at those establishments, Doña Ana County55,834
  • Covered employment, Doña Ana County79,409
  • Average annual pay, Doña Ana County$49,974
  • Average weekly wage, Doña Ana County$961
  • Housing units permitted, Doña Ana County964
  • Of those, single family, Doña Ana County834
  • County product, 2024, Doña Ana County$11,315,252,000
  • County product change over the prior year, Doña Ana County5.2 percent
  • Average income of an arriving household, Doña Ana County$59,907

Every figure in this section is published for Doña Ana County as a whole and is not a measurement of Las Cruces. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Las Cruces questions, answered from the record.

How many people live in Las Cruces, New Mexico?

114,197, in 47,517 households. Las Cruces city covers 76.93 square miles of land, which is 1,484 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Las Cruces in?

Doña Ana County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Las Cruces?

$55,422. The median owner-occupied home is valued at $231,700. Median gross rent is $974 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Las Cruces businesses?

100 7(a) approvals totalling $40.4 m, across 32 lenders, median approval $100,000, plus 54 504 approvals worth $39.8 m. These count approvals to borrowers whose address is in Las Cruces, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Las Cruces borrowers get paid back?

Of the 22 loans that have reached a final outcome, 20 were paid in full and 2 charged off, a charge off rate of 9.1 percent. Loans still running are excluded because they have not yet succeeded or failed.

Are the county figures on this page Las Cruces figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Doña Ana County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Las Cruces.

Is zoning published for Las Cruces?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.