HomeNew MexicoSierra CountyTruth or Consequences
Truth or Consequences, New Mexico: commercial real estate data.
Truth or Consequences is a Census city of 6,019 people across 28.00 square miles of land, in Sierra County. Median household income is $33,788, 58.2 percent of occupied homes are owned, and the SBA record carries 16 7(a) approvals to borrowers here worth $6.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Truth or Consequences
What Truth or Consequences is
- Census place typecity
- Land area28 sq mi
- Water area0.12 sq mi
- Population per square mile of land215
- County holding the largest share of its areaSierra County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Truth or Consequences
How many people live in Truth or Consequences
- Population6,019
- Median age44.6
- Population under 181,511 plus or minus 432
- Share under 1825.1 percent plus or minus 7.2
- Population 65 and over1,560
- Share 65 and over25.9 percent
- Households2,598
- Family households1,082
- Share of households that are families41.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Truth or Consequences
Income and work in Truth or Consequences
- Median household income$33,788 plus or minus $8,927
- Per capita income$21,566
- Civilian labor force2,007
- Employed1,974
- Unemployed33 plus or minus 31
- Unemployment rate1.6 percent plus or minus 1.5
- Adults 25 and over4,324
- Adults 25 and over with a high school diploma or higher88.6 percent
- Adults 25 and over with a bachelor degree or higher18.3 percent plus or minus 4.7
- Adults 25 and over with a graduate degree7.2 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Truth or Consequences
Housing in Truth or Consequences
- Housing units3,615
- Occupied units2,598
- Vacant units1,017 plus or minus 245
- Vacancy rate28.1 percent plus or minus 6.6
- Owner occupied1,511
- Renter occupied1,087 plus or minus 226
- Ownership rate58.2 percent
- Median owner-occupied home value$124,600
- Median gross rent, monthly$714
- Annual rent as a share of median income25.4 percent plus or minus 7.0
- Single family units1,667
- Share single family46.1 percent
- Units in buildings of two or more663 plus or minus 227
- Share in buildings of two or more18.3 percent plus or minus 6.2
- Mobile homes1,238
- Median year structure built1976
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Truth or Consequences
How Truth or Consequences gets to work
- Workers 16 and over who commute1,841
- Commuting under 15 minutes1,460 plus or minus 330
- Share commuting under 15 minutes79.3 percent
- Commuting 30 minutes or more228 plus or minus 122
- Share commuting 30 minutes or more12.4 percent plus or minus 6.4
- Drove alone75.3 percent
- Carpooled6.5 percent plus or minus 5.8
- Public transport0.0 percent
- Walked2.0 percent plus or minus 2.3
- Worked from home6.7 percent plus or minus 5.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Truth or Consequences
SBA loans in Truth or Consequences (7(a))
- Approvals16
- Gross approval$5,969,700
- Average approval$373,106
- Median approval$225,000
- Largest approval$2,800,000
- Jobs supported129
- Jobs per approval8.1
- Loans with a final outcome6
- Paid in full6
- Charged off0
- Median term180 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises12.5 percent
- Distinct lenders4
- Distinct industries by NAICS14
Counted by borrower city: approvals to borrowers whose address is in Truth or Consequences, in any county, FY2020 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Truth or Consequences
SBA loans in Truth or Consequences (504)
- Approvals1
- Gross approval$1,991,000
- Average approval$1,991,000
- Median approval$1,991,000
- Largest approval$1,991,000
- Jobs supported1
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Truth or Consequences, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Truth or Consequences
Flood risk in Truth or Consequences
- NFIP communityCity of Truth Or Consequences
- NFIP community number350073
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/16/96
The City of Truth Or Consequences participates in the National Flood Insurance Program as community 350073 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Sierra County, not Truth or Consequences
Sierra County context, not Truth or Consequences figures
- Establishments in Sierra County222
- Covered employment, Sierra County3,522
- Average annual pay, Sierra County$44,291
Every figure in this section is published for Sierra County as a whole and is not a measurement of Truth or Consequences.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Truth or Consequences questions, answered from the record.
How many people live in Truth or Consequences, New Mexico?
6,019, in 2,598 households. Truth or Consequences city covers 28.00 square miles of land, which is 215 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Truth or Consequences in?
Sierra County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Truth or Consequences?
$33,788. The median owner-occupied home is valued at $124,600. Median gross rent is $714 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Truth or Consequences businesses?
16 7(a) approvals totaling $6.0 m since FY2020, across 4 lenders, median approval $225,000, plus 1 504 approvals worth $2.0 m since FY2010. These count approvals to borrowers whose address is in Truth or Consequences, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Truth or Consequences borrowers get paid back?
No rate is published for Truth or Consequences. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Truth or Consequences in the National Flood Insurance Program?
Yes. Truth or Consequences appears in the FEMA Community Status Book as Truth Or Consequences, city of, community 350073, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Truth or Consequences figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sierra County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Truth or Consequences.
Is zoning published for Truth or Consequences?
No. Nothing on this page presents parcel level zoning.
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