HomeNew YorkSuffolk CountyWading River
Wading River, New York: commercial real estate data.
Wading River is a Census CDP of 8,359 people across 9.78 square miles of land, in Suffolk County. Median household income is $136,549, 94.6 percent of occupied homes are owned, and the SBA record carries 30 7(a) approvals to borrowers here worth $6.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Wading River
What Wading River is
- Census place typeCDP
- Land area9.78 sq mi
- Water area2.73 sq mi
- Population per square mile of land855
- County holding the largest share of its areaSuffolk County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wading River
How many people live in Wading River
- Population8,359
- Median age46.7
- Population under 181,320 plus or minus 322
- Share under 1815.8 percent plus or minus 3.6
- Population 65 and over1,743 plus or minus 435
- Share 65 and over20.9 percent plus or minus 4.8
- Households3,126
- Family households2,100
- Share of households that are families67.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wading River
Income and work in Wading River
- Median household income$136,549
- Per capita income$59,702
- Civilian labor force4,468
- Employed4,257
- Unemployed211 plus or minus 151
- Unemployment rate4.7 percent plus or minus 3.3
- Adults 25 and over6,223
- Adults 25 and over with a high school diploma or higher90.7 percent
- Adults 25 and over with a bachelor degree or higher41.7 percent
- Adults 25 and over with a graduate degree22.8 percent plus or minus 6.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wading River
Housing in Wading River
- Housing units3,488
- Occupied units3,126
- Vacant units362 plus or minus 158
- Vacancy rate10.4 percent plus or minus 4.3
- Owner occupied2,958
- Renter occupied168 plus or minus 133
- Ownership rate94.6 percent
- Median owner-occupied home value$518,500
- Single family units3,285
- Share single family94.2 percent
- Units in buildings of two or more102 plus or minus 131
- Share in buildings of two or more2.9 percent plus or minus 3.7
- Mobile homes101 plus or minus 82
- Median year structure built1981
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wading River
How Wading River gets to work
- Workers 16 and over who commute3,440
- Commuting under 15 minutes103 plus or minus 81
- Share commuting under 15 minutes3.0 percent plus or minus 2.3
- Commuting 30 minutes or more2,013 plus or minus 571
- Share commuting 30 minutes or more58.5 percent plus or minus 13.4
- Drove alone70.1 percent
- Carpooled10.7 percent plus or minus 4.7
- Public transport2.2 percent plus or minus 1.9
- Walked0.0 percent
- Worked from home17.0 percent plus or minus 4.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wading River
SBA loans in Wading River (7(a))
- Approvals30
- Gross approval$6,047,200
- Average approval$201,573
- Median approval$150,000
- Ninetieth percentile approval$365,000
- Largest approval$925,000
- Jobs supported213
- Jobs per approval7.1
- Loans with a final outcome5
- Paid in full4
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises6.7 percent
- Distinct lenders11
- Distinct industries by NAICS20
Counted by borrower city: approvals to borrowers whose address is in Wading River, in any county, FY2020 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Wading River
SBA loans in Wading River (504)
- Approvals2
- Gross approval$736,000
- Average approval$368,000
- Median approval$368,000
- Largest approval$569,000
- Jobs supported0
- Loans with a final outcome0
- Charged off0
- Median term270 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Wading River, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Suffolk County, not Wading River
Suffolk County context, not Wading River figures
- Establishments in Suffolk County50,748
- Covered employment, Suffolk County679,594
- Average annual pay, Suffolk County$79,121
- Housing units permitted, Suffolk County1,407
Every figure in this section is published for Suffolk County as a whole and is not a measurement of Wading River.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Wading River questions, answered from the record.
How many people live in Wading River, New York?
8,359, in 3,126 households. Wading River CDP covers 9.78 square miles of land, which is 855 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Wading River in?
Suffolk County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Wading River?
$136,549. The median owner-occupied home is valued at $518,500. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Wading River businesses?
30 7(a) approvals totaling $6.0 m since FY2020, across 11 lenders, median approval $150,000, plus 2 504 approvals worth $736,000 since FY2010. These count approvals to borrowers whose address is in Wading River, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Wading River borrowers get paid back?
No rate is published for Wading River. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Wading River figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Suffolk County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Wading River.
Is zoning published for Wading River?
No. Nothing on this page presents parcel level zoning.