Greene County, New York: commercial real estate data.
Greene County, New York had an estimated 46,903 residents on July 1, 2024, down 2.1 percent since the 2020 census base of 47,932, across 647 square miles. County output reached $3.66 bn in 2024, 1,203 establishments operate here, and the SBA record carries 41 7(a) approvals worth $9.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Greene County
How many people live in Greene County
- Population, American Community Survey 2020-202447,409
- Households18,674
- Average household size2.54
- Median household income$77,945
- Median age47.4
- Median gross rent$1,004 per month
- Median owner-occupied home value$271,600
- Home value to household income3.5 times
- Annual rent as a share of median income15.5 percent
- Adults 25 and over with a bachelor degree or higher29.9 percent
- Adults 25 and over with a graduate degree11.9 percent
- Adults 25 and over36,522
- Population under 187,671
- Share under 1816.2 percent
- Population 65 and over11,442
- Share 65 and over24.1 percent
- Working age population, 18 to 6428,296
- Civilian labor force22,735
- Unemployment rate3.9 percent
- Labor force participation, adults 18 and over57.2 percent
- Rank by population among New York counties48th of 62
- Rank by population among US county-equivalents, Puerto Rico included1053rd of 3,222
Greene County is the 48th largest of 62 New York counties by population. A median home costs 3.5 times median household income, which is moderately unaffordable by national standards. Residents 65 and over outnumber those under 18, at 24.1 percent against 16.2 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Greene County
Is Greene County's population growing?
- Population, July 1, 202446,903
- Census 2020 base population47,932
- Population change since the 2020 census base-2.15 percent
- Population change, 2023 to 2024-193
- Births, 2024389
- Deaths, 2024641
- Natural change, 2024-252
- Net domestic migration, 20242
- Net international migration, 202458
- Total net migration, 202460
- Cumulative net domestic migration, 2021 to 2024-7
- Rank by growth among US county-equivalents2541st of 3,144
The county has lost 2.15 percent of its population since the 2020 census base. Deaths exceeded births in 2024 by more than net migration added, so the population fell even though more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Greene County
Where are people moving to Greene County from?
- Tax returns filed by households arriving1,316
- People arriving, from those returns2,108
- Tax returns filed by households leaving1,428
- Net household movement-112
- Adjusted gross income arriving$123.2 m
- Net adjusted gross income movement$18.8 m
- Average income of an arriving household$93,650
- Average income of a leaving household$73,143
- Largest single originUlster County (183 households)
- Largest single destinationAlbany County (245 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Ulster County | 183 | 297 | $10.1 m |
| Albany County | 130 | 211 | $6.4 m |
| Columbia County | 105 | 164 | $6.9 m |
| Kings County | 104 | 203 | $18.8 m |
| New York County | 75 | 107 | $20.2 m |
| Dutchess County | 61 | 85 | $3.5 m |
| Queens County | 44 | 63 | $4.1 m |
| Nassau County | 43 | 77 | $6.3 m |
Households arriving report $20,507 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Ulster County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Greene County
What is the Greene County economy?
- County GDP, 2024$3.66 bn
- County GDP, 2023$3.19 bn
- GDP change, 2023 to 202414.8 percent
- GDP change over five years46.1 percent
- Rank by GDP among the New York areas BEA publishes38th of 62
- Rank by GDP among the US county areas BEA publishes869th of 3,127
- GDP per resident$77,133
Output grew 14.8 percent in the latest year and 46.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Greene County
Employment by industry in Greene County
- Covered employment, annual average14,167
- Establishments reporting1,372
- Average annual pay$61,727
- Average weekly wage$1,187
- Retail trade, employment2,184
- Retail trade, average annual pay$37,019
- Accommodation and food services, employment1,898
- Accommodation and food services, average annual pay$31,148
- Manufacturing, employment992
- Manufacturing, average annual pay$77,857
- Health care and social assistance, employment970
- Health care and social assistance, average annual pay$58,316
- Arts, entertainment and recreation, employment753
- Wholesale trade, employment717
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 2,184 | 184 | $37,019 |
| Accommodation and food services | 1,898 | 184 | $31,148 |
| Manufacturing | 992 | 43 | $77,857 |
| Health care and social assistance | 970 | 76 | $58,316 |
| Arts, entertainment and recreation | 753 | 40 | $38,455 |
| Wholesale trade | 717 | 29 | $75,535 |
| Construction | 484 | 148 | $54,054 |
| Other services, except public administration | 436 | 120 | $35,273 |
Retail trade is the largest private sector at 2,184 jobs, 15.4 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Greene County
How many businesses are in Greene County?
