HomeNew YorkFranklin CountyFort Covington
Fort Covington, New York: commercial real estate data.
Fort Covington is a Census CDP of 1,041 people across 19.35 square miles of land, in Franklin County. Median household income is $68,750, 87.4 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $1.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Fort Covington
What Fort Covington is
- Census place typeCDP
- Land area19.35 sq mi
- Water area0.01 sq mi
- Population per square mile of land54 plus or minus 13
- County holding the largest share of its areaFranklin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fort Covington
How many people live in Fort Covington
- Population1,041 plus or minus 246
- Median age41.6 plus or minus 13.0
- Population under 18266 plus or minus 83
- Share under 1825.6 percent plus or minus 5.3
- Population 65 and over224 plus or minus 46
- Share 65 and over21.5 percent plus or minus 6.7
- Households398
- Family households269 plus or minus 67
- Share of households that are families67.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fort Covington
Income and work in Fort Covington
- Median household income$68,750 plus or minus $13,738
- Per capita income$28,149
- Civilian labor force486 plus or minus 150
- Employed481 plus or minus 149
- Unemployed5 plus or minus 5
- Unemployment rate1.0 percent plus or minus 1.0
- Adults 25 and over716 plus or minus 144
- Adults 25 and over with a high school diploma or higher93.2 percent plus or minus 24.9
- Adults 25 and over with a bachelor degree or higher19.6 percent
- Adults 25 and over with a graduate degree10.9 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fort Covington
Housing in Fort Covington
- Housing units527
- Occupied units398
- Vacant units129 plus or minus 41
- Vacancy rate24.5 percent plus or minus 6.8
- Owner occupied348
- Renter occupied50 plus or minus 22
- Ownership rate87.4 percent
- Median owner-occupied home value$112,500
- Median gross rent, monthly$547 plus or minus $186
- Annual rent as a share of median income9.5 percent plus or minus 3.8
- Single family units441
- Share single family83.7 percent
- Units in buildings of two or more36 plus or minus 25
- Share in buildings of two or more6.8 percent plus or minus 4.7
- Mobile homes50 plus or minus 32
- Median year structure built1962
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fort Covington
How Fort Covington gets to work
- Workers 16 and over who commute441 plus or minus 148
- Commuting under 15 minutes122 plus or minus 49
- Share commuting under 15 minutes27.7 percent plus or minus 6.0
- Commuting 30 minutes or more31 plus or minus 25
- Share commuting 30 minutes or more7.0 percent plus or minus 5.1
- Drove alone61.7 percent plus or minus 25.5
- Carpooled23.5 percent plus or minus 19.5
- Public transport2.9 percent plus or minus 3.0
- Walked0.8 percent plus or minus 1.2
- Worked from home8.3 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fort Covington
SBA loans in Fort Covington (7(a))
- Approvals2
- Gross approval$1,120,000
- Average approval$560,000
- Median approval$560,000
- Largest approval$560,000
- Jobs supported12
- Jobs per approval6.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Fort Covington, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fort Covington
Flood risk in Fort Covington
- NFIP communityTown of Fort Covington
- NFIP community number360270
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/23/83(M)
The Town of Fort Covington participates in the National Flood Insurance Program as community 360270 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Franklin County, not Fort Covington
Franklin County context, not Fort Covington figures
- Establishments in Franklin County922
- Covered employment, Franklin County17,453
- Average annual pay, Franklin County$68,442
- Housing units permitted, Franklin County130
Every figure in this section is published for Franklin County as a whole and is not a measurement of Fort Covington.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Fort Covington questions, answered from the record.
How many people live in Fort Covington, New York?
1,041, in 398 households. Fort Covington CDP covers 19.35 square miles of land, which is 54 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Fort Covington in?
Franklin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Fort Covington?
$68,750. The median owner-occupied home is valued at $112,500. Median gross rent is $547 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Fort Covington businesses?
2 7(a) approvals totaling $1.1 m since FY2020, across 1 lenders, median approval $560,000. These count approvals to borrowers whose address is in Fort Covington, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Fort Covington borrowers get paid back?
No rate is published for Fort Covington. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Fort Covington in the National Flood Insurance Program?
Yes. Fort Covington appears in the FEMA Community Status Book as Fort Covington, town of, community 360270, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Fort Covington figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Franklin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Fort Covington.
Is zoning published for Fort Covington?
No. Nothing on this page presents parcel level zoning.
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