HomeNew YorkSuffolk CountyMontauk CDP
Montauk CDP, New York: commercial real estate data.
Montauk CDP is a Census CDP of 4,223 people across 18.49 square miles of land, in Suffolk County. Median household income is $142,961, 78.7 percent of occupied homes are owned, and the SBA record carries 17 7(a) approvals to borrowers here worth $2.0 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Montauk
What Montauk is
- Census place typeCDP
- Land area18.49 sq mi
- Water area17.34 sq mi
- Population per square mile of land228 plus or minus 48
- County holding the largest share of its areaSuffolk County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montauk
How many people live in Montauk
- Population4,223 plus or minus 883
- Median age44.7 plus or minus 9.5
- Population under 18888 plus or minus 263
- Share under 1821.0 percent plus or minus 4.4
- Population 65 and over846 plus or minus 181
- Share 65 and over20.0 percent
- Households1,615
- Family households1,031 plus or minus 214
- Share of households that are families63.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montauk
Income and work in Montauk
- Median household income$142,961 plus or minus $35,566
- Per capita income$96,487
- Civilian labor force2,291
- Employed2,164
- Unemployed127 plus or minus 72
- Unemployment rate5.5 percent plus or minus 3.0
- Adults 25 and over3,118
- Adults 25 and over with a high school diploma or higher96.3 percent plus or minus 23.2
- Adults 25 and over with a bachelor degree or higher53.1 percent plus or minus 13.7
- Adults 25 and over with a graduate degree19.2 percent plus or minus 4.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montauk
Housing in Montauk
- Housing units4,585
- Occupied units1,615
- Vacant units2,970
- Vacancy rate64.8 percent
- Owner occupied1,271
- Renter occupied344 plus or minus 124
- Ownership rate78.7 percent
- Median owner-occupied home value$1,356,600
- Median gross rent, monthly$2,313
- Annual rent as a share of median income19.4 percent plus or minus 5.7
- Single family units3,537
- Share single family77.1 percent
- Units in buildings of two or more580 plus or minus 190
- Share in buildings of two or more12.6 percent plus or minus 4.1
- Mobile homes468 plus or minus 133
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montauk
How Montauk gets to work
- Workers 16 and over who commute1,687
- Commuting under 15 minutes895 plus or minus 212
- Share commuting under 15 minutes53.1 percent
- Commuting 30 minutes or more394 plus or minus 130
- Share commuting 30 minutes or more23.4 percent plus or minus 6.3
- Drove alone65.7 percent
- Carpooled2.8 percent plus or minus 2.0
- Public transport4.3 percent plus or minus 3.5
- Walked3.6 percent plus or minus 3.6
- Worked from home20.3 percent plus or minus 5.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montauk
SBA loans in Montauk (7(a))
- Approvals17
- Gross approval$2,042,000
- Average approval$120,118
- Median approval$104,000
- Ninetieth percentile approval$200,000
- Largest approval$300,000
- Jobs supported54
- Jobs per approval3.2
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS14
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Montauk
SBA loans in Montauk (504)
- Approvals3
- Gross approval$2,475,000
- Average approval$825,000
- Median approval$897,000
- Largest approval$971,000
- Jobs supported27
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Suffolk County, not Montauk
Suffolk County context, not Montauk figures
These are Suffolk County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Montauk measurements.
- Establishments in Suffolk County50,748
- Employment at those establishments, Suffolk County592,580
- Covered employment, Suffolk County679,594
- Average annual pay, Suffolk County$79,121
- Average weekly wage, Suffolk County$1,522
- Housing units permitted, Suffolk County1,407
- Of those, single family, Suffolk County1,137
- County product, 2024, Suffolk County$139,014,125,000
- County product change over the prior year, Suffolk County5.9 percent
- Average income of an arriving household, Suffolk County$144,254
Every figure in this section is published for Suffolk County as a whole and is not a measurement of Montauk. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Montauk questions, answered from the record.
How many people live in Montauk, New York?
4,223, in 1,615 households. Montauk CDP covers 18.49 square miles of land, which is 228 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Montauk in?
Suffolk County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Montauk?
$142,961. The median owner-occupied home is valued at $1,356,600. Median gross rent is $2,313 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Montauk businesses?
17 7(a) approvals totalling $2.0 m, across 5 lenders, median approval $104,000, plus 3 504 approvals worth $2.5 m. These count approvals to borrowers whose address is in Montauk, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Montauk borrowers get paid back?
No rate is published for Montauk. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Montauk figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Suffolk County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Montauk.
Is zoning published for Montauk?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.