HomeNew YorkSuffolk CountyMiddle Island CDP
Middle Island CDP, New York: commercial real estate data.
Middle Island CDP is a Census CDP of 11,027 people across 8.22 square miles of land, in Suffolk County. Median household income is $85,480, 69.2 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $895,000.
66 sourced place values · tier FULL · 7 sections
Middle Island
What Middle Island is
- Census place typeCDP
- Land area8.22 sq mi
- Water area0.06 sq mi
- Population per square mile of land1,342
- County holding the largest share of its areaSuffolk County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middle Island
How many people live in Middle Island
- Population11,027
- Median age43.9
- Population under 182,263
- Share under 1820.5 percent
- Population 65 and over2,571
- Share 65 and over23.3 percent
- Households4,543
- Family households2,695
- Share of households that are families59.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middle Island
Income and work in Middle Island
- Median household income$85,480
- Per capita income$44,856
- Civilian labor force5,424
- Employed5,153
- Unemployed271 plus or minus 144
- Unemployment rate5.0 percent plus or minus 2.6
- Adults 25 and over8,114
- Adults 25 and over with a high school diploma or higher92.6 percent
- Adults 25 and over with a bachelor degree or higher32.0 percent
- Adults 25 and over with a graduate degree12.9 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middle Island
Housing in Middle Island
- Housing units4,843
- Occupied units4,543
- Vacant units300 plus or minus 120
- Vacancy rate6.2 percent plus or minus 2.4
- Owner occupied3,146
- Renter occupied1,397 plus or minus 300
- Ownership rate69.2 percent
- Median owner-occupied home value$383,500
- Median gross rent, monthly$1,868
- Annual rent as a share of median income26.2 percent plus or minus 6.0
- Single family units2,848
- Share single family58.8 percent
- Units in buildings of two or more1,995 plus or minus 421
- Share in buildings of two or more41.2 percent
- Mobile homes0
- Median year structure built1979
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middle Island
How Middle Island gets to work
- Workers 16 and over who commute4,677
- Commuting under 15 minutes788 plus or minus 267
- Share commuting under 15 minutes16.8 percent plus or minus 5.2
- Commuting 30 minutes or more2,203
- Share commuting 30 minutes or more47.1 percent
- Drove alone79.4 percent plus or minus 16.8
- Carpooled10.8 percent plus or minus 4.6
- Public transport0.7 percent plus or minus 0.5
- Walked0.8 percent plus or minus 1.0
- Worked from home7.8 percent plus or minus 5.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middle Island
SBA 7(a) lending to Middle Island borrowers
- Approvals11
- Gross approval$895,000
- Average approval$81,364
- Median approval$45,000
- Ninetieth percentile approval$150,000
- Largest approval$335,000
- Jobs supported31
- Jobs per approval2.8
- Loans with a final outcome2
- Paid in full0
- Charged off2
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS9
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Suffolk County, not Middle Island
Suffolk County context, not Middle Island figures
These are Suffolk County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Middle Island measurements.
- Establishments in Suffolk County50,748
- Employment at those establishments, Suffolk County592,580
- Covered employment, Suffolk County679,594
- Average annual pay, Suffolk County$79,121
- Average weekly wage, Suffolk County$1,522
- Housing units permitted, Suffolk County1,407
- Of those, single family, Suffolk County1,137
- County product, 2024, Suffolk County$139,014,125,000
- County product change over the prior year, Suffolk County5.9 percent
- Average income of an arriving household, Suffolk County$144,254
Every figure in this section is published for Suffolk County as a whole and is not a measurement of Middle Island. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Middle Island questions, answered from the record.
How many people live in Middle Island, New York?
11,027, in 4,543 households. Middle Island CDP covers 8.22 square miles of land, which is 1,342 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Middle Island in?
Suffolk County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Middle Island?
$85,480. The median owner-occupied home is valued at $383,500. Median gross rent is $1,868 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Middle Island businesses?
11 7(a) approvals totalling $895,000, across 5 lenders, median approval $45,000. These count approvals to borrowers whose address is in Middle Island, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Middle Island borrowers get paid back?
No rate is published for Middle Island. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Middle Island figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Suffolk County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Middle Island.
Is zoning published for Middle Island?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.