HomeNew YorkHerkimer CountyPoland
Poland, New York: commercial real estate data.
Poland is a Census village of 449 people across 0.54 square miles of land, in Herkimer County. Median household income is $61,250, 66.5 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $290,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Poland
What Poland is
- Census place typevillage
- Land area0.54 sq mi
- Water area0.01 sq mi
- Population per square mile of land827 plus or minus 219
- County holding the largest share of its areaHerkimer County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Poland
How many people live in Poland
- Population449 plus or minus 119
- Median age29.8
- Population under 18153 plus or minus 47
- Share under 1834.1 percent
- Population 65 and over56 plus or minus 19
- Share 65 and over12.5 percent plus or minus 2.7
- Households164 plus or minus 39
- Family households108 plus or minus 34
- Share of households that are families65.9 percent plus or minus 13.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Poland
Income and work in Poland
- Median household income$61,250 plus or minus $19,964
- Per capita income$33,146 plus or minus $7,508
- Civilian labor force204 plus or minus 61
- Employed186 plus or minus 53
- Unemployed18 plus or minus 26
- Unemployment rate8.8 percent plus or minus 12.5
- Adults 25 and over264 plus or minus 65
- Adults 25 and over with a high school diploma or higher89.0 percent
- Adults 25 and over with a bachelor degree or higher21.6 percent plus or minus 9.6
- Adults 25 and over with a graduate degree8.0 percent plus or minus 7.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Poland
Housing in Poland
- Housing units170 plus or minus 40
- Occupied units164 plus or minus 39
- Vacant units6 plus or minus 8
- Vacancy rate3.5 percent plus or minus 4.6
- Owner occupied109 plus or minus 29
- Renter occupied55 plus or minus 26
- Ownership rate66.5 percent
- Median owner-occupied home value$129,200 plus or minus $31,168
- Median gross rent, monthly$782
- Annual rent as a share of median income15.3 percent plus or minus 5.0
- Single family units116 plus or minus 29
- Share single family68.2 percent
- Units in buildings of two or more36 plus or minus 24
- Share in buildings of two or more21.2 percent plus or minus 13.1
- Mobile homes18 plus or minus 16
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Poland
How Poland gets to work
- Workers 16 and over who commute174 plus or minus 52
- Commuting under 15 minutes33 plus or minus 18
- Share commuting under 15 minutes19.0 percent plus or minus 8.9
- Commuting 30 minutes or more53 plus or minus 23
- Share commuting 30 minutes or more30.5 percent plus or minus 9.2
- Drove alone81.7 percent
- Carpooled9.1 percent plus or minus 6.5
- Public transport0.0 percent
- Walked2.7 percent plus or minus 3.7
- Worked from home6.5 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Poland
SBA loans in Poland (7(a))
- Approvals3
- Gross approval$290,000
- Average approval$96,667
- Median approval$30,000
- Largest approval$250,000
- Jobs supported6
- Jobs per approval2.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises33.3 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Poland, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Poland
Flood risk in Poland
- NFIP communityVillage of Poland
- NFIP community number360316
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/02/99(M)
The Village of Poland participates in the National Flood Insurance Program as community 360316 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Herkimer County, not Poland
Herkimer County context, not Poland figures
- Establishments in Herkimer County1,124
- Covered employment, Herkimer County15,519
- Average annual pay, Herkimer County$51,384
- Housing units permitted, Herkimer County50
Every figure in this section is published for Herkimer County as a whole and is not a measurement of Poland.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Poland questions, answered from the record.
How many people live in Poland, New York?
449, in 164 households. Poland village covers 0.54 square miles of land, which is 827 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Poland in?
Herkimer County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Poland?
$61,250. The median owner-occupied home is valued at $129,200. Median gross rent is $782 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Poland businesses?
3 7(a) approvals totaling $290,000 since FY2020, across 3 lenders, median approval $30,000. These count approvals to borrowers whose address is in Poland, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Poland borrowers get paid back?
No rate is published for Poland. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Poland in the National Flood Insurance Program?
Yes. Poland appears in the FEMA Community Status Book as Poland, village of, community 360316, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Poland figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Herkimer County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Poland.
Is zoning published for Poland?
No. Nothing on this page presents parcel level zoning.