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HomeNew YorkSuffolk County

Suffolk County, New York: commercial real estate data.

Suffolk County, New York has a population of 1,530,146 across 912 square miles, up 0.7 percent since the 2020 census base. County output reached $139.01 bn in 2024, 50,748 establishments operate here, and the SBA record carries 2,394 7(a) approvals worth $993.2 m.

129 sourced county values · tier FULL · 12 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Suffolk County

How many people live in Suffolk County

  • Population1,530,146
  • Households512,565
  • Average household size2.99
  • Median household income$130,686
  • Median age41.7
  • Median gross rent$2,255 per month
  • Median owner-occupied home value$578,400
  • Home value to household income4.4 times
  • Annual rent as a share of median income20.7 percent
  • Adults 25 and over with a bachelor degree or higher40.2 percent
  • Adults 25 and over with a graduate degree18.6 percent
  • Adults 25 and over1,075,649
  • Population under 18317,899
  • Share under 1820.8 percent
  • Population 65 and over274,038
  • Share 65 and over17.9 percent
  • Working age population, 18 to 64938,209
  • Civilian labor force820,542
  • Unemployment rate4.7 percent
  • Labor force participation, adults 18 and over67.7 percent
  • Rank by population among New York counties4th of 62
  • Rank by population among US county-equivalents26th

Suffolk County is the 4th largest of 62 New York counties by population. A median home costs 4.4 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 20.8 percent against 17.9 percent, a household formation profile rather than a retirement one.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Suffolk County

Is Suffolk County's population growing?

  • Population change since the 2020 census base0.66 percent
  • Census 2020 base population1,525,913
  • Births, 202416,207
  • Deaths, 202412,813
  • Natural change, 20243,394
  • Net domestic migration, 2024-6,469
  • Net international migration, 20249,881
  • Total net migration, 20243,412
  • Cumulative net domestic migration, 2021 to 2024-21,113
  • Rank by growth among US county-equivalents1600th

The county has grown 0.66 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.

US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

Suffolk County

Where are people moving to Suffolk County from?

  • Tax returns filed by households arriving25,413
  • People arriving, from those returns42,861
  • Adjusted gross income arriving$3.67 bn
  • Net adjusted gross income movement$0
  • Average income of an arriving household$144,254
  • Largest single originSuffolk County Non-migrants (660,832 households)
  • Largest single destination (660,832 households)
Largest origins of households moving into Suffolk County
OriginHouseholdsPeopleAdjusted gross income
Suffolk County Non-migrants660,8321,260,896$84.30 bn
Nassau County8,11813,835$966.4 m
Queens County4,5408,701$386.6 m
Other flows - Different State2,5133,981$216.3 m
Kings County1,9733,523$260.1 m
New York County1,6512,638$851.9 m
Other flows - South1,1931,960$105.3 m
Other flows - Northeast537806$41.1 m

The largest single source of arrivals is Suffolk County Non-migrants, which is the catchment a retail or multifamily study should look at first.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Suffolk County

What is the Suffolk County economy?

  • County GDP, 2024$139.01 bn
  • County GDP, 2023$131.32 bn
  • GDP change, 2023 to 20245.9 percent
  • GDP change over five years28.7 percent
  • Rank by GDP among New York counties4th
  • Rank by GDP among US county-equivalents35th
  • GDP per resident$90,850

Output grew 5.9 percent in the latest year and 28.7 percent over five, which is the trend line a lender will read behind any single year figure.

US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.

Suffolk County

Largest employers in Suffolk County

  • Covered employment, annual average679,594
  • Establishments reporting56,343
  • Average annual pay$79,121
  • Average weekly wage$1,522
  • Sector 62, employment101,618
  • Sector 62, average annual pay$74,532
  • Sector 44-45, employment73,514
  • Sector 44-45, average annual pay$49,088
  • Sector 72, employment55,158
  • Sector 72, average annual pay$34,481
  • Sector 31-33, employment50,905
  • Sector 31-33, average annual pay$86,925
  • Sector 56, employment48,759
  • Sector 23, employment47,437
Private sector employment and pay, Suffolk County
SectorEmploymentEstablishmentsAverage annual pay
Sector 62101,6185,093$74,532
Sector 44-4573,5145,738$49,088
Sector 7255,1583,905$34,481
Sector 31-3350,9051,851$86,925
Sector 5648,7594,485$67,574
Sector 2347,4377,582$88,821
Sector 5439,2646,109$102,231
Sector 4234,0962,814$96,337

The largest sector is the biggest private employer group at 101,618 jobs, 15.0 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.

US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

Suffolk County

How many businesses are in Suffolk County?

  • Establishments, all industries50,748
  • Employment at those establishments592,580
  • Annual payroll$39.33 bn
  • Establishments per 1,000 residents33.2

These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.

US Census Bureau, County Business Patterns, 2023.

Suffolk County

Building permits in Suffolk County

  • Housing units authorised by permit, 20241,407
  • Declared construction value permitted$914.1 m
  • Single family units authorised1,137
  • Multifamily units authorised270
  • Multifamily share of units19.2 percent
  • Average declared value per unit$649,683
  • Units authorised per 1,000 households2.7

Multifamily is 19.2 percent of units authorised, so the pipeline is predominantly for sale product.

US Census Bureau, Building Permits Survey, 2024 annual.

Suffolk County

SBA loans in Suffolk County (7(a) and 504)

  • 7(a) approvals recorded2,394
  • 7(a) gross approval dollars$993.2 m
  • Average 7(a) approval$414,885
  • Median 7(a) approval$150,000
  • 10th percentile approval$25,000
  • 90th percentile approval$1,060,000
  • Largest single approval$5,000,000
  • Jobs reported supported, 7(a)21,395
  • Jobs per approval8.9
  • Distinct 7(a) lenders active129
  • Distinct industries receiving approvals398
  • Median 7(a) term120 months
  • Share of loans on real estate terms, 240 months or longer9.4 percent
  • Loans on real estate terms224
  • Loans on working capital terms, 120 months or shorter2,106
  • Franchise loans156
  • Franchise share of approvals6.5 percent
  • Leading industry by approval countFull-Service Restaurants (95)
  • Most active lenderTD Bank, National Association (580)
  • 504 approvals recorded505
  • 504 gross approval dollars$543.7 m
  • Average 504 approval$1,076,578
  • Median 504 approval$713,000
  • Distinct CDCs active3
  • 504 jobs per approval7.9
  • 504 jobs per million dollars approved7.3
  • Most active CDCEmpire State Certified Development Corporation (477)
  • 7(a) share of SBA approvals82.6 percent
  • Combined SBA approval dollars$1.54 bn

The average approval of $414,885 sits well above the median of $150,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 9.4 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Suffolk County

SBA loan default and charge-off rates in Suffolk County

Do SBA loans in Suffolk County get paid back?

  • Loans with a final outcome recorded379
  • Paid in full296
  • Charged off83
  • Charge off rate on resolved loans21.9 percent
  • Status: Exempt from disclosure1,535
  • Status: Paid in full296
  • Status: Charged off83
  • Status: Cancelled330
  • Status: Committed, not yet disbursed150
SBA 7(a) charge off rate by industry, Suffolk County, industries with ten or more resolved loans
NAICSIndustryResolved loansCharged offCharge off rate
236118Residential Remodelers20315.0%
722513Limited-Service Restaurants14214.3%
524210Insurance Agencies and Brokerages1119.1%
238990All Other Specialty Trade Contractors1000.0%
561730Landscaping Services10220.0%

Of the 379 loans that have reached a final outcome, 21.9 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong. Among industries with at least ten resolved loans, Landscaping Services carries the highest charge off rate at 20.0 percent.

Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Suffolk County

SBA lending by place in Suffolk County

  • Places in the county with recorded lending127
  • RONKONKOMA, approvals91
  • Bay Shore, approvals83
  • Deer Park, approvals79
  • Huntington, approvals74
  • Smithtown, approvals73
  • HUNTINGTON STATION, approvals66
SBA 7(a) approvals by place within Suffolk County
PlaceApprovalsGross approval dollars
RONKONKOMA91$42,563,300
Bay Shore83$45,533,800
Deer Park79$31,248,400
Huntington74$36,205,500
Smithtown73$25,776,100
HUNTINGTON STATION66$21,330,700
BOHEMIA62$38,845,900
Melville62$20,497,300

RONKONKOMA accounts for 91 approvals against 83 in Bay Shore. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Suffolk County

How large is Suffolk County?

  • Land area912 sq mi
  • Rank by land area among New York counties20th of 62
  • Width, east to west85.7 mi
  • Height, north to south47 mi
  • Geographies sharing a boundary1
  • Residents per square mile of land1,678
  • Establishments per square mile55.64

US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.

Suffolk County

Flood risk in Suffolk County

  • Communities in the NFIP Community Status Book43
  • Of those, participating in the NFIP43
  • NFIP participation rate100.0 percent
  • Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 10
  • Communities carrying a CRS class5
  • Radon levels in Suffolk County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3

The EPA places Suffolk County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class in Suffolk County is 10, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.

FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
  • Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
  • Zoning is in build. Parcel level zoning is not published on this page.

Feasibility studies

When a Suffolk County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a Suffolk County site starts with the figures you are reading, carrying the same source and period into the credit file.

  • Population1,530,146
  • Households512,565
  • Average household size2.99
  • Median household income$130,686
  • Median age41.7

How a feasibility study works →

Common questions

Suffolk County questions, answered from the record.

How many people live in Suffolk County, New York?

1,530,146, in 512,565 households, ranking 4th of 62 New York counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Is Suffolk County's population growing?

The population has grown 0.66 percent since the 2020 census base. In 2024 there were 16,207 births against 12,813 deaths, with net migration of 3,412. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

What is the median household income in Suffolk County?

$130,686. The median owner-occupied home is valued at $578,400, which is 4.4 times income, and median gross rent is $2,255 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

How many businesses are in Suffolk County?

50,748 establishments, employing 592,580 people with an annual payroll of $39.33 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.

What is the average wage in Suffolk County?

Average annual pay is $79,121, or $1,522 a week, across 679,594 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

How much SBA lending happens in Suffolk County?

2,394 7(a) approvals totalling $993.2 m since FY2020, across 129 lenders, with a median approval of $150,000, plus 505 504 approvals worth $543.7 m. These are approvals recorded in the release, not loans disbursed.

Do SBA loans in Suffolk County get paid back?

Of the 379 loans that have reached a final outcome, 296 were paid in full and 83 charged off, a charge off rate of 21.9 percent. Loans still running are excluded, because they have not yet succeeded or failed.

How many building permits were issued in Suffolk County?

1,407 housing units were authorised by permit in 2024, with a declared construction value of $914.1 m. Multifamily was 19.2 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.

What is the radon zone for Suffolk County?

Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Where do people moving to Suffolk County come from?

The largest single origin is Suffolk County Non-migrants, with 660,832 households. Arriving households report an average income of $144,254 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Are traffic counts available for Suffolk County on this page?

No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.

Is zoning published for Suffolk County?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.

Suffolk County

Cities and places in Suffolk.

159 Census places lie wholly or partly in Suffolk County. 159 carry enough published place level data for a page of their own and are linked. The rest are named here and not linked, because the American Community Survey and the SBA record between them do not carry enough about them to write an honest page. A place existing is itself worth knowing, so nothing in the county is left out.

