HomeNew YorkSuffolk CountySt. James
St. James, New York: commercial real estate data.
St. James is a Census CDP of 13,244 people across 4.56 square miles of land, in Suffolk County. Median household income is $142,368, 87.7 percent of occupied homes are owned, and the SBA record carries 28 7(a) approvals to borrowers here worth $7.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
St. James
What St. James is
- Census place typeCDP
- Land area4.56 sq mi
- Water area0 sq mi
- Population per square mile of land2,902
- County holding the largest share of its areaSuffolk County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. James
How many people live in St. James
- Population13,244
- Median age47.4
- Population under 182,585
- Share under 1819.5 percent
- Population 65 and over2,997
- Share 65 and over22.6 percent
- Households4,934
- Family households3,362
- Share of households that are families68.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. James
Income and work in St. James
- Median household income$142,368
- Per capita income$68,390
- Civilian labor force6,956
- Employed6,711
- Unemployed245 plus or minus 181
- Unemployment rate3.5 percent plus or minus 2.6
- Adults 25 and over9,494
- Adults 25 and over with a high school diploma or higher95.8 percent
- Adults 25 and over with a bachelor degree or higher49.7 percent
- Adults 25 and over with a graduate degree24.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. James
Housing in St. James
- Housing units5,064
- Occupied units4,934
- Vacant units130 plus or minus 94
- Vacancy rate2.6 percent plus or minus 1.8
- Owner occupied4,327
- Renter occupied607 plus or minus 246
- Ownership rate87.7 percent
- Median owner-occupied home value$652,700
- Median gross rent, monthly$2,218
- Annual rent as a share of median income18.7 percent plus or minus 4.2
- Single family units4,421
- Share single family87.3 percent
- Units in buildings of two or more643 plus or minus 245
- Share in buildings of two or more12.7 percent plus or minus 4.7
- Mobile homes0
- Median year structure built1970
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. James
How St. James gets to work
- Workers 16 and over who commute5,739
- Commuting under 15 minutes1,655 plus or minus 358
- Share commuting under 15 minutes28.8 percent
- Commuting 30 minutes or more2,434
- Share commuting 30 minutes or more42.4 percent
- Drove alone79.3 percent
- Carpooled3.7 percent plus or minus 1.6
- Public transport4.0 percent plus or minus 1.7
- Walked1.4 percent plus or minus 1.0
- Worked from home11.0 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. James
SBA loans in St. James (7(a))
- Approvals28
- Gross approval$7,708,500
- Average approval$275,304
- Median approval$57,000
- Ninetieth percentile approval$822,000
- Largest approval$2,000,000
- Jobs supported127
- Jobs per approval4.5
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more14.3 percent
- Share to franchises3.6 percent
- Distinct lenders10
- Distinct industries by NAICS20
Counted by borrower city: approvals to borrowers whose address is in St. James, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
St. James
SBA loans in St. James (504)
- Approvals6
- Gross approval$4,826,000
- Average approval$804,333
- Median approval$726,000
- Largest approval$1,433,000
- Jobs supported53
- Loans with a final outcome3
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in St. James, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Suffolk County, not St. James
Suffolk County context, not St. James figures
- Establishments in Suffolk County50,748
- Covered employment, Suffolk County679,594
- Average annual pay, Suffolk County$79,121
- Housing units permitted, Suffolk County1,407
Every figure in this section is published for Suffolk County as a whole and is not a measurement of St. James.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
St. James questions, answered from the record.
How many people live in St. James, New York?
13,244, in 4,934 households. St. James CDP covers 4.56 square miles of land, which is 2,902 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is St. James in?
Suffolk County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in St. James?
$142,368. The median owner-occupied home is valued at $652,700. Median gross rent is $2,218 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to St. James businesses?
28 7(a) approvals totaling $7.7 m since FY2020, across 10 lenders, median approval $57,000, plus 6 504 approvals worth $4.8 m since FY2010. These count approvals to borrowers whose address is in St. James, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to St. James borrowers get paid back?
No rate is published for St. James. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page St. James figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Suffolk County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of St. James.
Is zoning published for St. James?
No. Nothing on this page presents parcel level zoning.