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Silver City, New Mexico: commercial real estate data.

Silver City is a Census town of 9,536 people across 10.12 square miles of land, in Grant County. Median household income is $38,711, 60.5 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $792,000 since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Silver City

What Silver City is

  • Census place typetown
  • Land area10.12 sq mi
  • Water area0.02 sq mi
  • Population per square mile of land942
  • County holding the largest share of its areaGrant County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Silver City

How many people live in Silver City

  • Population9,536
  • Median age40.8
  • Population under 182,096
  • Share under 1822.0 percent
  • Population 65 and over2,473
  • Share 65 and over25.9 percent
  • Households3,878
  • Family households1,752
  • Share of households that are families45.2 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Silver City

Income and work in Silver City

  • Median household income$38,711 plus or minus $7,855
  • Per capita income$28,322
  • Civilian labor force3,933
  • Employed3,416
  • Unemployed517 plus or minus 240
  • Unemployment rate13.1 percent plus or minus 6.0
  • Adults 25 and over6,902
  • Adults 25 and over with a high school diploma or higher93.2 percent
  • Adults 25 and over with a bachelor degree or higher35.8 percent
  • Adults 25 and over with a graduate degree17.3 percent plus or minus 3.9

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Silver City

Housing in Silver City

  • Housing units4,980
  • Occupied units3,878
  • Vacant units1,102 plus or minus 262
  • Vacancy rate22.1 percent plus or minus 5.1
  • Owner occupied2,346
  • Renter occupied1,532
  • Ownership rate60.5 percent
  • Median owner-occupied home value$182,100
  • Median gross rent, monthly$866
  • Annual rent as a share of median income26.8 percent plus or minus 5.5
  • Single family units3,222
  • Share single family64.7 percent
  • Units in buildings of two or more1,108 plus or minus 317
  • Share in buildings of two or more22.2 percent plus or minus 6.2
  • Mobile homes650 plus or minus 160
  • Median year structure built1972

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Silver City

How Silver City gets to work

  • Workers 16 and over who commute2,949
  • Commuting under 15 minutes2,121
  • Share commuting under 15 minutes71.9 percent
  • Commuting 30 minutes or more277 plus or minus 132
  • Share commuting 30 minutes or more9.4 percent plus or minus 4.2
  • Drove alone62.4 percent
  • Carpooled15.2 percent plus or minus 6.4
  • Public transport0.0 percent
  • Walked8.7 percent plus or minus 4.3
  • Worked from home13.2 percent plus or minus 4.9

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Silver City

SBA loans in Silver City (7(a))

  • Approvals8
  • Gross approval$792,000
  • Average approval$99,000
  • Median approval$25,000
  • Largest approval$500,000
  • Jobs supported27
  • Jobs per approval3.4
  • Loans with a final outcome1
  • Paid in full1
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders5
  • Distinct industries by NAICS6

Counted by borrower city: approvals to borrowers whose address is in Silver City, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Silver City

SBA loans in Silver City (504)

  • Approvals10
  • Gross approval$4,955,000
  • Average approval$495,500
  • Median approval$313,000
  • Largest approval$1,352,000
  • Jobs supported37
  • Loans with a final outcome1
  • Charged off0
  • Median term240 months
  • Distinct CDCs2

Counted by borrower city: approvals to borrowers whose address is in Silver City, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Silver City

Flood risk in Silver City

  • NFIP communityTown of Silver City
  • NFIP community number350022
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date01/06/11

The Town of Silver City participates in the National Flood Insurance Program as community 350022 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Grant County, not Silver City

Grant County context, not Silver City figures

  • Establishments in Grant County533
  • Covered employment, Grant County9,440
  • Average annual pay, Grant County$54,413

Every figure in this section is published for Grant County as a whole and is not a measurement of Silver City.

All Grant County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Silver City questions, answered from the record.

How many people live in Silver City, New Mexico?

9,536, in 3,878 households. Silver City town covers 10.12 square miles of land, which is 942 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Silver City in?

Grant County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Silver City?

$38,711. The median owner-occupied home is valued at $182,100. Median gross rent is $866 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Silver City businesses?

8 7(a) approvals totaling $792,000 since FY2020, across 5 lenders, median approval $25,000, plus 10 504 approvals worth $5.0 m since FY2010. These count approvals to borrowers whose address is in Silver City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Silver City borrowers get paid back?

No rate is published for Silver City. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Silver City in the National Flood Insurance Program?

Yes. Silver City appears in the FEMA Community Status Book as Silver City, town of, community 350022, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Silver City figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Grant County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Silver City.

Is zoning published for Silver City?

No. Nothing on this page presents parcel level zoning.