HomeNew MexicoUnion CountyClayton
Clayton, New Mexico: commercial real estate data.
Clayton is a Census town of 2,753 people across 7.81 square miles of land, in Union County. Median household income is $34,500, 72.6 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $325,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Clayton
What Clayton is
- Census place typetown
- Land area7.81 sq mi
- Water area0.03 sq mi
- Population per square mile of land353
- County holding the largest share of its areaUnion County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clayton
How many people live in Clayton
- Population2,753
- Median age40.8
- Population under 18506 plus or minus 113
- Share under 1818.4 percent
- Population 65 and over558 plus or minus 116
- Share 65 and over20.3 percent
- Households962
- Family households499 plus or minus 124
- Share of households that are families51.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clayton
Income and work in Clayton
- Median household income$34,500 plus or minus $14,073
- Per capita income$23,622 plus or minus $8,322
- Civilian labor force872 plus or minus 239
- Employed790 plus or minus 223
- Unemployed82 plus or minus 47
- Unemployment rate9.4 percent plus or minus 4.7
- Adults 25 and over2,054
- Adults 25 and over with a high school diploma or higher89.9 percent
- Adults 25 and over with a bachelor degree or higher13.8 percent plus or minus 5.1
- Adults 25 and over with a graduate degree2.9 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clayton
Housing in Clayton
- Housing units1,267
- Occupied units962
- Vacant units305 plus or minus 109
- Vacancy rate24.1 percent plus or minus 8.1
- Owner occupied698 plus or minus 148
- Renter occupied264 plus or minus 98
- Ownership rate72.6 percent
- Median owner-occupied home value$110,500
- Median gross rent, monthly$652 plus or minus $159
- Annual rent as a share of median income22.7 percent plus or minus 10.8
- Single family units933
- Share single family73.6 percent
- Units in buildings of two or more153 plus or minus 90
- Share in buildings of two or more12.1 percent plus or minus 6.9
- Mobile homes181 plus or minus 66
- Median year structure built1963
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clayton
How Clayton gets to work
- Workers 16 and over who commute751 plus or minus 221
- Commuting under 15 minutes626 plus or minus 189
- Share commuting under 15 minutes83.4 percent
- Commuting 30 minutes or more47 plus or minus 37
- Share commuting 30 minutes or more6.3 percent plus or minus 4.6
- Drove alone89.5 percent
- Carpooled2.6 percent plus or minus 3.5
- Public transport0.0 percent
- Walked4.2 percent plus or minus 4.6
- Worked from home1.6 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clayton
SBA loans in Clayton (7(a))
- Approvals2
- Gross approval$325,000
- Average approval$162,500
- Median approval$162,500
- Largest approval$175,000
- Jobs supported7
- Jobs per approval3.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term78 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises50.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Clayton, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Clayton
SBA loans in Clayton (504)
- Approvals1
- Gross approval$897,000
- Average approval$897,000
- Median approval$897,000
- Largest approval$897,000
- Jobs supported15
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Clayton, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Clayton
Flood risk in Clayton
- NFIP communityTown of Clayton
- NFIP community number350084
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/13/79(M)
The Town of Clayton participates in the National Flood Insurance Program as community 350084 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Union County, not Clayton
Union County context, not Clayton figures
- Establishments in Union County89
- Covered employment, Union County1,221
- Average annual pay, Union County$46,421
Every figure in this section is published for Union County as a whole and is not a measurement of Clayton.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Clayton questions, answered from the record.
How many people live in Clayton, New Mexico?
2,753, in 962 households. Clayton town covers 7.81 square miles of land, which is 353 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Clayton in?
Union County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Clayton?
$34,500. The median owner-occupied home is valued at $110,500. Median gross rent is $652 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Clayton businesses?
2 7(a) approvals totaling $325,000 since FY2020, across 2 lenders, median approval $162,500, plus 1 504 approvals worth $897,000 since FY2010. These count approvals to borrowers whose address is in Clayton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Clayton borrowers get paid back?
No rate is published for Clayton. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Clayton in the National Flood Insurance Program?
Yes. Clayton appears in the FEMA Community Status Book as Clayton, town of, community 350084, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Clayton figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Union County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Clayton.
Is zoning published for Clayton?
No. Nothing on this page presents parcel level zoning.
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