Census places in Suffolk County, by population
PlaceTypePopulationSBA approvalsLies in
West BabylonCDP43,57061Wholly in this county
CoramCDP39,53940Wholly in this county
Central IslipCDP38,37320Wholly in this county
CommackCDP36,55860Wholly in this county
Huntington StationCDP32,60168Wholly in this county
CentereachCDP31,83925Wholly in this county
Bay ShoreCDP31,68386Wholly in this county
ShirleyCDP28,37525Wholly in this county
Deer ParkCDP27,99079Wholly in this county
Lindenhurstvillage27,14248Wholly in this county
West IslipCDP26,86525Wholly in this county
HolbrookCDP26,44957Wholly in this county
MedfordCDP24,79627Wholly in this county
Dix HillsCDP24,77323Wholly in this county
SmithtownCDP24,37573Wholly in this county
CopiagueCDP23,42417Wholly in this county
East PatchogueCDP21,6735Wholly in this county
SeldenCDP21,60418Wholly in this county
North AmityvilleCDP21,138None recordedWholly in this county
HauppaugeCDP20,79356Wholly in this county
North Bay ShoreCDP20,282None recordedWholly in this county
HuntingtonCDP19,94874Wholly in this county
MelvilleCDP19,71462Wholly in this county
East NorthportCDP19,70050Wholly in this county
HoltsvilleCDP19,34416Wholly in this county
RonkonkomaCDP18,70991Wholly in this county
Lake RonkonkomaCDP18,2216Wholly in this county
North BabylonCDP17,96316Wholly in this county
IslipCDP17,36222Wholly in this county
Mastic BeachCDP16,7355Wholly in this county
Kings ParkCDP16,51622Wholly in this county
FarmingvilleCDP16,16032Wholly in this county
MasticCDP15,70812Wholly in this county
Hampton BaysCDP15,70635Wholly in this county
SayvilleCDP15,40833Wholly in this county
GreenlawnCDP15,21017Wholly in this county
RiverheadCDP14,93630Wholly in this county
ManorvilleCDP14,23313Wholly in this county
NesconsetCDP13,83319Wholly in this county
East IslipCDP13,57311Wholly in this county
Rocky PointCDP13,35614Wholly in this county
St. JamesCDP13,24428Wholly in this county
Stony BrookCDP12,86826Wholly in this county
RidgeCDP12,50310Wholly in this county
Patchoguevillage12,39655Wholly in this county
Babylonvillage12,18524Wholly in this county
ElwoodCDP11,762None recordedWholly in this county
Miller PlaceCDP11,73630Wholly in this county
Mount SinaiCDP11,09328Wholly in this county
North BellportCDP11,087None recordedWholly in this county
Lake Grovevillage11,06121Wholly in this county
Middle IslandCDP11,02711Wholly in this county
North LindenhurstCDP10,952None recordedWholly in this county
TerryvilleCDP10,794None recordedWholly in this county
Fort SalongaCDP10,1991Wholly in this county
East SetauketCDP10,14938Wholly in this county
South HuntingtonCDP9,7792Wholly in this county
Amityvillevillage9,58833Wholly in this county
Stony Brook UniversityCDP9,530None recordedWholly in this county
BohemiaCDP9,18162Wholly in this county
SpringsCDP9,163None recordedWholly in this county
Center MorichesCDP9,12711Wholly in this county
BayportCDP8,9219Wholly in this county
Wading RiverCDP8,35930Wholly in this county
BaywoodCDP8,176None recordedWholly in this county
Port Jeffersonvillage8,09125Wholly in this county
Port Jefferson StationCDP7,67635Wholly in this county
Northportvillage7,32234Wholly in this county
East ShorehamCDP7,321None recordedWholly in this county
Sound BeachCDP7,2104Wholly in this county
OakdaleCDP7,11517Wholly in this county
North PatchogueCDP6,984None recordedWholly in this county
YaphankCDP6,93417Wholly in this county
FlandersCDP6,609None recordedWholly in this county
North SeaCDP6,458None recordedWholly in this county
SoutholdCDP6,39711Wholly in this county
East MorichesCDP6,2609Wholly in this county
CenterportCDP6,0725Wholly in this county
East Hampton NorthCDP6,006None recordedWholly in this county
East FarmingdaleCDP5,666None recordedWholly in this county
CalvertonCDP5,6186Wholly in this county
East QuogueCDP5,4063Wholly in this county
West HillsCDP5,369None recordedWholly in this county
Northwest HarborCDP5,205None recordedWholly in this county
Islip TerraceCDP5,16817Wholly in this county
West SayvilleCDP4,8007Wholly in this county
