HomeNew YorkSuffolk CountyOak Beach CDP
Oak Beach CDP, New York: commercial real estate data.
Oak Beach CDP is a Census CDP of 69 people across 1.14 square miles of land, in Suffolk County. 100.0 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $22,800.
62 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
This is a small place, and the figures below carry wide margins.
The American Community Survey reaches Oak Beach through a sample, not a count, and in a place this size that sample is thin. The population estimate here is 69 with a margin of error of plus or minus 59, which is 85.5 percent of the estimate itself. Every figure whose margin reaches 20 percent is printed with that margin beside it, so you can see the width of each one rather than having to assume it.
Nothing has been removed or adjusted. These are the published federal estimates, shown with the uncertainty the Census publishes alongside them.
Oak Beach
What Oak Beach is
- Census place typeCDP
- Land area1.14 sq mi
- Water area2.16 sq mi
- Population per square mile of land60 plus or minus 52
- County holding the largest share of its areaSuffolk County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Beach
How many people live in Oak Beach
- Population69 plus or minus 59
- Median age40.3 plus or minus 37.2
- Population under 180
- Share under 180.0 percent
- Population 65 and over26 plus or minus 32
- Share 65 and over37.7 percent plus or minus 33.8
- Households26 plus or minus 21
- Family households26 plus or minus 21
- Share of households that are families100.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Beach
Income and work in Oak Beach
- Per capita income$108,265 plus or minus $35,299
- Civilian labor force57 plus or minus 44
- Employed57 plus or minus 44
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over69 plus or minus 59
- Adults 25 and over with a high school diploma or higher100.0 percent plus or minus 118.8
- Adults 25 and over with a bachelor degree or higher37.7 percent plus or minus 28.6
- Adults 25 and over with a graduate degree17.4 percent plus or minus 28.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Beach
Housing in Oak Beach
- Housing units155 plus or minus 117
- Occupied units26 plus or minus 21
- Vacant units129 plus or minus 116
- Vacancy rate83.2 percent plus or minus 40.7
- Owner occupied26 plus or minus 21
- Renter occupied0
- Ownership rate100.0 percent
- Single family units155 plus or minus 118
- Share single family100.0 percent
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes0
- Median year structure built1944
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Beach
How Oak Beach gets to work
- Workers 16 and over who commute57 plus or minus 44
- Commuting under 15 minutes0
- Share commuting under 15 minutes0.0 percent
- Commuting 30 minutes or more45 plus or minus 37
- Share commuting 30 minutes or more78.9 percent plus or minus 21.4
- Drove alone75.4 percent
- Carpooled24.6 percent plus or minus 31.6
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Beach
SBA loans in Oak Beach (7(a))
- Approvals1
- Gross approval$22,800
- Average approval$22,800
- Median approval$22,800
- Ninetieth percentile approval$22,800
- Largest approval$22,800
- Jobs supported1
- Jobs per approval1.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Suffolk County, not Oak Beach
Suffolk County context, not Oak Beach figures
These are Suffolk County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Oak Beach measurements.
- Establishments in Suffolk County50,748
- Employment at those establishments, Suffolk County592,580
- Covered employment, Suffolk County679,594
- Average annual pay, Suffolk County$79,121
- Average weekly wage, Suffolk County$1,522
- Housing units permitted, Suffolk County1,407
- Of those, single family, Suffolk County1,137
- County product, 2024, Suffolk County$139,014,125,000
- County product change over the prior year, Suffolk County5.9 percent
- Average income of an arriving household, Suffolk County$144,254
Every figure in this section is published for Suffolk County as a whole and is not a measurement of Oak Beach. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- The American Community Survey does not publish a median household income for this place, which happens where the sample is too small to support one.
- No median owner-occupied home value is published for this place.
- No median gross rent is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Oak Beach questions, answered from the record.
How many people live in Oak Beach, New York?
69, in 26 households. Oak Beach CDP covers 1.14 square miles of land, which is 60 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oak Beach in?
Suffolk County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
How much SBA lending goes to Oak Beach businesses?
1 7(a) approvals totalling $22,800, across 1 lenders, median approval $22,800. These count approvals to borrowers whose address is in Oak Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oak Beach borrowers get paid back?
No rate is published for Oak Beach. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Oak Beach figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Suffolk County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oak Beach.
Is zoning published for Oak Beach?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.