HomeNew YorkSuffolk CountyCutchogue CDP
Cutchogue CDP, New York: commercial real estate data.
Cutchogue CDP is a Census CDP of 2,835 people across 9.78 square miles of land, in Suffolk County. Median household income is $143,472, 93.0 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $140,200.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Cutchogue
What Cutchogue is
- Census place typeCDP
- Land area9.78 sq mi
- Water area1.17 sq mi
- Population per square mile of land290
- County holding the largest share of its areaSuffolk County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cutchogue
How many people live in Cutchogue
- Population2,835
- Median age56.9
- Population under 18385 plus or minus 140
- Share under 1813.6 percent plus or minus 4.5
- Population 65 and over951 plus or minus 200
- Share 65 and over33.5 percent
- Households1,130
- Family households802
- Share of households that are families71.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cutchogue
Income and work in Cutchogue
- Median household income$143,472
- Per capita income$70,985 plus or minus $15,041
- Civilian labor force1,441
- Employed1,439
- Unemployed2 plus or minus 8
- Unemployment rate0.1 percent plus or minus 0.6
- Adults 25 and over2,329
- Adults 25 and over with a high school diploma or higher97.6 percent plus or minus 21.3
- Adults 25 and over with a bachelor degree or higher53.3 percent
- Adults 25 and over with a graduate degree21.9 percent plus or minus 5.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cutchogue
Housing in Cutchogue
- Housing units1,964
- Occupied units1,130
- Vacant units834
- Vacancy rate42.5 percent
- Owner occupied1,051
- Renter occupied79 plus or minus 49
- Ownership rate93.0 percent
- Median owner-occupied home value$917,800
- Median gross rent, monthly$2,120 plus or minus $1,044
- Annual rent as a share of median income17.7 percent plus or minus 9.4
- Single family units1,925
- Share single family98.0 percent
- Units in buildings of two or more37 plus or minus 32
- Share in buildings of two or more1.9 percent plus or minus 1.6
- Mobile homes2 plus or minus 6
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cutchogue
How Cutchogue gets to work
- Workers 16 and over who commute1,062 plus or minus 226
- Commuting under 15 minutes420 plus or minus 127
- Share commuting under 15 minutes39.5 percent plus or minus 8.5
- Commuting 30 minutes or more391 plus or minus 127
- Share commuting 30 minutes or more36.8 percent plus or minus 9.1
- Drove alone66.9 percent
- Carpooled4.1 percent plus or minus 4.0
- Public transport2.0 percent plus or minus 3.0
- Walked3.8 percent plus or minus 3.1
- Worked from home23.2 percent plus or minus 7.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cutchogue
SBA loans in Cutchogue (7(a))
- Approvals4
- Gross approval$140,200
- Average approval$35,050
- Median approval$50,000
- Ninetieth percentile approval$75,000
- Largest approval$75,000
- Jobs supported20
- Jobs per approval5.0
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS3
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Suffolk County, not Cutchogue
Suffolk County context, not Cutchogue figures
These are Suffolk County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cutchogue measurements.
- Establishments in Suffolk County50,748
- Employment at those establishments, Suffolk County592,580
- Covered employment, Suffolk County679,594
- Average annual pay, Suffolk County$79,121
- Average weekly wage, Suffolk County$1,522
- Housing units permitted, Suffolk County1,407
- Of those, single family, Suffolk County1,137
- County product, 2024, Suffolk County$139,014,125,000
- County product change over the prior year, Suffolk County5.9 percent
- Average income of an arriving household, Suffolk County$144,254
Every figure in this section is published for Suffolk County as a whole and is not a measurement of Cutchogue. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Cutchogue questions, answered from the record.
How many people live in Cutchogue, New York?
2,835, in 1,130 households. Cutchogue CDP covers 9.78 square miles of land, which is 290 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cutchogue in?
Suffolk County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cutchogue?
$143,472. The median owner-occupied home is valued at $917,800. Median gross rent is $2,120 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cutchogue businesses?
4 7(a) approvals totalling $140,200, across 1 lenders, median approval $50,000. These count approvals to borrowers whose address is in Cutchogue, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cutchogue borrowers get paid back?
No rate is published for Cutchogue. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Cutchogue figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Suffolk County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cutchogue.
Is zoning published for Cutchogue?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.