NoyackCDP4,782None recordedWholly in this county
Blue PointCDP4,7355Wholly in this county
Wheatley HeightsCDP4,7294Wholly in this county
Southamptonvillage4,62143Wholly in this county
MattituckCDP4,60610Wholly in this county
Gordon HeightsCDP4,230None recordedWholly in this county
MontaukCDP4,22317Wholly in this county
West Bay ShoreCDP4,208None recordedWholly in this county
SetauketCDP4,0697Wholly in this county
RiversideCDP4,038None recordedWholly in this county
North Great RiverCDP3,909None recordedWholly in this county
WesthamptonCDP3,9004Wholly in this county
Islandiavillage3,60017Wholly in this county
Lloyd Harborvillage3,565None recordedWholly in this county
Cold Spring HarborCDP3,2205Wholly in this county
Brightwatersvillage3,1795Wholly in this county
BrookhavenCDP2,8586Wholly in this county
CutchogueCDP2,8354Wholly in this county
Water MillCDP2,76410Wholly in this county
HalesiteCDP2,661None recordedWholly in this county
Baiting HollowCDP2,6143Wholly in this county
Greenportvillage2,57410Wholly in this county
Westhampton Beachvillage2,57419Wholly in this county
Shinnecock HillsCDP2,545None recordedWholly in this county
Sag Harborvillage2,48912Wholly in this county
Greenport WestCDP2,463None recordedWholly in this county
EastportCDP2,4144Wholly in this county
MorichesCDP2,3088Wholly in this county
Shelter IslandCDP2,1251Wholly in this county
Bellportvillage1,94819Wholly in this county
NorthvilleCDP1,912None recordedWholly in this county
Village of the Branchvillage1,903None recordedWholly in this county
Great RiverCDP1,899None recordedWholly in this county
AquebogueCDP1,8695Wholly in this county
Huntington Bayvillage1,693None recordedWholly in this county
JamesportCDP1,5932Wholly in this county
Remsenburg-SpeonkCDP1,564None recordedWholly in this county
BridgehamptonCDP1,5316Wholly in this county
Nissequoguevillage1,528None recordedWholly in this county
Head of the Harborvillage1,384None recordedWholly in this county
LaurelCDP1,3603Wholly in this county
East MarionCDP1,331None recordedWholly in this county
East Hamptonvillage1,29721Wholly in this county
TuckahoeCDP1,249None recordedWholly in this county
Shelter Island HeightsCDP1,230None recordedWholly in this county
Eatons NeckCDP1,173None recordedWholly in this county
Poquottvillage1,127None recordedWholly in this county
OrientCDP1,121None recordedWholly in this county
Old Fieldvillage1,007None recordedWholly in this county
North Havenvillage967None recordedWholly in this county
QuiogueCDP941None recordedWholly in this county
PeconicCDP848None recordedWholly in this county
AmagansettCDP8215Wholly in this county
Asharokenvillage805None recordedWholly in this county
Quoguevillage7603Wholly in this county
Belle Terrevillage740None recordedWholly in this county
WainscottCDP6124Wholly in this county
Shorehamvillage5373Wholly in this county
NorthamptonCDP499None recordedWholly in this county
Fire IslandCDP352None recordedWholly in this county
Sagaponackvillage3033Wholly in this county
New SuffolkCDP298None recordedWholly in this county
CaptreeCDP282None recordedWholly in this county
GilgoCDP148None recordedWholly in this county
West Hampton Dunesvillage107None recordedWholly in this county
Fishers IslandCDP72None recordedWholly in this county
NapeagueCDP70None recordedWholly in this county
Oak BeachCDP691Wholly in this county
Ocean Beachvillage241Wholly in this county
Saltairevillage8None recordedWholly in this county
Dering Harborvillage0None recordedWholly in this county
BrentwoodCDP31Wholly in this county
WyandanchCDP14Wholly in this county

A further 45 SBA approvals in Suffolk County are recorded against borrower cities that match no Census place, the largest being Boston, Huntington Station (Huntington, Speonk. Those are postal cities and unincorporated areas rather than incorporated places, so no page claims them, and their lending is counted in this county's totals above rather than under any city.

Nearby

Sharing a boundary with Suffolk.

All New York county pages →

How this page was built →