HomeNew YorkMonroe CountySpencerport village
Spencerport village, New York: commercial real estate data.
Spencerport village is a Census village of 3,630 people across 1.38 square miles of land, in Monroe County. Median household income is $81,029, 60.1 percent of occupied homes are owned, and the SBA record carries 41 7(a) approvals to borrowers here worth $9.1 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Spencerport
What Spencerport is
- Census place typevillage
- Land area1.38 sq mi
- Water area0.03 sq mi
- Population per square mile of land2,626
- County holding the largest share of its areaMonroe County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spencerport
How many people live in Spencerport
- Population3,630
- Median age38.9 plus or minus 10.0
- Population under 18681 plus or minus 194
- Share under 1818.8 percent plus or minus 5.3
- Population 65 and over717 plus or minus 262
- Share 65 and over19.8 percent plus or minus 7.2
- Households1,606
- Family households1,045
- Share of households that are families65.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spencerport
Income and work in Spencerport
- Median household income$81,029 plus or minus $17,985
- Per capita income$45,871
- Civilian labor force2,312
- Employed2,230
- Unemployed82 plus or minus 81
- Unemployment rate3.5 percent plus or minus 3.5
- Adults 25 and over2,611
- Adults 25 and over with a high school diploma or higher94.7 percent
- Adults 25 and over with a bachelor degree or higher42.0 percent plus or minus 11.1
- Adults 25 and over with a graduate degree20.3 percent plus or minus 8.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spencerport
Housing in Spencerport
- Housing units1,606
- Occupied units1,606
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied965
- Renter occupied641 plus or minus 149
- Ownership rate60.1 percent
- Median owner-occupied home value$188,400
- Median gross rent, monthly$1,047
- Annual rent as a share of median income15.5 percent plus or minus 4.0
- Single family units1,085
- Share single family67.6 percent
- Units in buildings of two or more521 plus or minus 208
- Share in buildings of two or more32.4 percent plus or minus 12.7
- Mobile homes0
- Median year structure built1965
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spencerport
How Spencerport gets to work
- Workers 16 and over who commute1,875
- Commuting under 15 minutes518 plus or minus 221
- Share commuting under 15 minutes27.6 percent plus or minus 11.1
- Commuting 30 minutes or more253 plus or minus 123
- Share commuting 30 minutes or more13.5 percent plus or minus 6.3
- Drove alone82.9 percent
- Carpooled1.4 percent plus or minus 2.0
- Public transport0.0 percent
- Walked0.8 percent plus or minus 1.2
- Worked from home14.9 percent plus or minus 6.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spencerport
SBA loans in Spencerport (7(a))
- Approvals41
- Gross approval$9,110,100
- Average approval$222,198
- Median approval$60,000
- Ninetieth percentile approval$500,000
- Largest approval$1,638,800
- Jobs supported327
- Jobs per approval8.0
- Loans with a final outcome6
- Paid in full6
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more2.4 percent
- Share to franchises2.4 percent
- Distinct lenders10
- Distinct industries by NAICS26
A charge-off rate is not published here. only 6 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Spencerport
SBA loans in Spencerport (504)
- Approvals4
- Gross approval$1,781,000
- Average approval$445,250
- Median approval$516,000
- Largest approval$562,000
- Jobs supported30
- Loans with a final outcome2
- Charged off0
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Spencerport
Flood risk in Spencerport
- Listed NFIP communities1
- Of those, participating1
- NFIP community number360433
- Currently effective map date08/28/08
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Monroe County, not Spencerport
Monroe County context, not Spencerport figures
These are Monroe County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Spencerport measurements.
- Establishments in Monroe County17,484
- Employment at those establishments, Monroe County350,205
- Covered employment, Monroe County382,138
- Average annual pay, Monroe County$66,838
- Average weekly wage, Monroe County$1,285
- Housing units permitted, Monroe County1,156
- Of those, single family, Monroe County462
- County product, 2024, Monroe County$65,111,347,000
- County product change over the prior year, Monroe County6.0 percent
- Average income of an arriving household, Monroe County$70,135
Every figure in this section is published for Monroe County as a whole and is not a measurement of Spencerport. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Spencerport questions, answered from the record.
How many people live in Spencerport, New York?
3,630, in 1,606 households. Spencerport village covers 1.38 square miles of land, which is 2,626 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Spencerport in?
Monroe County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Spencerport?
$81,029. The median owner-occupied home is valued at $188,400. Median gross rent is $1,047 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Spencerport businesses?
41 7(a) approvals totalling $9.1 m, across 10 lenders, median approval $60,000, plus 4 504 approvals worth $1.8 m. These count approvals to borrowers whose address is in Spencerport, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Spencerport borrowers get paid back?
No rate is published for Spencerport. only 6 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Spencerport in the National Flood Insurance Program?
Yes. Spencerport appears in the FEMA Community Status Book as community 360433, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Spencerport figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Monroe County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Spencerport.
Is zoning published for Spencerport?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.