HomeNew YorkCortland CountyHomer
Homer, New York: commercial real estate data.
Homer is a Census village of 3,114 people across 1.93 square miles of land, in Cortland County. Median household income is $72,472, 68.6 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $286,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Homer
What Homer is
- Census place typevillage
- Land area1.93 sq mi
- Water area0.01 sq mi
- Population per square mile of land1,617
- County holding the largest share of its areaCortland County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Homer
How many people live in Homer
- Population3,114
- Median age39.8
- Population under 18656 plus or minus 165
- Share under 1821.1 percent plus or minus 5.3
- Population 65 and over695 plus or minus 166
- Share 65 and over22.3 percent plus or minus 5.3
- Households1,463
- Family households867
- Share of households that are families59.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Homer
Income and work in Homer
- Median household income$72,472
- Per capita income$42,900
- Civilian labor force1,739
- Employed1,720
- Unemployed19 plus or minus 26
- Unemployment rate1.1 percent plus or minus 1.5
- Adults 25 and over2,160
- Adults 25 and over with a high school diploma or higher92.9 percent
- Adults 25 and over with a bachelor degree or higher42.8 percent plus or minus 9.5
- Adults 25 and over with a graduate degree15.9 percent plus or minus 5.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Homer
Housing in Homer
- Housing units1,463
- Occupied units1,463
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied1,004
- Renter occupied459 plus or minus 125
- Ownership rate68.6 percent
- Median owner-occupied home value$165,200
- Median gross rent, monthly$1,158 plus or minus $264
- Annual rent as a share of median income19.2 percent plus or minus 5.2
- Single family units1,023
- Share single family69.9 percent
- Units in buildings of two or more440 plus or minus 163
- Share in buildings of two or more30.1 percent plus or minus 10.7
- Mobile homes0
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Homer
How Homer gets to work
- Workers 16 and over who commute1,574
- Commuting under 15 minutes580 plus or minus 193
- Share commuting under 15 minutes36.8 percent plus or minus 11.5
- Commuting 30 minutes or more581 plus or minus 179
- Share commuting 30 minutes or more36.9 percent plus or minus 10.5
- Drove alone73.7 percent
- Carpooled9.1 percent plus or minus 8.0
- Public transport1.1 percent plus or minus 1.6
- Walked7.4 percent plus or minus 6.8
- Worked from home8.5 percent plus or minus 6.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Homer
SBA loans in Homer (7(a))
- Approvals4
- Gross approval$286,000
- Average approval$71,500
- Median approval$30,000
- Largest approval$216,000
- Jobs supported21
- Jobs per approval5.3
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Homer, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Homer
Flood risk in Homer
- NFIP communityTown of Homer
- NFIP community number360181
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/02/10
The Town of Homer participates in the National Flood Insurance Program as community 360181 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Cortland County, not Homer
Cortland County context, not Homer figures
- Establishments in Cortland County981
- Covered employment, Cortland County16,911
- Average annual pay, Cortland County$55,778
- Housing units permitted, Cortland County41
Every figure in this section is published for Cortland County as a whole and is not a measurement of Homer.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Homer questions, answered from the record.
How many people live in Homer, New York?
3,114, in 1,463 households. Homer village covers 1.93 square miles of land, which is 1,617 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Homer in?
Cortland County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Homer?
$72,472. The median owner-occupied home is valued at $165,200. Median gross rent is $1,158 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Homer businesses?
4 7(a) approvals totaling $286,000 since FY2020, across 2 lenders, median approval $30,000. These count approvals to borrowers whose address is in Homer, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Homer borrowers get paid back?
No rate is published for Homer. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Homer in the National Flood Insurance Program?
Yes. Homer appears in the FEMA Community Status Book as Homer, town of, community 360181, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Homer figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cortland County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Homer.
Is zoning published for Homer?
No. Nothing on this page presents parcel level zoning.
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