HomeNew YorkCortland CountyHomer village
Homer village, New York: commercial real estate data.
Homer village is a Census village of 3,114 people across 1.93 square miles of land, in Cortland County. Median household income is $72,472, 68.6 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $286,000.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Homer
What Homer is
- Census place typevillage
- Land area1.93 sq mi
- Water area0.01 sq mi
- Population per square mile of land1,617
- County holding the largest share of its areaCortland County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Homer
How many people live in Homer
- Population3,114
- Median age39.8
- Population under 18656 plus or minus 165
- Share under 1821.1 percent plus or minus 5.3
- Population 65 and over695 plus or minus 166
- Share 65 and over22.3 percent plus or minus 5.3
- Households1,463
- Family households867
- Share of households that are families59.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Homer
Income and work in Homer
- Median household income$72,472
- Per capita income$42,900
- Civilian labor force1,739
- Employed1,720
- Unemployed19 plus or minus 26
- Unemployment rate1.1 percent plus or minus 1.5
- Adults 25 and over2,160
- Adults 25 and over with a high school diploma or higher92.9 percent
- Adults 25 and over with a bachelor degree or higher42.8 percent plus or minus 9.5
- Adults 25 and over with a graduate degree15.9 percent plus or minus 5.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Homer
Housing in Homer
- Housing units1,463
- Occupied units1,463
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied1,004
- Renter occupied459 plus or minus 125
- Ownership rate68.6 percent
- Median owner-occupied home value$165,200
- Median gross rent, monthly$1,158 plus or minus $264
- Annual rent as a share of median income19.2 percent plus or minus 5.2
- Single family units1,023
- Share single family69.9 percent
- Units in buildings of two or more440 plus or minus 163
- Share in buildings of two or more30.1 percent plus or minus 10.7
- Mobile homes0
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Homer
How Homer gets to work
- Workers 16 and over who commute1,574
- Commuting under 15 minutes580 plus or minus 193
- Share commuting under 15 minutes36.8 percent plus or minus 11.5
- Commuting 30 minutes or more581 plus or minus 179
- Share commuting 30 minutes or more36.9 percent plus or minus 10.5
- Drove alone73.7 percent
- Carpooled9.1 percent plus or minus 8.0
- Public transport1.1 percent plus or minus 1.6
- Walked7.4 percent plus or minus 6.8
- Worked from home8.5 percent plus or minus 6.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Homer
SBA loans in Homer (7(a))
- Approvals4
- Gross approval$286,000
- Average approval$71,500
- Median approval$50,000
- Ninetieth percentile approval$216,000
- Largest approval$216,000
- Jobs supported21
- Jobs per approval5.3
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS4
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Homer
Flood risk in Homer
- Listed NFIP communities2
- Of those, participating2
- NFIP community number360181
- Currently effective map date03/02/10
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Cortland County, not Homer
Cortland County context, not Homer figures
These are Cortland County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Homer measurements.
- Establishments in Cortland County981
- Employment at those establishments, Cortland County14,353
- Covered employment, Cortland County16,911
- Average annual pay, Cortland County$55,778
- Average weekly wage, Cortland County$1,073
- Housing units permitted, Cortland County41
- Of those, single family, Cortland County24
- County product, 2024, Cortland County$2,372,114,000
- County product change over the prior year, Cortland County3.8 percent
- Average income of an arriving household, Cortland County$53,484
Every figure in this section is published for Cortland County as a whole and is not a measurement of Homer. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Homer questions, answered from the record.
How many people live in Homer, New York?
3,114, in 1,463 households. Homer village covers 1.93 square miles of land, which is 1,617 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Homer in?
Cortland County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Homer?
$72,472. The median owner-occupied home is valued at $165,200. Median gross rent is $1,158 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Homer businesses?
4 7(a) approvals totalling $286,000, across 2 lenders, median approval $50,000. These count approvals to borrowers whose address is in Homer, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Homer borrowers get paid back?
No rate is published for Homer. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Homer in the National Flood Insurance Program?
Yes. Homer appears in the FEMA Community Status Book as community 360181, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Homer figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cortland County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Homer.
Is zoning published for Homer?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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