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Plattsburgh, New York: commercial real estate data.

Plattsburgh is a Census city of 19,830 people across 5.37 square miles of land, in Clinton County. Median household income is $57,630, 37.9 percent of occupied homes are owned, and the SBA record carries 30 7(a) approvals to borrowers here worth $9.3 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Plattsburgh

What Plattsburgh is

  • Census place typecity
  • Land area5.37 sq mi
  • Water area1.57 sq mi
  • Population per square mile of land3,693
  • County holding the largest share of its areaClinton County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Plattsburgh

How many people live in Plattsburgh

  • Population19,830
  • Median age31.9
  • Population under 182,614
  • Share under 1813.2 percent
  • Population 65 and over3,403
  • Share 65 and over17.2 percent
  • Households9,250
  • Family households3,830
  • Share of households that are families41.4 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Plattsburgh

Income and work in Plattsburgh

  • Median household income$57,630
  • Per capita income$35,584
  • Civilian labor force10,745
  • Employed10,115
  • Unemployed630 plus or minus 244
  • Unemployment rate5.9 percent plus or minus 2.2
  • Adults 25 and over11,842
  • Adults 25 and over with a high school diploma or higher92.2 percent
  • Adults 25 and over with a bachelor degree or higher40.4 percent
  • Adults 25 and over with a graduate degree16.9 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Plattsburgh

Housing in Plattsburgh

  • Housing units9,960
  • Occupied units9,250
  • Vacant units710 plus or minus 216
  • Vacancy rate7.1 percent plus or minus 2.2
  • Owner occupied3,507
  • Renter occupied5,743
  • Ownership rate37.9 percent
  • Median owner-occupied home value$195,900
  • Median gross rent, monthly$1,030
  • Annual rent as a share of median income21.4 percent
  • Single family units3,806
  • Share single family38.2 percent
  • Units in buildings of two or more5,989
  • Share in buildings of two or more60.1 percent
  • Mobile homes165 plus or minus 97
  • Median year structure built1962

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Plattsburgh

How Plattsburgh gets to work

  • Workers 16 and over who commute9,126
  • Commuting under 15 minutes5,844
  • Share commuting under 15 minutes64.0 percent
  • Commuting 30 minutes or more1,212 plus or minus 258
  • Share commuting 30 minutes or more13.3 percent plus or minus 2.7
  • Drove alone66.7 percent
  • Carpooled12.6 percent plus or minus 2.6
  • Public transport0.1 percent plus or minus 0.2
  • Walked9.9 percent plus or minus 2.6
  • Worked from home7.0 percent plus or minus 1.7

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Plattsburgh

SBA loans in Plattsburgh (7(a))

  • Approvals30
  • Gross approval$9,266,400
  • Average approval$308,880
  • Median approval$118,250
  • Ninetieth percentile approval$572,500
  • Largest approval$2,425,900
  • Jobs supported193
  • Jobs per approval6.4
  • Loans with a final outcome4
  • Paid in full4
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more10.0 percent
  • Share to franchises3.3 percent
  • Distinct lenders11
  • Distinct industries by NAICS20

Counted by borrower city: approvals to borrowers whose address is in Plattsburgh, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Plattsburgh

SBA loans in Plattsburgh (504)

  • Approvals19
  • Gross approval$22,500,000
  • Average approval$1,184,211
  • Median approval$689,000
  • Largest approval$4,926,000
  • Jobs supported288
  • Loans with a final outcome4
  • Charged off0
  • Median term240 months
  • Distinct CDCs1

Counted by borrower city: approvals to borrowers whose address is in Plattsburgh, in any county, FY2010 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Plattsburgh

Flood risk in Plattsburgh

  • NFIP communityCity of Plattsburgh
  • NFIP community number360168
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date12/07/23

The City of Plattsburgh participates in the National Flood Insurance Program as community 360168 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Clinton County, not Plattsburgh

Clinton County context, not Plattsburgh figures

  • Establishments in Clinton County1,701
  • Covered employment, Clinton County32,264
  • Average annual pay, Clinton County$59,550
  • Housing units permitted, Clinton County183

Every figure in this section is published for Clinton County as a whole and is not a measurement of Plattsburgh.

All Clinton County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Plattsburgh questions, answered from the record.

How many people live in Plattsburgh, New York?

19,830, in 9,250 households. Plattsburgh city covers 5.37 square miles of land, which is 3,693 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Plattsburgh in?

Clinton County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Plattsburgh?

$57,630. The median owner-occupied home is valued at $195,900. Median gross rent is $1,030 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Plattsburgh businesses?

30 7(a) approvals totaling $9.3 m since FY2020, across 11 lenders, median approval $118,250, plus 19 504 approvals worth $22.5 m since FY2010. These count approvals to borrowers whose address is in Plattsburgh, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Plattsburgh borrowers get paid back?

No rate is published for Plattsburgh. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Plattsburgh in the National Flood Insurance Program?

Yes. Plattsburgh appears in the FEMA Community Status Book as Plattsburgh, city of, community 360168, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Plattsburgh figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Clinton County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Plattsburgh.

Is zoning published for Plattsburgh?

No. Nothing on this page presents parcel level zoning.