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HomeNew YorkSuffolk CountyCentral Islip CDP

Central Islip CDP, New York: commercial real estate data.

Central Islip CDP is a Census CDP of 38,373 people across 7.15 square miles of land, in Suffolk County. Median household income is $113,707, 78.2 percent of occupied homes are owned, and the SBA record carries 20 7(a) approvals to borrowers here worth $6.6 m.

76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Central Islip

What Central Islip is

  • Census place typeCDP
  • Land area7.15 sq mi
  • Water area0 sq mi
  • Population per square mile of land5,363
  • County holding the largest share of its areaSuffolk County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Central Islip

How many people live in Central Islip

  • Population38,373
  • Median age34.6
  • Population under 189,990
  • Share under 1826.0 percent
  • Population 65 and over4,409
  • Share 65 and over11.5 percent
  • Households9,545
  • Family households6,916
  • Share of households that are families72.5 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Central Islip

Income and work in Central Islip

  • Median household income$113,707
  • Per capita income$33,523
  • Civilian labor force19,384
  • Employed18,208
  • Unemployed1,176 plus or minus 308
  • Unemployment rate6.1 percent plus or minus 1.5
  • Adults 25 and over24,350
  • Adults 25 and over with a high school diploma or higher76.1 percent
  • Adults 25 and over with a bachelor degree or higher19.3 percent
  • Adults 25 and over with a graduate degree7.1 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Central Islip

Housing in Central Islip

  • Housing units10,660
  • Occupied units9,545
  • Vacant units1,115 plus or minus 236
  • Vacancy rate10.5 percent plus or minus 2.2
  • Owner occupied7,460
  • Renter occupied2,085
  • Ownership rate78.2 percent
  • Median owner-occupied home value$436,400
  • Median gross rent, monthly$2,071
  • Annual rent as a share of median income21.9 percent
  • Single family units8,569
  • Share single family80.4 percent
  • Units in buildings of two or more2,066
  • Share in buildings of two or more19.4 percent
  • Mobile homes25 plus or minus 29
  • Median year structure built1969

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Central Islip

How Central Islip gets to work

  • Workers 16 and over who commute16,340
  • Commuting under 15 minutes2,532
  • Share commuting under 15 minutes15.5 percent
  • Commuting 30 minutes or more6,505
  • Share commuting 30 minutes or more39.8 percent
  • Drove alone71.1 percent
  • Carpooled13.9 percent plus or minus 2.9
  • Public transport4.2 percent plus or minus 1.4
  • Walked0.4 percent plus or minus 0.3
  • Worked from home6.7 percent plus or minus 1.9

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Central Islip

SBA loans in Central Islip (7(a))

  • Approvals20
  • Gross approval$6,619,400
  • Average approval$330,970
  • Median approval$50,000
  • Ninetieth percentile approval$1,850,000
  • Largest approval$2,600,000
  • Jobs supported329
  • Jobs per approval16.4
  • Loans with a final outcome2
  • Paid in full2
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more5.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders8
  • Distinct industries by NAICS15

A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Central Islip

SBA loans in Central Islip (504)

  • Approvals3
  • Gross approval$6,331,000
  • Average approval$2,110,333
  • Median approval$1,462,000
  • Largest approval$3,844,000
  • Jobs supported24
  • Loans with a final outcome2
  • Charged off0
  • Median term240 months
  • Distinct CDCs1

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Suffolk County, not Central Islip

Suffolk County context, not Central Islip figures

These are Suffolk County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Central Islip measurements.

  • Establishments in Suffolk County50,748
  • Employment at those establishments, Suffolk County592,580
  • Covered employment, Suffolk County679,594
  • Average annual pay, Suffolk County$79,121
  • Average weekly wage, Suffolk County$1,522
  • Housing units permitted, Suffolk County1,407
  • Of those, single family, Suffolk County1,137
  • County product, 2024, Suffolk County$139,014,125,000
  • County product change over the prior year, Suffolk County5.9 percent
  • Average income of an arriving household, Suffolk County$144,254

Every figure in this section is published for Suffolk County as a whole and is not a measurement of Central Islip. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Central Islip questions, answered from the record.

How many people live in Central Islip, New York?

38,373, in 9,545 households. Central Islip CDP covers 7.15 square miles of land, which is 5,363 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Central Islip in?

Suffolk County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Central Islip?

$113,707. The median owner-occupied home is valued at $436,400. Median gross rent is $2,071 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Central Islip businesses?

20 7(a) approvals totalling $6.6 m, across 8 lenders, median approval $50,000, plus 3 504 approvals worth $6.3 m. These count approvals to borrowers whose address is in Central Islip, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Central Islip borrowers get paid back?

No rate is published for Central Islip. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Are the county figures on this page Central Islip figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Suffolk County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Central Islip.

Is zoning published for Central Islip?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.