HomeNew YorkDutchess CountyPoughkeepsie city
Poughkeepsie city, New York: commercial real estate data.
Poughkeepsie city is a Census city of 31,958 people across 5.14 square miles of land, in Dutchess County. Median household income is $60,741, 38.8 percent of occupied homes are owned, and the SBA record carries 76 7(a) approvals to borrowers here worth $28.1 m.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Poughkeepsie
What Poughkeepsie is
- Census place typecity
- Land area5.14 sq mi
- Water area0.57 sq mi
- Population per square mile of land6,212
- County holding the largest share of its areaDutchess County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Poughkeepsie
How many people live in Poughkeepsie
- Population31,958
- Median age38.1
- Population under 185,920
- Share under 1818.5 percent
- Population 65 and over5,241
- Share 65 and over16.4 percent
- Households13,650
- Family households7,005
- Share of households that are families51.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Poughkeepsie
Income and work in Poughkeepsie
- Median household income$60,741
- Per capita income$44,215 plus or minus $10,421
- Civilian labor force17,245
- Employed15,725
- Unemployed1,520 plus or minus 428
- Unemployment rate8.8 percent plus or minus 2.4
- Adults 25 and over22,952
- Adults 25 and over with a high school diploma or higher87.8 percent
- Adults 25 and over with a bachelor degree or higher31.9 percent
- Adults 25 and over with a graduate degree15.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Poughkeepsie
Housing in Poughkeepsie
- Housing units14,290
- Occupied units13,650
- Vacant units640 plus or minus 205
- Vacancy rate4.5 percent plus or minus 1.4
- Owner occupied5,291
- Renter occupied8,359
- Ownership rate38.8 percent
- Median owner-occupied home value$283,700
- Median gross rent, monthly$1,400
- Annual rent as a share of median income27.7 percent
- Single family units4,694
- Share single family32.8 percent
- Units in buildings of two or more9,593
- Share in buildings of two or more67.1 percent
- Mobile homes3 plus or minus 10
- Median year structure built1952
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Poughkeepsie
How Poughkeepsie gets to work
- Workers 16 and over who commute13,814
- Commuting under 15 minutes4,785
- Share commuting under 15 minutes34.6 percent
- Commuting 30 minutes or more3,802
- Share commuting 30 minutes or more27.5 percent
- Drove alone63.5 percent
- Carpooled12.3 percent plus or minus 3.5
- Public transport6.0 percent plus or minus 2.0
- Walked5.8 percent plus or minus 1.7
- Worked from home9.0 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Poughkeepsie
SBA loans in Poughkeepsie (7(a))
- Approvals76
- Gross approval$28,067,100
- Average approval$369,304
- Median approval$150,000
- Ninetieth percentile approval$660,000
- Largest approval$5,000,000
- Jobs supported644
- Jobs per approval8.5
- Loans with a final outcome12
- Paid in full11
- Charged off1
- Charge-off rate over resolved loans8.3 percent
- Median term120 months
- Share on real estate terms of 20 years or more13.2 percent
- Share to franchises10.5 percent
- Distinct lenders31
- Distinct industries by NAICS50
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Poughkeepsie
SBA loans in Poughkeepsie (504)
- Approvals16
- Gross approval$12,866,000
- Average approval$804,125
- Median approval$288,000
- Largest approval$4,563,000
- Jobs supported98
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Poughkeepsie
Flood risk in Poughkeepsie
- Listed NFIP communities2
- Of those, participating2
- NFIP community number361142
- Currently effective map date05/02/12
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Dutchess County, not Poughkeepsie
Dutchess County context, not Poughkeepsie figures
These are Dutchess County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Poughkeepsie measurements.
- Establishments in Dutchess County7,677
- Employment at those establishments, Dutchess County93,728
- Covered employment, Dutchess County112,897
- Average annual pay, Dutchess County$70,950
- Average weekly wage, Dutchess County$1,364
- Housing units permitted, Dutchess County633
- Of those, single family, Dutchess County295
- County product, 2024, Dutchess County$20,301,787,000
- County product change over the prior year, Dutchess County7.5 percent
- Average income of an arriving household, Dutchess County$108,415
Every figure in this section is published for Dutchess County as a whole and is not a measurement of Poughkeepsie. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Poughkeepsie questions, answered from the record.
How many people live in Poughkeepsie, New York?
31,958, in 13,650 households. Poughkeepsie city covers 5.14 square miles of land, which is 6,212 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Poughkeepsie in?
Dutchess County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Poughkeepsie?
$60,741. The median owner-occupied home is valued at $283,700. Median gross rent is $1,400 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Poughkeepsie businesses?
76 7(a) approvals totalling $28.1 m, across 31 lenders, median approval $150,000, plus 16 504 approvals worth $12.9 m. These count approvals to borrowers whose address is in Poughkeepsie, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Poughkeepsie borrowers get paid back?
Of the 12 loans that have reached a final outcome, 11 were paid in full and 1 charged off, a charge off rate of 8.3 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Poughkeepsie in the National Flood Insurance Program?
Yes. Poughkeepsie appears in the FEMA Community Status Book as community 361142, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Poughkeepsie figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Dutchess County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Poughkeepsie.
Is zoning published for Poughkeepsie?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.