HomeNew YorkSuffolk CountyBrightwaters
Brightwaters, New York: commercial real estate data.
Brightwaters is a Census village of 3,179 people across 0.97 square miles of land, in Suffolk County. Median household income is $218,000, 96.4 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $2.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Brightwaters
What Brightwaters is
- Census place typevillage
- Land area0.97 sq mi
- Water area0.02 sq mi
- Population per square mile of land3,292
- County holding the largest share of its areaSuffolk County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Brightwaters
How many people live in Brightwaters
- Population3,179
- Median age41.8
- Population under 18858
- Share under 1827.0 percent
- Population 65 and over526
- Share 65 and over16.5 percent
- Households1,054
- Family households880
- Share of households that are families83.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Brightwaters
Income and work in Brightwaters
- Median household income$218,000
- Per capita income$80,489
- Civilian labor force1,632
- Employed1,561
- Unemployed71 plus or minus 45
- Unemployment rate4.4 percent plus or minus 2.7
- Adults 25 and over2,139
- Adults 25 and over with a high school diploma or higher99.2 percent
- Adults 25 and over with a bachelor degree or higher62.6 percent
- Adults 25 and over with a graduate degree32.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Brightwaters
Housing in Brightwaters
- Housing units1,054
- Occupied units1,054
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied1,016
- Renter occupied38 plus or minus 29
- Ownership rate96.4 percent
- Median owner-occupied home value$768,600
- Median gross rent, monthly$1,728
- Annual rent as a share of median income9.5 percent
- Single family units1,025
- Share single family97.2 percent
- Units in buildings of two or more29 plus or minus 30
- Share in buildings of two or more2.8 percent plus or minus 2.8
- Mobile homes0
- Median year structure built1945
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Brightwaters
How Brightwaters gets to work
- Workers 16 and over who commute1,236
- Commuting under 15 minutes287 plus or minus 84
- Share commuting under 15 minutes23.2 percent plus or minus 6.4
- Commuting 30 minutes or more592
- Share commuting 30 minutes or more47.9 percent
- Drove alone65.4 percent
- Carpooled2.2 percent plus or minus 1.8
- Public transport8.6 percent plus or minus 3.4
- Walked2.3 percent plus or minus 1.9
- Worked from home19.9 percent plus or minus 6.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Brightwaters
SBA loans in Brightwaters (7(a))
- Approvals5
- Gross approval$2,560,000
- Average approval$512,000
- Median approval$100,000
- Largest approval$2,140,000
- Jobs supported30
- Jobs per approval6.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more20.0 percent
- Share to franchises20.0 percent
- Distinct lenders4
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Brightwaters, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Brightwaters
Flood risk in Brightwaters
- NFIP communityVillage of Brightwaters
- NFIP community number361342
- Participating in the NFIPYes
- Community Rating System classClass 10
- Currently effective map date09/25/09
The Village of Brightwaters participates in the National Flood Insurance Program as community 361342 and carries Community Rating System class 10, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Suffolk County, not Brightwaters
Suffolk County context, not Brightwaters figures
- Establishments in Suffolk County50,748
- Covered employment, Suffolk County679,594
- Average annual pay, Suffolk County$79,121
- Housing units permitted, Suffolk County1,407
Every figure in this section is published for Suffolk County as a whole and is not a measurement of Brightwaters.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Brightwaters questions, answered from the record.
How many people live in Brightwaters, New York?
3,179, in 1,054 households. Brightwaters village covers 0.97 square miles of land, which is 3,292 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Brightwaters in?
Suffolk County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Brightwaters?
$218,000. The median owner-occupied home is valued at $768,600. Median gross rent is $1,728 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Brightwaters businesses?
5 7(a) approvals totaling $2.6 m since FY2020, across 4 lenders, median approval $100,000. These count approvals to borrowers whose address is in Brightwaters, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Brightwaters borrowers get paid back?
No rate is published for Brightwaters. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Brightwaters in the National Flood Insurance Program?
Yes. Brightwaters appears in the FEMA Community Status Book as Brightwaters, village of, community 361342, carrying Community Rating System class 10, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Brightwaters figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Suffolk County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Brightwaters.
Is zoning published for Brightwaters?
No. Nothing on this page presents parcel level zoning.