HomeNew MexicoSandoval CountyRio Rancho
Rio Rancho, New Mexico: commercial real estate data.
Rio Rancho is a Census city of 108,515 people across 103.36 square miles of land, lying across Sandoval County and Bernalillo County. Median household income is $89,596, 82.2 percent of occupied homes are owned, and the SBA record carries 67 7(a) approvals to borrowers here worth $36.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Rio Rancho
What Rio Rancho is
- Census place typecity
- Land area103.36 sq mi
- Water area0.26 sq mi
- Population per square mile of land1,050
- County holding the largest share of its areaSandoval County, 84.8 percent
- Counties this place lies inSandoval County 84.8 percent, Bernalillo County 15.2 percent
Rio Rancho crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rio Rancho
How many people live in Rio Rancho
- Population108,515
- Median age39.5
- Population under 1824,753
- Share under 1822.8 percent
- Population 65 and over19,109
- Share 65 and over17.6 percent
- Households40,323
- Family households28,861
- Share of households that are families71.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rio Rancho
Income and work in Rio Rancho
- Median household income$89,596
- Per capita income$41,278
- Civilian labor force53,727
- Employed51,255
- Unemployed2,472
- Unemployment rate4.6 percent
- Adults 25 and over75,106
- Adults 25 and over with a high school diploma or higher95.2 percent
- Adults 25 and over with a bachelor degree or higher34.0 percent
- Adults 25 and over with a graduate degree13.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rio Rancho
Housing in Rio Rancho
- Housing units41,908
- Occupied units40,323
- Vacant units1,585 plus or minus 448
- Vacancy rate3.8 percent plus or minus 1.1
- Owner occupied33,152
- Renter occupied7,171
- Ownership rate82.2 percent
- Median owner-occupied home value$310,200
- Median gross rent, monthly$1,514
- Annual rent as a share of median income20.3 percent
- Single family units37,926
- Share single family90.5 percent
- Units in buildings of two or more3,288
- Share in buildings of two or more7.8 percent
- Mobile homes683 plus or minus 249
- Median year structure built2000
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rio Rancho
How Rio Rancho gets to work
- Workers 16 and over who commute42,990
- Commuting under 15 minutes8,620
- Share commuting under 15 minutes20.1 percent
- Commuting 30 minutes or more21,580
- Share commuting 30 minutes or more50.2 percent
- Drove alone72.1 percent
- Carpooled8.6 percent
- Public transport0.5 percent plus or minus 0.3
- Walked1.0 percent plus or minus 0.5
- Worked from home15.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rio Rancho
SBA loans in Rio Rancho (7(a))
- Approvals67
- Gross approval$36,388,400
- Average approval$543,110
- Median approval$250,000
- Ninetieth percentile approval$1,791,260
- Largest approval$3,332,300
- Jobs supported605
- Jobs per approval9.0
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more31.3 percent
- Share to franchises17.9 percent
- Distinct lenders28
- Distinct industries by NAICS46
Counted by borrower city: approvals to borrowers whose address is in Rio Rancho, in any county, FY2020 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Rio Rancho
SBA loans in Rio Rancho (504)
- Approvals22
- Gross approval$11,787,000
- Average approval$535,773
- Median approval$362,500
- Largest approval$1,761,000
- Jobs supported282
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Rio Rancho, in any county, FY2010 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Rio Rancho
Flood risk in Rio Rancho
- NFIP communityCity of Rio Rancho
- NFIP community number350146
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/16/12
The City of Rio Rancho participates in the National Flood Insurance Program as community 350146 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Sandoval County, not Rio Rancho
Sandoval County context, not Rio Rancho figures
- Establishments in Sandoval County1,928
- Covered employment, Sandoval County35,653
- Average annual pay, Sandoval County$60,474
- Housing units permitted, Sandoval County1,278
Every figure in this section is published for Sandoval County as a whole and is not a measurement of Rio Rancho.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Rio Rancho questions, answered from the record.
How many people live in Rio Rancho, New Mexico?
108,515, in 40,323 households. Rio Rancho city covers 103.36 square miles of land, which is 1,050 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Rio Rancho in?
Rio Rancho lies in more than one. By area it is 84.8 percent in Sandoval County, 15.2 percent in Bernalillo County. This page sits under Sandoval County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Rio Rancho?
$89,596. The median owner-occupied home is valued at $310,200. Median gross rent is $1,514 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Rio Rancho businesses?
67 7(a) approvals totaling $36.4 m since FY2020, across 28 lenders, median approval $250,000, plus 22 504 approvals worth $11.8 m since FY2010. These count approvals to borrowers whose address is in Rio Rancho, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Rio Rancho borrowers get paid back?
No rate is published for Rio Rancho. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Rio Rancho in the National Flood Insurance Program?
Yes. Rio Rancho appears in the FEMA Community Status Book as Rio Rancho, city of, community 350146, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Rio Rancho figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sandoval County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rio Rancho.
Is zoning published for Rio Rancho?
No. Nothing on this page presents parcel level zoning.