HomeNew MexicoDoña Ana CountyLas Cruces
Las Cruces, New Mexico: commercial real estate data.
Las Cruces is a Census city of 114,197 people across 76.93 square miles of land, in Doña Ana County. Median household income is $55,422, 55.9 percent of occupied homes are owned, and the SBA record carries 100 7(a) approvals to borrowers here worth $40.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Las Cruces
What Las Cruces is
- Census place typecity
- Land area76.93 sq mi
- Water area0.1 sq mi
- Population per square mile of land1,484
- County holding the largest share of its areaDoña Ana County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Las Cruces
How many people live in Las Cruces
- Population114,197
- Median age33.0
- Population under 1825,584
- Share under 1822.4 percent
- Population 65 and over18,616
- Share 65 and over16.3 percent
- Households47,517
- Family households25,631
- Share of households that are families53.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Las Cruces
Income and work in Las Cruces
- Median household income$55,422
- Per capita income$31,140
- Civilian labor force54,516
- Employed50,722
- Unemployed3,794
- Unemployment rate7.0 percent
- Adults 25 and over72,072
- Adults 25 and over with a high school diploma or higher88.7 percent
- Adults 25 and over with a bachelor degree or higher36.7 percent
- Adults 25 and over with a graduate degree16.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Las Cruces
Housing in Las Cruces
- Housing units50,423
- Occupied units47,517
- Vacant units2,906
- Vacancy rate5.8 percent
- Owner occupied26,559
- Renter occupied20,958
- Ownership rate55.9 percent
- Median owner-occupied home value$231,700
- Median gross rent, monthly$974
- Annual rent as a share of median income21.1 percent
- Single family units32,631
- Share single family64.7 percent
- Units in buildings of two or more13,595
- Share in buildings of two or more27.0 percent
- Mobile homes4,132
- Median year structure built1991
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Las Cruces
How Las Cruces gets to work
- Workers 16 and over who commute45,010
- Commuting under 15 minutes18,326
- Share commuting under 15 minutes40.7 percent
- Commuting 30 minutes or more7,695
- Share commuting 30 minutes or more17.1 percent
- Drove alone73.3 percent
- Carpooled11.2 percent
- Public transport0.9 percent plus or minus 0.4
- Walked1.3 percent plus or minus 0.4
- Worked from home10.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Las Cruces
SBA loans in Las Cruces (7(a))
- Approvals100
- Gross approval$40,446,000
- Average approval$404,460
- Median approval$100,000
- Ninetieth percentile approval$969,500
- Largest approval$4,700,000
- Jobs supported1,056
- Jobs per approval10.6
- Loans with a final outcome22
- Paid in full20
- Charged off2
- Median term120 months
- Share on real estate terms of 20 years or more18.0 percent
- Share to franchises9.0 percent
- Distinct lenders32
- Distinct industries by NAICS70
Counted by borrower city: approvals to borrowers whose address is in Las Cruces, in any county, FY2020 to FY2026. Only 22 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Las Cruces
SBA loans in Las Cruces (504)
- Approvals54
- Gross approval$39,816,000
- Average approval$737,333
- Median approval$546,500
- Largest approval$5,184,000
- Jobs supported419
- Loans with a final outcome18
- Charged off1
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Las Cruces, in any county, FY2010 to FY2026. Only 18 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Las Cruces
Flood risk in Las Cruces
- NFIP communityCity of Las Cruces
- NFIP community number355332
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date07/06/16
The City of Las Cruces participates in the National Flood Insurance Program as community 355332 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Doña Ana County, not Las Cruces
Doña Ana County context, not Las Cruces figures
- Establishments in Doña Ana County3,798
- Covered employment, Doña Ana County79,409
- Average annual pay, Doña Ana County$49,974
- Housing units permitted, Doña Ana County964
Every figure in this section is published for Doña Ana County as a whole and is not a measurement of Las Cruces.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Las Cruces questions, answered from the record.
How many people live in Las Cruces, New Mexico?
114,197, in 47,517 households. Las Cruces city covers 76.93 square miles of land, which is 1,484 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Las Cruces in?
Doña Ana County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Las Cruces?
$55,422. The median owner-occupied home is valued at $231,700. Median gross rent is $974 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Las Cruces businesses?
100 7(a) approvals totaling $40.4 m since FY2020, across 32 lenders, median approval $100,000, plus 54 504 approvals worth $39.8 m since FY2010. These count approvals to borrowers whose address is in Las Cruces, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Las Cruces borrowers get paid back?
No rate is published for Las Cruces. Only 22 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Las Cruces in the National Flood Insurance Program?
Yes. Las Cruces appears in the FEMA Community Status Book as Las Cruces, city of, community 355332, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Las Cruces figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Doña Ana County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Las Cruces.
Is zoning published for Las Cruces?
No. Nothing on this page presents parcel level zoning.