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HomeNew YorkLivingston CountyRetsof CDP

Retsof CDP, New York: commercial real estate data.

Retsof CDP is a Census CDP of 102 people across 0.45 square miles of land, in Livingston County. 80.9 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $30,000.

63 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency

This is a small place, and the figures below carry wide margins.

The American Community Survey reaches Retsof through a sample, not a count, and in a place this size that sample is thin. The population estimate here is 102 with a margin of error of plus or minus 97, which is 95.1 percent of the estimate itself. Every figure whose margin reaches 20 percent is printed with that margin beside it, so you can see the width of each one rather than having to assume it.

Nothing has been removed or adjusted. These are the published federal estimates, shown with the uncertainty the Census publishes alongside them.

Retsof

What Retsof is

  • Census place typeCDP
  • Land area0.45 sq mi
  • Water area0 sq mi
  • Population per square mile of land226 plus or minus 215
  • County holding the largest share of its areaLivingston County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Retsof

How many people live in Retsof

  • Population102 plus or minus 97
  • Median age47.6 plus or minus 35.5
  • Population under 1813 plus or minus 25
  • Share under 1812.7 percent plus or minus 21.6
  • Population 65 and over33 plus or minus 32
  • Share 65 and over32.4 percent
  • Households47 plus or minus 32
  • Family households24 plus or minus 26
  • Share of households that are families51.1 percent plus or minus 43.0

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Retsof

Income and work in Retsof

  • Per capita income$42,846
  • Civilian labor force69 plus or minus 93
  • Employed69 plus or minus 93
  • Unemployed0
  • Unemployment rate0.0 percent
  • Adults 25 and over71 plus or minus 53
  • Adults 25 and over with a high school diploma or higher100.0 percent plus or minus 100.0
  • Adults 25 and over with a bachelor degree or higher0.0 percent
  • Adults 25 and over with a graduate degree0.0 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Retsof

Housing in Retsof

  • Housing units86 plus or minus 66
  • Occupied units47 plus or minus 32
  • Vacant units39 plus or minus 57
  • Vacancy rate45.3 percent plus or minus 56.4
  • Owner occupied38 plus or minus 29
  • Renter occupied9 plus or minus 14
  • Ownership rate80.9 percent plus or minus 27.9
  • Median owner-occupied home value$114,300 plus or minus $50,883
  • Single family units47 plus or minus 35
  • Share single family54.7 percent plus or minus 58.4
  • Units in buildings of two or more39 plus or minus 59
  • Share in buildings of two or more45.3 percent plus or minus 58.7
  • Mobile homes0
  • Median year structure built1983

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Retsof

How Retsof gets to work

  • Workers 16 and over who commute69 plus or minus 93
  • Commuting under 15 minutes18 plus or minus 33
  • Share commuting under 15 minutes26.1 percent plus or minus 32.6
  • Commuting 30 minutes or more0
  • Share commuting 30 minutes or more0.0 percent
  • Drove alone60.9 percent plus or minus 112.4
  • Carpooled39.1 percent plus or minus 30.4
  • Public transport0.0 percent
  • Walked0.0 percent
  • Worked from home0.0 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Retsof

SBA loans in Retsof (7(a))

  • Approvals1
  • Gross approval$30,000
  • Average approval$30,000
  • Median approval$30,000
  • Ninetieth percentile approval$30,000
  • Largest approval$30,000
  • Jobs supported2
  • Jobs per approval2.0
  • Loans with a final outcome1
  • Paid in full1
  • Charged off0
  • Median term84 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders1
  • Distinct industries by NAICS1

A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Livingston County, not Retsof

Livingston County context, not Retsof figures

These are Livingston County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Retsof measurements.

  • Establishments in Livingston County1,202
  • Employment at those establishments, Livingston County13,693
  • Covered employment, Livingston County19,670
  • Average annual pay, Livingston County$56,835
  • Average weekly wage, Livingston County$1,093
  • Housing units permitted, Livingston County64
  • Of those, single family, Livingston County64
  • County product, 2024, Livingston County$3,091,659,000
  • County product change over the prior year, Livingston County9.2 percent
  • Average income of an arriving household, Livingston County$58,051

Every figure in this section is published for Livingston County as a whole and is not a measurement of Retsof. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • The American Community Survey does not publish a median household income for this place, which happens where the sample is too small to support one.
  • No median gross rent is published for this place.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Retsof questions, answered from the record.

How many people live in Retsof, New York?

102, in 47 households. Retsof CDP covers 0.45 square miles of land, which is 226 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Retsof in?

Livingston County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

How much SBA lending goes to Retsof businesses?

1 7(a) approvals totalling $30,000, across 1 lenders, median approval $30,000. These count approvals to borrowers whose address is in Retsof, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Retsof borrowers get paid back?

No rate is published for Retsof. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Are the county figures on this page Retsof figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Livingston County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Retsof.

Is zoning published for Retsof?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.