HomeNew MexicoOtero CountyCloudcroft
Cloudcroft, New Mexico: commercial real estate data.
Cloudcroft is a Census village of 630 people across 1.64 square miles of land, in Otero County. Median household income is $56,563, 84.2 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $489,500 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cloudcroft
What Cloudcroft is
- Census place typevillage
- Land area1.64 sq mi
- Water area0 sq mi
- Population per square mile of land385 plus or minus 121
- County holding the largest share of its areaOtero County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cloudcroft
How many people live in Cloudcroft
- Population630 plus or minus 198
- Median age61.1
- Population under 1842 plus or minus 35
- Share under 186.7 percent plus or minus 5.2
- Population 65 and over198 plus or minus 76
- Share 65 and over31.4 percent plus or minus 6.8
- Households298 plus or minus 95
- Family households119 plus or minus 53
- Share of households that are families39.9 percent plus or minus 12.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cloudcroft
Income and work in Cloudcroft
- Median household income$56,563 plus or minus $34,872
- Per capita income$51,757 plus or minus $23,983
- Civilian labor force286 plus or minus 121
- Employed286 plus or minus 121
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over545 plus or minus 170
- Adults 25 and over with a high school diploma or higher100.0 percent plus or minus 43.8
- Adults 25 and over with a bachelor degree or higher43.7 percent plus or minus 10.9
- Adults 25 and over with a graduate degree3.7 percent plus or minus 4.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cloudcroft
Housing in Cloudcroft
- Housing units907
- Occupied units298 plus or minus 95
- Vacant units609
- Vacancy rate67.1 percent
- Owner occupied251 plus or minus 99
- Renter occupied47 plus or minus 44
- Ownership rate84.2 percent plus or minus 19.6
- Median owner-occupied home value$234,800 plus or minus $64,277
- Single family units728
- Share single family80.3 percent
- Units in buildings of two or more144 plus or minus 58
- Share in buildings of two or more15.9 percent plus or minus 6.0
- Mobile homes35 plus or minus 26
- Median year structure built1976
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cloudcroft
How Cloudcroft gets to work
- Workers 16 and over who commute216 plus or minus 123
- Commuting under 15 minutes139 plus or minus 106
- Share commuting under 15 minutes64.4 percent plus or minus 32.5
- Commuting 30 minutes or more61 plus or minus 49
- Share commuting 30 minutes or more28.2 percent plus or minus 16.2
- Drove alone64.7 percent plus or minus 27.5
- Carpooled3.5 percent plus or minus 5.4
- Public transport0.0 percent
- Walked7.3 percent plus or minus 7.4
- Worked from home24.5 percent plus or minus 17.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cloudcroft
SBA loans in Cloudcroft (7(a))
- Approvals4
- Gross approval$489,500
- Average approval$122,375
- Median approval$116,750
- Largest approval$241,000
- Jobs supported10
- Jobs per approval2.5
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term180 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Cloudcroft, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cloudcroft
SBA loans in Cloudcroft (504)
- Approvals2
- Gross approval$176,000
- Average approval$88,000
- Median approval$88,000
- Largest approval$112,000
- Jobs supported8
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Cloudcroft, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cloudcroft
Flood risk in Cloudcroft
- NFIP communityVillage of Cloudcroft
- NFIP community number350111
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date(NSFHA)
The Village of Cloudcroft participates in the National Flood Insurance Program as community 350111 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Otero County, not Cloudcroft
Otero County context, not Cloudcroft figures
- Establishments in Otero County988
- Covered employment, Otero County17,528
- Average annual pay, Otero County$50,017
- Housing units permitted, Otero County6
Every figure in this section is published for Otero County as a whole and is not a measurement of Cloudcroft.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cloudcroft questions, answered from the record.
How many people live in Cloudcroft, New Mexico?
630, in 298 households. Cloudcroft village covers 1.64 square miles of land, which is 385 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cloudcroft in?
Otero County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cloudcroft?
$56,563. The median owner-occupied home is valued at $234,800. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cloudcroft businesses?
4 7(a) approvals totaling $489,500 since FY2020, across 3 lenders, median approval $116,750, plus 2 504 approvals worth $176,000 since FY2010. These count approvals to borrowers whose address is in Cloudcroft, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cloudcroft borrowers get paid back?
No rate is published for Cloudcroft. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cloudcroft in the National Flood Insurance Program?
Yes. Cloudcroft appears in the FEMA Community Status Book as Cloudcroft, village of, community 350111, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cloudcroft figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Otero County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cloudcroft.
Is zoning published for Cloudcroft?
No. Nothing on this page presents parcel level zoning.