HomeNew YorkSuffolk CountySag Harbor village
Sag Harbor village, New York: commercial real estate data.
Sag Harbor village is a Census village of 2,489 people across 1.79 square miles of land, in Suffolk County. Median household income is $129,821, 83.2 percent of occupied homes are owned, and the SBA record carries 12 7(a) approvals to borrowers here worth $5.7 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Sag Harbor
What Sag Harbor is
- Census place typevillage
- Land area1.79 sq mi
- Water area0.02 sq mi
- Population per square mile of land1,393 plus or minus 294
- County holding the largest share of its areaSuffolk County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sag Harbor
How many people live in Sag Harbor
- Population2,489 plus or minus 525
- Median age51.8
- Population under 18519 plus or minus 214
- Share under 1820.9 percent plus or minus 7.4
- Population 65 and over864 plus or minus 192
- Share 65 and over34.7 percent
- Households1,134
- Family households660 plus or minus 141
- Share of households that are families58.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sag Harbor
Income and work in Sag Harbor
- Median household income$129,821 plus or minus $39,084
- Per capita income$121,139 plus or minus $24,512
- Civilian labor force1,207 plus or minus 270
- Employed1,202 plus or minus 271
- Unemployed5 plus or minus 9
- Unemployment rate0.4 percent plus or minus 0.7
- Adults 25 and over1,895
- Adults 25 and over with a high school diploma or higher97.3 percent plus or minus 23.2
- Adults 25 and over with a bachelor degree or higher64.5 percent
- Adults 25 and over with a graduate degree34.7 percent plus or minus 7.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sag Harbor
Housing in Sag Harbor
- Housing units2,109
- Occupied units1,134
- Vacant units975
- Vacancy rate46.2 percent
- Owner occupied943
- Renter occupied191 plus or minus 82
- Ownership rate83.2 percent
- Median owner-occupied home value$1,615,900 plus or minus $587,215
- Median gross rent, monthly$3,501
- Annual rent as a share of median income32.4 percent
- Single family units1,970
- Share single family93.4 percent
- Units in buildings of two or more139 plus or minus 80
- Share in buildings of two or more6.6 percent plus or minus 3.7
- Mobile homes0
- Median year structure built1958
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sag Harbor
How Sag Harbor gets to work
- Workers 16 and over who commute875 plus or minus 223
- Commuting under 15 minutes440 plus or minus 171
- Share commuting under 15 minutes50.3 percent plus or minus 14.8
- Commuting 30 minutes or more135 plus or minus 72
- Share commuting 30 minutes or more15.4 percent plus or minus 7.2
- Drove alone55.1 percent
- Carpooled2.4 percent plus or minus 2.6
- Public transport4.2 percent plus or minus 2.7
- Walked9.8 percent plus or minus 6.2
- Worked from home26.4 percent plus or minus 12.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sag Harbor
SBA loans in Sag Harbor (7(a))
- Approvals12
- Gross approval$5,705,000
- Average approval$475,417
- Median approval$150,000
- Ninetieth percentile approval$1,150,000
- Largest approval$2,203,000
- Jobs supported137
- Jobs per approval11.4
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more8.3 percent
- Share to franchises0.0 percent
- Distinct lenders8
- Distinct industries by NAICS9
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sag Harbor
SBA loans in Sag Harbor (504)
- Approvals6
- Gross approval$6,317,000
- Average approval$1,052,833
- Median approval$827,000
- Largest approval$2,577,000
- Jobs supported28
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Sag Harbor
Flood risk in Sag Harbor
- Listed NFIP communities1
- Of those, participating1
- NFIP community number360807
- Currently effective map date09/25/09
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Suffolk County, not Sag Harbor
Suffolk County context, not Sag Harbor figures
These are Suffolk County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Sag Harbor measurements.
- Establishments in Suffolk County50,748
- Employment at those establishments, Suffolk County592,580
- Covered employment, Suffolk County679,594
- Average annual pay, Suffolk County$79,121
- Average weekly wage, Suffolk County$1,522
- Housing units permitted, Suffolk County1,407
- Of those, single family, Suffolk County1,137
- County product, 2024, Suffolk County$139,014,125,000
- County product change over the prior year, Suffolk County5.9 percent
- Average income of an arriving household, Suffolk County$144,254
Every figure in this section is published for Suffolk County as a whole and is not a measurement of Sag Harbor. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Sag Harbor questions, answered from the record.
How many people live in Sag Harbor, New York?
2,489, in 1,134 households. Sag Harbor village covers 1.79 square miles of land, which is 1,393 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Sag Harbor in?
Suffolk County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Sag Harbor?
$129,821. The median owner-occupied home is valued at $1,615,900. Median gross rent is $3,501 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Sag Harbor businesses?
12 7(a) approvals totalling $5.7 m, across 8 lenders, median approval $150,000, plus 6 504 approvals worth $6.3 m. These count approvals to borrowers whose address is in Sag Harbor, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Sag Harbor borrowers get paid back?
No rate is published for Sag Harbor. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Sag Harbor in the National Flood Insurance Program?
Yes. Sag Harbor appears in the FEMA Community Status Book as community 360807, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Sag Harbor figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Suffolk County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sag Harbor.
Is zoning published for Sag Harbor?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.