HomeNew MexicoEddy CountyCarlsbad
Carlsbad, New Mexico: commercial real estate data.
Carlsbad is a Census city of 31,746 people across 31.66 square miles of land, in Eddy County. Median household income is $72,306, 70.2 percent of occupied homes are owned, and the SBA record carries 84 7(a) approvals to borrowers here worth $42.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Carlsbad
What Carlsbad is
- Census place typecity
- Land area31.66 sq mi
- Water area0.27 sq mi
- Population per square mile of land1,003
- County holding the largest share of its areaEddy County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carlsbad
How many people live in Carlsbad
- Population31,746
- Median age36.7
- Population under 187,557
- Share under 1823.8 percent
- Population 65 and over5,058
- Share 65 and over15.9 percent
- Households12,445
- Family households7,717
- Share of households that are families62.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carlsbad
Income and work in Carlsbad
- Median household income$72,306
- Per capita income$38,402
- Civilian labor force15,357
- Employed14,564
- Unemployed793 plus or minus 282
- Unemployment rate5.2 percent plus or minus 1.8
- Adults 25 and over21,429
- Adults 25 and over with a high school diploma or higher81.2 percent
- Adults 25 and over with a bachelor degree or higher19.2 percent
- Adults 25 and over with a graduate degree7.8 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carlsbad
Housing in Carlsbad
- Housing units14,285
- Occupied units12,445
- Vacant units1,840 plus or minus 413
- Vacancy rate12.9 percent plus or minus 2.9
- Owner occupied8,742
- Renter occupied3,703
- Ownership rate70.2 percent
- Median owner-occupied home value$200,000
- Median gross rent, monthly$1,236
- Annual rent as a share of median income20.5 percent plus or minus 4.6
- Single family units11,013
- Share single family77.1 percent
- Units in buildings of two or more1,881 plus or minus 482
- Share in buildings of two or more13.2 percent plus or minus 3.4
- Mobile homes1,391 plus or minus 384
- Median year structure built1973
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carlsbad
How Carlsbad gets to work
- Workers 16 and over who commute13,519
- Commuting under 15 minutes6,156
- Share commuting under 15 minutes45.5 percent
- Commuting 30 minutes or more3,460
- Share commuting 30 minutes or more25.6 percent
- Drove alone79.5 percent
- Carpooled10.3 percent plus or minus 3.6
- Public transport0.3 percent plus or minus 0.3
- Walked1.3 percent plus or minus 1.2
- Worked from home5.7 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carlsbad
SBA loans in Carlsbad (7(a))
- Approvals84
- Gross approval$42,443,700
- Average approval$505,282
- Median approval$267,000
- Ninetieth percentile approval$1,407,700
- Largest approval$3,515,000
- Jobs supported1,605
- Jobs per approval19.1
- Loans with a final outcome13
- Paid in full13
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises6.0 percent
- Distinct lenders17
- Distinct industries by NAICS43
Counted by borrower city: approvals to borrowers whose address is in Carlsbad, in any county, FY2020 to FY2026. Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Carlsbad
SBA loans in Carlsbad (504)
- Approvals3
- Gross approval$1,650,000
- Average approval$550,000
- Median approval$587,000
- Largest approval$679,000
- Jobs supported39
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Carlsbad, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Carlsbad
Flood risk in Carlsbad
- NFIP communityCity of Carlsbad
- NFIP community number350017
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/04/10
The City of Carlsbad participates in the National Flood Insurance Program as community 350017 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Eddy County, not Carlsbad
Eddy County context, not Carlsbad figures
- Establishments in Eddy County1,551
- Covered employment, Eddy County32,197
- Average annual pay, Eddy County$76,419
- Housing units permitted, Eddy County156
Every figure in this section is published for Eddy County as a whole and is not a measurement of Carlsbad.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Carlsbad questions, answered from the record.
How many people live in Carlsbad, New Mexico?
31,746, in 12,445 households. Carlsbad city covers 31.66 square miles of land, which is 1,003 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Carlsbad in?
Eddy County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Carlsbad?
$72,306. The median owner-occupied home is valued at $200,000. Median gross rent is $1,236 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Carlsbad businesses?
84 7(a) approvals totaling $42.4 m since FY2020, across 17 lenders, median approval $267,000, plus 3 504 approvals worth $1.6 m since FY2010. These count approvals to borrowers whose address is in Carlsbad, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Carlsbad borrowers get paid back?
No rate is published for Carlsbad. Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Carlsbad in the National Flood Insurance Program?
Yes. Carlsbad appears in the FEMA Community Status Book as Carlsbad, city of, community 350017, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Carlsbad figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Eddy County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Carlsbad.
Is zoning published for Carlsbad?
No. Nothing on this page presents parcel level zoning.
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