HomeNew YorkSuffolk CountyRocky Point CDP
Rocky Point CDP, New York: commercial real estate data.
Rocky Point CDP is a Census CDP of 13,356 people across 11.32 square miles of land, in Suffolk County. Median household income is $127,024, 88.3 percent of occupied homes are owned, and the SBA record carries 14 7(a) approvals to borrowers here worth $1.9 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Rocky Point
What Rocky Point is
- Census place typeCDP
- Land area11.32 sq mi
- Water area1.33 sq mi
- Population per square mile of land1,180
- County holding the largest share of its areaSuffolk County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rocky Point
How many people live in Rocky Point
- Population13,356
- Median age40.5
- Population under 183,169
- Share under 1823.7 percent
- Population 65 and over1,765
- Share 65 and over13.2 percent
- Households4,914
- Family households3,568
- Share of households that are families72.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rocky Point
Income and work in Rocky Point
- Median household income$127,024
- Per capita income$53,286
- Civilian labor force7,853
- Employed7,356
- Unemployed497 plus or minus 193
- Unemployment rate6.3 percent plus or minus 2.4
- Adults 25 and over9,011
- Adults 25 and over with a high school diploma or higher96.1 percent
- Adults 25 and over with a bachelor degree or higher36.5 percent
- Adults 25 and over with a graduate degree18.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rocky Point
Housing in Rocky Point
- Housing units5,262
- Occupied units4,914
- Vacant units348 plus or minus 180
- Vacancy rate6.6 percent plus or minus 3.4
- Owner occupied4,340
- Renter occupied574 plus or minus 178
- Ownership rate88.3 percent
- Median owner-occupied home value$461,400
- Median gross rent, monthly$2,337
- Annual rent as a share of median income22.1 percent
- Single family units4,907
- Share single family93.3 percent
- Units in buildings of two or more355 plus or minus 133
- Share in buildings of two or more6.7 percent plus or minus 2.5
- Mobile homes0
- Median year structure built1965
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rocky Point
How Rocky Point gets to work
- Workers 16 and over who commute6,654
- Commuting under 15 minutes848 plus or minus 235
- Share commuting under 15 minutes12.7 percent plus or minus 3.2
- Commuting 30 minutes or more3,776
- Share commuting 30 minutes or more56.7 percent
- Drove alone79.0 percent
- Carpooled6.6 percent plus or minus 2.4
- Public transport3.1 percent plus or minus 2.4
- Walked0.0 percent
- Worked from home8.6 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rocky Point
SBA loans in Rocky Point (7(a))
- Approvals14
- Gross approval$1,940,100
- Average approval$138,579
- Median approval$79,300
- Ninetieth percentile approval$285,000
- Largest approval$640,000
- Jobs supported46
- Jobs per approval3.3
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders8
- Distinct industries by NAICS13
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Rocky Point
SBA loans in Rocky Point (504)
- Approvals2
- Gross approval$1,684,000
- Average approval$842,000
- Median approval$1,531,000
- Largest approval$1,531,000
- Jobs supported0
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Suffolk County, not Rocky Point
Suffolk County context, not Rocky Point figures
These are Suffolk County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Rocky Point measurements.
- Establishments in Suffolk County50,748
- Employment at those establishments, Suffolk County592,580
- Covered employment, Suffolk County679,594
- Average annual pay, Suffolk County$79,121
- Average weekly wage, Suffolk County$1,522
- Housing units permitted, Suffolk County1,407
- Of those, single family, Suffolk County1,137
- County product, 2024, Suffolk County$139,014,125,000
- County product change over the prior year, Suffolk County5.9 percent
- Average income of an arriving household, Suffolk County$144,254
Every figure in this section is published for Suffolk County as a whole and is not a measurement of Rocky Point. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Rocky Point questions, answered from the record.
How many people live in Rocky Point, New York?
13,356, in 4,914 households. Rocky Point CDP covers 11.32 square miles of land, which is 1,180 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Rocky Point in?
Suffolk County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Rocky Point?
$127,024. The median owner-occupied home is valued at $461,400. Median gross rent is $2,337 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Rocky Point businesses?
14 7(a) approvals totalling $1.9 m, across 8 lenders, median approval $79,300, plus 2 504 approvals worth $1.7 m. These count approvals to borrowers whose address is in Rocky Point, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Rocky Point borrowers get paid back?
No rate is published for Rocky Point. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Rocky Point figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Suffolk County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rocky Point.
Is zoning published for Rocky Point?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.