HomeNew YorkSuffolk CountyMastic Beach
Mastic Beach, New York: commercial real estate data.
Mastic Beach is a Census CDP of 16,735 people across 4.90 square miles of land, in Suffolk County. Median household income is $111,493, 81.6 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $700,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Mastic Beach
What Mastic Beach is
- Census place typeCDP
- Land area4.9 sq mi
- Water area1.11 sq mi
- Population per square mile of land3,416
- County holding the largest share of its areaSuffolk County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mastic Beach
How many people live in Mastic Beach
- Population16,735
- Median age35.9
- Population under 185,222
- Share under 1831.2 percent
- Population 65 and over1,775
- Share 65 and over10.6 percent
- Households5,277
- Family households3,920
- Share of households that are families74.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mastic Beach
Income and work in Mastic Beach
- Median household income$111,493
- Per capita income$37,557
- Civilian labor force7,269
- Employed6,947
- Unemployed322 plus or minus 137
- Unemployment rate4.4 percent plus or minus 1.8
- Adults 25 and over10,285
- Adults 25 and over with a high school diploma or higher89.4 percent
- Adults 25 and over with a bachelor degree or higher24.5 percent plus or minus 5.2
- Adults 25 and over with a graduate degree10.0 percent plus or minus 3.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mastic Beach
Housing in Mastic Beach
- Housing units5,634
- Occupied units5,277
- Vacant units357 plus or minus 138
- Vacancy rate6.3 percent plus or minus 2.4
- Owner occupied4,307
- Renter occupied970 plus or minus 211
- Ownership rate81.6 percent
- Median owner-occupied home value$357,200
- Median gross rent, monthly$2,428
- Annual rent as a share of median income26.1 percent
- Single family units5,488
- Share single family97.4 percent
- Units in buildings of two or more130 plus or minus 71
- Share in buildings of two or more2.3 percent plus or minus 1.2
- Mobile homes16 plus or minus 26
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mastic Beach
How Mastic Beach gets to work
- Workers 16 and over who commute6,337
- Commuting under 15 minutes479 plus or minus 158
- Share commuting under 15 minutes7.6 percent plus or minus 2.3
- Commuting 30 minutes or more4,500
- Share commuting 30 minutes or more71.0 percent
- Drove alone84.6 percent
- Carpooled4.4 percent plus or minus 1.5
- Public transport2.5 percent plus or minus 1.6
- Walked0.6 percent plus or minus 0.5
- Worked from home6.7 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mastic Beach
SBA loans in Mastic Beach (7(a))
- Approvals5
- Gross approval$700,000
- Average approval$140,000
- Median approval$100,000
- Largest approval$350,000
- Jobs supported22
- Jobs per approval4.4
- Loans with a final outcome3
- Paid in full2
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Mastic Beach, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mastic Beach
SBA loans in Mastic Beach (504)
- Approvals1
- Gross approval$398,000
- Average approval$398,000
- Median approval$398,000
- Largest approval$398,000
- Jobs supported4
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Mastic Beach, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Mastic Beach
Flood risk in Mastic Beach
- NFIP communityVillage of Mastic Beach
- NFIP community number360678
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/25/09
The Village of Mastic Beach participates in the National Flood Insurance Program as community 360678 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Suffolk County, not Mastic Beach
Suffolk County context, not Mastic Beach figures
- Establishments in Suffolk County50,748
- Covered employment, Suffolk County679,594
- Average annual pay, Suffolk County$79,121
- Housing units permitted, Suffolk County1,407
Every figure in this section is published for Suffolk County as a whole and is not a measurement of Mastic Beach.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Mastic Beach questions, answered from the record.
How many people live in Mastic Beach, New York?
16,735, in 5,277 households. Mastic Beach CDP covers 4.90 square miles of land, which is 3,416 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Mastic Beach in?
Suffolk County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Mastic Beach?
$111,493. The median owner-occupied home is valued at $357,200. Median gross rent is $2,428 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Mastic Beach businesses?
5 7(a) approvals totaling $700,000 since FY2020, across 3 lenders, median approval $100,000, plus 1 504 approvals worth $398,000 since FY2010. These count approvals to borrowers whose address is in Mastic Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Mastic Beach borrowers get paid back?
No rate is published for Mastic Beach. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Mastic Beach in the National Flood Insurance Program?
Yes. Mastic Beach appears in the FEMA Community Status Book as Mastic Beach, village of, community 360678, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Mastic Beach figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Suffolk County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Mastic Beach.
Is zoning published for Mastic Beach?
No. Nothing on this page presents parcel level zoning.