HomeNew YorkOntario CountyGeneva
Geneva, New York: commercial real estate data.
Geneva is a Census city of 12,512 people across 4.21 square miles of land, lying across Ontario County and Seneca County. Median household income is $79,435, 51.7 percent of occupied homes are owned, and the SBA record carries 14 7(a) approvals to borrowers here worth $4.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Geneva
What Geneva is
- Census place typecity
- Land area4.21 sq mi
- Water area1.63 sq mi
- Population per square mile of land2,969
- County holding the largest share of its areaOntario County, 72.2 percent
- Counties this place lies inOntario County 72.2 percent, Seneca County 27.8 percent
Geneva crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Geneva
How many people live in Geneva
- Population12,512
- Median age32.6
- Population under 181,945
- Share under 1815.5 percent
- Population 65 and over1,795
- Share 65 and over14.3 percent
- Households4,823
- Family households2,320
- Share of households that are families48.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Geneva
Income and work in Geneva
- Median household income$79,435
- Per capita income$35,731
- Civilian labor force6,453
- Employed6,231
- Unemployed222 plus or minus 95
- Unemployment rate3.4 percent plus or minus 1.5
- Adults 25 and over7,401
- Adults 25 and over with a high school diploma or higher87.2 percent
- Adults 25 and over with a bachelor degree or higher38.6 percent
- Adults 25 and over with a graduate degree17.6 percent plus or minus 4.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Geneva
Housing in Geneva
- Housing units5,243
- Occupied units4,823
- Vacant units420 plus or minus 198
- Vacancy rate8.0 percent plus or minus 3.7
- Owner occupied2,494
- Renter occupied2,329
- Ownership rate51.7 percent
- Median owner-occupied home value$165,500
- Median gross rent, monthly$972
- Annual rent as a share of median income14.7 percent
- Single family units2,942
- Share single family56.1 percent
- Units in buildings of two or more2,286
- Share in buildings of two or more43.6 percent
- Mobile homes15 plus or minus 27
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Geneva
How Geneva gets to work
- Workers 16 and over who commute5,476
- Commuting under 15 minutes2,915
- Share commuting under 15 minutes53.2 percent
- Commuting 30 minutes or more851 plus or minus 222
- Share commuting 30 minutes or more15.5 percent plus or minus 3.9
- Drove alone68.6 percent
- Carpooled9.5 percent plus or minus 3.8
- Public transport0.7 percent plus or minus 1.0
- Walked10.3 percent plus or minus 2.6
- Worked from home9.0 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Geneva
SBA loans in Geneva (7(a))
- Approvals14
- Gross approval$3,999,600
- Average approval$285,686
- Median approval$144,500
- Largest approval$1,850,000
- Jobs supported110
- Jobs per approval7.9
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more7.1 percent
- Share to franchises7.1 percent
- Distinct lenders7
- Distinct industries by NAICS10
Counted by borrower city: approvals to borrowers whose address is in Geneva, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Geneva
SBA loans in Geneva (504)
- Approvals6
- Gross approval$3,769,000
- Average approval$628,167
- Median approval$631,500
- Largest approval$1,194,000
- Jobs supported46
- Loans with a final outcome2
- Charged off0
- Median term270 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Geneva, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Geneva
Flood risk in Geneva
- NFIP communityCity of Geneva
- NFIP community number360599
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/15/82
The City of Geneva participates in the National Flood Insurance Program as community 360599 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Ontario County, not Geneva
Ontario County context, not Geneva figures
- Establishments in Ontario County2,895
- Covered employment, Ontario County53,913
- Average annual pay, Ontario County$64,047
- Housing units permitted, Ontario County287
Every figure in this section is published for Ontario County as a whole and is not a measurement of Geneva.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Geneva questions, answered from the record.
How many people live in Geneva, New York?
12,512, in 4,823 households. Geneva city covers 4.21 square miles of land, which is 2,969 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Geneva in?
Geneva lies in more than one. By area it is 72.2 percent in Ontario County, 27.8 percent in Seneca County. This page sits under Ontario County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Geneva?
$79,435. The median owner-occupied home is valued at $165,500. Median gross rent is $972 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Geneva businesses?
14 7(a) approvals totaling $4.0 m since FY2020, across 7 lenders, median approval $144,500, plus 6 504 approvals worth $3.8 m since FY2010. These count approvals to borrowers whose address is in Geneva, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Geneva borrowers get paid back?
No rate is published for Geneva. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Geneva in the National Flood Insurance Program?
Yes. Geneva appears in the FEMA Community Status Book as Geneva, city of, community 360599, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Geneva figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ontario County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Geneva.
Is zoning published for Geneva?
No. Nothing on this page presents parcel level zoning.