HomeNew YorkOrange CountyMiddletown
Middletown, New York: commercial real estate data.
Middletown is a Census city of 30,289 people across 5.31 square miles of land, in Orange County. Median household income is $79,346, 51.7 percent of occupied homes are owned, and the SBA record carries 77 7(a) approvals to borrowers here worth $37.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Middletown
What Middletown is
- Census place typecity
- Land area5.31 sq mi
- Water area0.03 sq mi
- Population per square mile of land5,709
- County holding the largest share of its areaOrange County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middletown
How many people live in Middletown
- Population30,289
- Median age36.3
- Population under 187,852
- Share under 1825.9 percent
- Population 65 and over4,117
- Share 65 and over13.6 percent
- Households9,970
- Family households6,852
- Share of households that are families68.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middletown
Income and work in Middletown
- Median household income$79,346
- Per capita income$32,965
- Civilian labor force14,986
- Employed13,993
- Unemployed993 plus or minus 303
- Unemployment rate6.6 percent plus or minus 2.0
- Adults 25 and over19,933
- Adults 25 and over with a high school diploma or higher82.2 percent
- Adults 25 and over with a bachelor degree or higher20.1 percent
- Adults 25 and over with a graduate degree8.9 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middletown
Housing in Middletown
- Housing units10,633
- Occupied units9,970
- Vacant units663 plus or minus 298
- Vacancy rate6.2 percent plus or minus 2.8
- Owner occupied5,153
- Renter occupied4,817
- Ownership rate51.7 percent
- Median owner-occupied home value$308,600
- Median gross rent, monthly$1,661
- Annual rent as a share of median income25.1 percent
- Single family units5,905
- Share single family55.5 percent
- Units in buildings of two or more4,710
- Share in buildings of two or more44.3 percent
- Mobile homes18 plus or minus 24
- Median year structure built1960
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middletown
How Middletown gets to work
- Workers 16 and over who commute12,673
- Commuting under 15 minutes3,515
- Share commuting under 15 minutes27.7 percent
- Commuting 30 minutes or more5,671
- Share commuting 30 minutes or more44.7 percent
- Drove alone65.2 percent
- Carpooled18.1 percent plus or minus 3.9
- Public transport5.4 percent plus or minus 1.5
- Walked1.7 percent plus or minus 0.8
- Worked from home6.0 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middletown
SBA loans in Middletown (7(a))
- Approvals77
- Gross approval$37,358,000
- Average approval$485,169
- Median approval$145,000
- Ninetieth percentile approval$1,200,000
- Largest approval$5,000,000
- Jobs supported392
- Jobs per approval5.1
- Loans with a final outcome16
- Paid in full10
- Charged off6
- Median term120 months
- Share on real estate terms of 20 years or more10.4 percent
- Share to franchises7.8 percent
- Distinct lenders22
- Distinct industries by NAICS57
Counted by borrower city: approvals to borrowers whose address is in Middletown, in any county, FY2020 to FY2026. Only 16 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Middletown
SBA loans in Middletown (504)
- Approvals21
- Gross approval$24,613,000
- Average approval$1,172,048
- Median approval$469,000
- Largest approval$5,000,000
- Jobs supported164
- Loans with a final outcome1
- Charged off1
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Middletown, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Middletown
Flood risk in Middletown
- NFIP communityCity of Middletown
- NFIP community number360619
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/03/09
The City of Middletown participates in the National Flood Insurance Program as community 360619 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Orange County, not Middletown
Orange County context, not Middletown figures
- Establishments in Orange County10,467
- Covered employment, Orange County155,524
- Average annual pay, Orange County$62,619
- Housing units permitted, Orange County2,172
Every figure in this section is published for Orange County as a whole and is not a measurement of Middletown.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Middletown questions, answered from the record.
How many people live in Middletown, New York?
30,289, in 9,970 households. Middletown city covers 5.31 square miles of land, which is 5,709 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Middletown in?
Orange County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Middletown?
$79,346. The median owner-occupied home is valued at $308,600. Median gross rent is $1,661 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Middletown businesses?
77 7(a) approvals totaling $37.4 m since FY2020, across 22 lenders, median approval $145,000, plus 21 504 approvals worth $24.6 m since FY2010. These count approvals to borrowers whose address is in Middletown, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Middletown borrowers get paid back?
No rate is published for Middletown. Only 16 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Middletown in the National Flood Insurance Program?
Yes. Middletown appears in the FEMA Community Status Book as Middletown, city of, community 360619, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Middletown figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Orange County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Middletown.
Is zoning published for Middletown?
No. Nothing on this page presents parcel level zoning.