HomeNew YorkOtsego CountyCooperstown
Cooperstown, New York: commercial real estate data.
Cooperstown is a Census village of 2,220 people across 1.63 square miles of land, in Otsego County. Median household income is $76,000, 59.4 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $5.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cooperstown
What Cooperstown is
- Census place typevillage
- Land area1.63 sq mi
- Water area0.21 sq mi
- Population per square mile of land1,358
- County holding the largest share of its areaOtsego County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cooperstown
How many people live in Cooperstown
- Population2,220
- Median age43.5 plus or minus 12.1
- Population under 18274 plus or minus 80
- Share under 1812.3 percent plus or minus 3.2
- Population 65 and over548 plus or minus 132
- Share 65 and over24.7 percent plus or minus 5.0
- Households916
- Family households442 plus or minus 93
- Share of households that are families48.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cooperstown
Income and work in Cooperstown
- Median household income$76,000 plus or minus $21,778
- Per capita income$58,256
- Civilian labor force1,187
- Employed1,118
- Unemployed69 plus or minus 49
- Unemployment rate5.8 percent plus or minus 4.0
- Adults 25 and over1,564
- Adults 25 and over with a high school diploma or higher96.4 percent
- Adults 25 and over with a bachelor degree or higher61.1 percent
- Adults 25 and over with a graduate degree34.8 percent plus or minus 7.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cooperstown
Housing in Cooperstown
- Housing units1,139
- Occupied units916
- Vacant units223 plus or minus 91
- Vacancy rate19.6 percent plus or minus 7.6
- Owner occupied544
- Renter occupied372 plus or minus 101
- Ownership rate59.4 percent
- Median owner-occupied home value$380,900
- Median gross rent, monthly$1,223
- Annual rent as a share of median income19.3 percent plus or minus 5.8
- Single family units696
- Share single family61.1 percent
- Units in buildings of two or more443 plus or minus 117
- Share in buildings of two or more38.9 percent plus or minus 8.9
- Mobile homes0
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cooperstown
How Cooperstown gets to work
- Workers 16 and over who commute946 plus or minus 203
- Commuting under 15 minutes652 plus or minus 164
- Share commuting under 15 minutes68.9 percent
- Commuting 30 minutes or more73 plus or minus 42
- Share commuting 30 minutes or more7.7 percent plus or minus 4.1
- Drove alone39.3 percent plus or minus 8.2
- Carpooled6.9 percent plus or minus 4.1
- Public transport0.0 percent
- Walked38.0 percent plus or minus 10.1
- Worked from home14.9 percent plus or minus 8.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cooperstown
SBA loans in Cooperstown (7(a))
- Approvals4
- Gross approval$5,900,000
- Average approval$1,475,000
- Median approval$630,000
- Largest approval$4,600,000
- Jobs supported13
- Jobs per approval3.3
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term180 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Cooperstown, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cooperstown
SBA loans in Cooperstown (504)
- Approvals2
- Gross approval$5,621,000
- Average approval$2,810,500
- Median approval$2,810,500
- Largest approval$5,000,000
- Jobs supported17
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Cooperstown, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cooperstown
Flood risk in Cooperstown
- NFIP communityVillage of Cooperstown
- NFIP community number360665
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/21/17
The Village of Cooperstown participates in the National Flood Insurance Program as community 360665 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Otsego County, not Cooperstown
Otsego County context, not Cooperstown figures
- Establishments in Otsego County1,295
- Covered employment, Otsego County22,197
- Average annual pay, Otsego County$60,346
- Housing units permitted, Otsego County123
Every figure in this section is published for Otsego County as a whole and is not a measurement of Cooperstown.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cooperstown questions, answered from the record.
How many people live in Cooperstown, New York?
2,220, in 916 households. Cooperstown village covers 1.63 square miles of land, which is 1,358 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cooperstown in?
Otsego County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cooperstown?
$76,000. The median owner-occupied home is valued at $380,900. Median gross rent is $1,223 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cooperstown businesses?
4 7(a) approvals totaling $5.9 m since FY2020, across 4 lenders, median approval $630,000, plus 2 504 approvals worth $5.6 m since FY2010. These count approvals to borrowers whose address is in Cooperstown, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cooperstown borrowers get paid back?
No rate is published for Cooperstown. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cooperstown in the National Flood Insurance Program?
Yes. Cooperstown appears in the FEMA Community Status Book as Cooperstown, village of, community 360665, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cooperstown figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Otsego County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cooperstown.
Is zoning published for Cooperstown?
No. Nothing on this page presents parcel level zoning.