- Establishments, all industries1,203
- Employment at those establishments10,966
- Annual payroll$483.0 m
- Establishments per 1,000 residents25.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Greene County
Building permits in Greene County
- Housing units authorized by permit, 2024112
- Declared construction value permitted$33.3 m
- Single family units authorized103
- Multifamily units authorized9
- Multifamily share of units8.0 percent
- Average declared value per unit$297,393
- Units authorized per 1,000 households6.0
Single-family homes are 92.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Greene County
SBA loans in Greene County (7(a) and 504)
- 7(a) approvals recorded41
- 7(a) gross approval dollars$9.9 m
- Average 7(a) approval$241,812
- Median 7(a) approval$150,000
- 10th percentile approval$21,800
- 90th percentile approval$651,100
- Largest single approval$1,360,000
- Jobs reported supported, 7(a)280
- Jobs per approval6.8
- Distinct 7(a) lenders active18
- Distinct industries receiving approvals28
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer19.5 percent
- Loans on real estate terms8
- Loans on working capital terms, 120 months or shorter32
- Franchise loans1
- Franchise share of approvals2.4 percent
- Leading industry by approval countFull-Service Restaurants (5)
- Most active lenderKeyBank National Association (9)
- 504 approvals recorded16
- 504 gross approval dollars$12.7 m
- Average 504 approval$796,625
- Median 504 approval$356,500
- Distinct CDCs active2
- 504 jobs per approval7.6
- 504 jobs per million dollars approved9.5
- Most active CDCEmpire State Certified Development Corporation (15)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$22.7 m
The average approval of $241,812 sits well above the median of $150,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 19.5 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Greene County
SBA loan default and charge-off rates in Greene County
Do SBA loans in Greene County get paid back?
- Loans with a final outcome recorded7
- Paid in full7
- Charged off0
- Status: Exempt from disclosure22
- Status: Paid in full7
- Status: Cancelled10
- Status: Committed, not yet disbursed2
Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Greene County
SBA lending by place in Greene County
- Borrower cities with recorded lending17
- Catskill, approvals11
- Windham, approvals4
- Coxsackie, approvals3
- Cairo, approvals3
- Palenville, approvals2
- Durham, approvals2
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Catskill | 11 | $1,942,000 |
| Windham | 4 | $1,088,600 |
| Coxsackie | 3 | $2,360,000 |
| Cairo | 3 | $213,000 |
| Palenville | 2 | $664,000 |
| Durham | 2 | $500,000 |
| Freehold | 2 | $500,000 |
| Round Top | 2 | $400,000 |
| 9 other borrower cities | 12 | $2,246,700 |
Catskill accounts for 11 approvals against 4 in Windham. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Greene County
How large is Greene County?
- Land area647 sq mi
- Rank by land area among New York counties33rd of 62
- Width, east to west38.6 mi
- Height, north to south25.4 mi
- Geographies sharing a boundary5
- Residents per square mile of land73
- Establishments per square mile1.86
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Greene County
Flood risk in Greene County
- Communities in the county in the NFIP Community Status Book19
- Of those, participating in the NFIP19
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Greene County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The EPA places Greene County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Greene County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Greene County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202447,409
- Households18,674
- Average household size2.54
- Median household income$77,945
- Median age47.4
Common questions
Greene County questions, answered from the record.
How many people live in Greene County, New York?
The Census Bureau estimates 46,903 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 47,409, in 18,674 households, ranking 48th of 62 New York counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Greene County's population growing?
The population has fallen 2.15 percent since the 2020 census base of 47,932, to 46,903 on July 1, 2024. In 2024 there were 389 births against 641 deaths, with net migration of 60. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Greene County?
$77,945. The median owner-occupied home is valued at $271,600, which is 3.5 times income, and median gross rent is $1,004 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Greene County?
1,203 establishments, employing 10,966 people with an annual payroll of $483.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Greene County?
Retail trade is the largest private sector at 2,184 jobs, 15.4 percent of covered employment. Covered employment averages 14,167 jobs at an average annual pay of $61,727, or $1,187 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Greene County?
41 7(a) approvals totaling $9.9 m since FY2020, across 18 lenders, with a median approval of $150,000, plus 16 504 approvals worth $12.7 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Greene County?
112 housing units were authorized by permit in 2024, with a declared construction value of $33.3 m. Multifamily was 8.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Greene County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Greene County come from?
The largest single origin is Ulster County, with 183 households. Arriving households report an average income of $93,650 against $73,143 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Greene County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Greene County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Greene County
Cities and places in Greene.
20 Census places lie wholly or partly in Greene County. All 20 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Catskill | village | 3,779 | 11 | Wholly in this county |
| Coxsackie | village | 2,737 | 3 | Wholly in this county |
| Athens | village | 1,943 | None recorded | Wholly in this county |
| Cairo | CDP | 1,660 | 3 | Wholly in this county |
| Sleepy Hollow Lake | CDP | 1,354 | None recorded | Wholly in this county |
| Jefferson Heights | CDP | 1,192 | None recorded | Wholly in this county |
| Palenville | CDP | 870 | 2 | Wholly in this county |
| Round Top | CDP | 831 | 2 | Wholly in this county |
| Tannersville | village | 759 | 2 | Wholly in this county |
| Greenville | CDP | 620 | None recorded | Wholly in this county |
| South Cairo | CDP | 619 | 1 | Wholly in this county |
| Haines Falls | CDP | 513 | None recorded | Wholly in this county |
| East Durham | CDP | 495 | None recorded | Wholly in this county |
| New Baltimore | CDP | 298 | 1 | Wholly in this county |
| Leeds | CDP | 242 | None recorded | Wholly in this county |
| Cementon | CDP | 216 | None recorded | Wholly in this county |
| Prattsville | CDP | 210 | 2 | Wholly in this county |
| Windham | CDP | 184 | 4 | Wholly in this county |
| West Kill | CDP | 158 | None recorded | Wholly in this county |
| Hunter | village | 156 | 1 | Wholly in this county |
A further 9 of the county's 41 SBA 7(a) approvals are to borrowers in cities that match no Census place in Greene County, the largest being Durham (2), Freehold (2), West Coxsackie (2). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby