HomeNew YorkSuffolk CountySag Harbor
Sag Harbor, New York: commercial real estate data.
Sag Harbor is a Census village of 2,489 people across 1.79 square miles of land, in Suffolk County. Median household income is $129,821, 83.2 percent of occupied homes are owned, and the SBA record carries 12 7(a) approvals to borrowers here worth $5.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Sag Harbor
What Sag Harbor is
- Census place typevillage
- Land area1.79 sq mi
- Water area0.02 sq mi
- Population per square mile of land1,393 plus or minus 294
- County holding the largest share of its areaSuffolk County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sag Harbor
How many people live in Sag Harbor
- Population2,489 plus or minus 525
- Median age51.8
- Population under 18519 plus or minus 214
- Share under 1820.9 percent plus or minus 7.4
- Population 65 and over864 plus or minus 192
- Share 65 and over34.7 percent
- Households1,134
- Family households660 plus or minus 141
- Share of households that are families58.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sag Harbor
Income and work in Sag Harbor
- Median household income$129,821 plus or minus $39,084
- Per capita income$121,139 plus or minus $24,512
- Civilian labor force1,207 plus or minus 270
- Employed1,202 plus or minus 271
- Unemployed5 plus or minus 9
- Unemployment rate0.4 percent plus or minus 0.7
- Adults 25 and over1,895
- Adults 25 and over with a high school diploma or higher97.3 percent plus or minus 23.2
- Adults 25 and over with a bachelor degree or higher64.5 percent
- Adults 25 and over with a graduate degree34.7 percent plus or minus 7.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sag Harbor
Housing in Sag Harbor
- Housing units2,109
- Occupied units1,134
- Vacant units975
- Vacancy rate46.2 percent
- Owner occupied943
- Renter occupied191 plus or minus 82
- Ownership rate83.2 percent
- Median owner-occupied home value$1,615,900 plus or minus $587,215
- Median gross rent, monthly$3,501
- Annual rent as a share of median income32.4 percent
- Single family units1,970
- Share single family93.4 percent
- Units in buildings of two or more139 plus or minus 80
- Share in buildings of two or more6.6 percent plus or minus 3.7
- Mobile homes0
- Median year structure built1958
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sag Harbor
How Sag Harbor gets to work
- Workers 16 and over who commute875 plus or minus 223
- Commuting under 15 minutes440 plus or minus 171
- Share commuting under 15 minutes50.3 percent plus or minus 14.8
- Commuting 30 minutes or more135 plus or minus 72
- Share commuting 30 minutes or more15.4 percent plus or minus 7.2
- Drove alone55.1 percent
- Carpooled2.4 percent plus or minus 2.6
- Public transport4.2 percent plus or minus 2.7
- Walked9.8 percent plus or minus 6.2
- Worked from home26.4 percent plus or minus 12.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sag Harbor
SBA loans in Sag Harbor (7(a))
- Approvals12
- Gross approval$5,705,000
- Average approval$475,417
- Median approval$150,000
- Largest approval$2,203,000
- Jobs supported137
- Jobs per approval11.4
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more8.3 percent
- Share to franchises0.0 percent
- Distinct lenders8
- Distinct industries by NAICS9
Counted by borrower city: approvals to borrowers whose address is in Sag Harbor, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sag Harbor
SBA loans in Sag Harbor (504)
- Approvals6
- Gross approval$6,317,000
- Average approval$1,052,833
- Median approval$762,000
- Largest approval$2,577,000
- Jobs supported28
- Loans with a final outcome1
- Charged off0
- Median term270 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Sag Harbor, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Sag Harbor
Flood risk in Sag Harbor
- NFIP communityVillage of Sag Harbor
- NFIP community number360807
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/25/09
The Village of Sag Harbor participates in the National Flood Insurance Program as community 360807 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Suffolk County, not Sag Harbor
Suffolk County context, not Sag Harbor figures
- Establishments in Suffolk County50,748
- Covered employment, Suffolk County679,594
- Average annual pay, Suffolk County$79,121
- Housing units permitted, Suffolk County1,407
Every figure in this section is published for Suffolk County as a whole and is not a measurement of Sag Harbor.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Sag Harbor questions, answered from the record.
How many people live in Sag Harbor, New York?
2,489, in 1,134 households. Sag Harbor village covers 1.79 square miles of land, which is 1,393 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Sag Harbor in?
Suffolk County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Sag Harbor?
$129,821. The median owner-occupied home is valued at $1,615,900. Median gross rent is $3,501 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Sag Harbor businesses?
12 7(a) approvals totaling $5.7 m since FY2020, across 8 lenders, median approval $150,000, plus 6 504 approvals worth $6.3 m since FY2010. These count approvals to borrowers whose address is in Sag Harbor, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Sag Harbor borrowers get paid back?
No rate is published for Sag Harbor. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Sag Harbor in the National Flood Insurance Program?
Yes. Sag Harbor appears in the FEMA Community Status Book as Sag Harbor, village of, community 360807, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Sag Harbor figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Suffolk County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sag Harbor.
Is zoning published for Sag Harbor?
No. Nothing on this page presents parcel level zoning.