HomeNew YorkSuffolk CountyCentereach
Centereach, New York: commercial real estate data.
Centereach is a Census CDP of 31,839 people across 8.92 square miles of land, in Suffolk County. Median household income is $132,240, 86.5 percent of occupied homes are owned, and the SBA record carries 25 7(a) approvals to borrowers here worth $11.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Centereach
What Centereach is
- Census place typeCDP
- Land area8.92 sq mi
- Water area0 sq mi
- Population per square mile of land3,570
- County holding the largest share of its areaSuffolk County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Centereach
How many people live in Centereach
- Population31,839
- Median age38.4
- Population under 187,367
- Share under 1823.1 percent
- Population 65 and over4,757
- Share 65 and over14.9 percent
- Households9,676
- Family households7,947
- Share of households that are families82.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Centereach
Income and work in Centereach
- Median household income$132,240
- Per capita income$48,013
- Civilian labor force16,827
- Employed15,870
- Unemployed957 plus or minus 328
- Unemployment rate5.7 percent plus or minus 1.9
- Adults 25 and over21,245
- Adults 25 and over with a high school diploma or higher92.9 percent
- Adults 25 and over with a bachelor degree or higher35.5 percent
- Adults 25 and over with a graduate degree16.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Centereach
Housing in Centereach
- Housing units10,484
- Occupied units9,676
- Vacant units808 plus or minus 239
- Vacancy rate7.7 percent plus or minus 2.3
- Owner occupied8,370
- Renter occupied1,306 plus or minus 276
- Ownership rate86.5 percent
- Median owner-occupied home value$514,800
- Median gross rent, monthly$2,420
- Annual rent as a share of median income22.0 percent
- Single family units9,617
- Share single family91.7 percent
- Units in buildings of two or more803 plus or minus 225
- Share in buildings of two or more7.7 percent plus or minus 2.1
- Mobile homes55 plus or minus 64
- Median year structure built1970
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Centereach
How Centereach gets to work
- Workers 16 and over who commute13,697
- Commuting under 15 minutes2,854
- Share commuting under 15 minutes20.8 percent
- Commuting 30 minutes or more6,119
- Share commuting 30 minutes or more44.7 percent
- Drove alone76.7 percent
- Carpooled8.7 percent
- Public transport1.1 percent plus or minus 0.5
- Walked0.3 percent plus or minus 0.2
- Worked from home11.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Centereach
SBA loans in Centereach (7(a))
- Approvals25
- Gross approval$11,450,700
- Average approval$458,028
- Median approval$100,000
- Ninetieth percentile approval$1,407,000
- Largest approval$2,475,000
- Jobs supported299
- Jobs per approval12.0
- Loans with a final outcome3
- Paid in full2
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more8.0 percent
- Share to franchises24.0 percent
- Distinct lenders12
- Distinct industries by NAICS18
Counted by borrower city: approvals to borrowers whose address is in Centereach, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Centereach
SBA loans in Centereach (504)
- Approvals5
- Gross approval$3,587,000
- Average approval$717,400
- Median approval$663,000
- Largest approval$1,278,000
- Jobs supported36
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Centereach, in any county, FY2010 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Suffolk County, not Centereach
Suffolk County context, not Centereach figures
- Establishments in Suffolk County50,748
- Covered employment, Suffolk County679,594
- Average annual pay, Suffolk County$79,121
- Housing units permitted, Suffolk County1,407
Every figure in this section is published for Suffolk County as a whole and is not a measurement of Centereach.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Centereach questions, answered from the record.
How many people live in Centereach, New York?
31,839, in 9,676 households. Centereach CDP covers 8.92 square miles of land, which is 3,570 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Centereach in?
Suffolk County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Centereach?
$132,240. The median owner-occupied home is valued at $514,800. Median gross rent is $2,420 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Centereach businesses?
25 7(a) approvals totaling $11.5 m since FY2020, across 12 lenders, median approval $100,000, plus 5 504 approvals worth $3.6 m since FY2010. These count approvals to borrowers whose address is in Centereach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Centereach borrowers get paid back?
No rate is published for Centereach. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Centereach figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Suffolk County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Centereach.
Is zoning published for Centereach?
No. Nothing on this page presents parcel level zoning.