HomeNew YorkChenango CountyOxford
Oxford, New York: commercial real estate data.
Oxford is a Census village of 1,514 people across 1.77 square miles of land, in Chenango County. Median household income is $56,250, 69.8 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $250,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Oxford
What Oxford is
- Census place typevillage
- Land area1.77 sq mi
- Water area0 sq mi
- Population per square mile of land855
- County holding the largest share of its areaChenango County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
How many people live in Oxford
- Population1,514
- Median age43.4 plus or minus 8.9
- Population under 18389 plus or minus 105
- Share under 1825.7 percent plus or minus 5.5
- Population 65 and over331 plus or minus 76
- Share 65 and over21.9 percent
- Households610
- Family households416
- Share of households that are families68.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
Income and work in Oxford
- Median household income$56,250
- Per capita income$27,729
- Civilian labor force609 plus or minus 140
- Employed578 plus or minus 142
- Unemployed31 plus or minus 33
- Unemployment rate5.1 percent plus or minus 5.3
- Adults 25 and over1,045
- Adults 25 and over with a high school diploma or higher89.9 percent plus or minus 21.1
- Adults 25 and over with a bachelor degree or higher17.6 percent plus or minus 5.9
- Adults 25 and over with a graduate degree9.2 percent plus or minus 4.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
Housing in Oxford
- Housing units701
- Occupied units610
- Vacant units91 plus or minus 51
- Vacancy rate13.0 percent plus or minus 6.9
- Owner occupied426 plus or minus 94
- Renter occupied184 plus or minus 69
- Ownership rate69.8 percent
- Median owner-occupied home value$118,400 plus or minus $29,029
- Median gross rent, monthly$924
- Annual rent as a share of median income19.7 percent plus or minus 4.7
- Single family units495 plus or minus 106
- Share single family70.6 percent
- Units in buildings of two or more174 plus or minus 74
- Share in buildings of two or more24.8 percent plus or minus 9.4
- Mobile homes32 plus or minus 32
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
How Oxford gets to work
- Workers 16 and over who commute532 plus or minus 127
- Commuting under 15 minutes166 plus or minus 62
- Share commuting under 15 minutes31.2 percent plus or minus 9.0
- Commuting 30 minutes or more103 plus or minus 46
- Share commuting 30 minutes or more19.4 percent plus or minus 7.4
- Drove alone70.5 percent
- Carpooled13.3 percent plus or minus 7.1
- Public transport0.0 percent
- Walked9.1 percent plus or minus 5.1
- Worked from home7.2 percent plus or minus 5.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
SBA loans in Oxford (7(a))
- Approvals1
- Gross approval$250,000
- Average approval$250,000
- Median approval$250,000
- Largest approval$250,000
- Jobs supported5
- Jobs per approval5.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term74 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Oxford, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oxford
Flood risk in Oxford
- NFIP communityVillage of Oxford
- NFIP community number360163
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/26/10
The Village of Oxford participates in the National Flood Insurance Program as community 360163 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Chenango County, not Oxford
Chenango County context, not Oxford figures
- Establishments in Chenango County857
- Covered employment, Chenango County17,279
- Average annual pay, Chenango County$64,170
- Housing units permitted, Chenango County150
Every figure in this section is published for Chenango County as a whole and is not a measurement of Oxford.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Oxford questions, answered from the record.
How many people live in Oxford, New York?
1,514, in 610 households. Oxford village covers 1.77 square miles of land, which is 855 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oxford in?
Chenango County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oxford?
$56,250. The median owner-occupied home is valued at $118,400. Median gross rent is $924 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oxford businesses?
1 7(a) approvals totaling $250,000 since FY2020, across 1 lenders, median approval $250,000. These count approvals to borrowers whose address is in Oxford, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oxford borrowers get paid back?
No rate is published for Oxford. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Oxford in the National Flood Insurance Program?
Yes. Oxford appears in the FEMA Community Status Book as Oxford, village of, community 360163, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Oxford figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Chenango County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oxford.
Is zoning published for Oxford?
No. Nothing on this page presents parcel level zoning.
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