HomeNew YorkRensselaer CountyRensselaer
Rensselaer, New York: commercial real estate data.
Rensselaer is a Census city of 9,287 people across 3.17 square miles of land, in Rensselaer County. Median household income is $70,080, 43.3 percent of occupied homes are owned, and the SBA record carries 24 7(a) approvals to borrowers here worth $6.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Rensselaer
What Rensselaer is
- Census place typecity
- Land area3.17 sq mi
- Water area0.33 sq mi
- Population per square mile of land2,928
- County holding the largest share of its areaRensselaer County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rensselaer
How many people live in Rensselaer
- Population9,287
- Median age36.7
- Population under 181,981
- Share under 1821.3 percent
- Population 65 and over1,328 plus or minus 281
- Share 65 and over14.3 percent plus or minus 3.0
- Households4,281
- Family households1,991
- Share of households that are families46.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rensselaer
Income and work in Rensselaer
- Median household income$70,080
- Per capita income$38,895
- Civilian labor force5,032
- Employed4,802
- Unemployed230 plus or minus 120
- Unemployment rate4.6 percent plus or minus 2.3
- Adults 25 and over6,739
- Adults 25 and over with a high school diploma or higher88.1 percent
- Adults 25 and over with a bachelor degree or higher26.1 percent
- Adults 25 and over with a graduate degree8.9 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rensselaer
Housing in Rensselaer
- Housing units4,890
- Occupied units4,281
- Vacant units609 plus or minus 185
- Vacancy rate12.5 percent plus or minus 3.7
- Owner occupied1,853
- Renter occupied2,428
- Ownership rate43.3 percent
- Median owner-occupied home value$208,900
- Median gross rent, monthly$1,219
- Annual rent as a share of median income20.9 percent
- Single family units1,951
- Share single family39.9 percent
- Units in buildings of two or more2,917
- Share in buildings of two or more59.7 percent
- Mobile homes22 plus or minus 36
- Median year structure built1960
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rensselaer
How Rensselaer gets to work
- Workers 16 and over who commute4,056
- Commuting under 15 minutes1,355 plus or minus 304
- Share commuting under 15 minutes33.4 percent
- Commuting 30 minutes or more1,174 plus or minus 361
- Share commuting 30 minutes or more28.9 percent plus or minus 8.3
- Drove alone71.5 percent
- Carpooled5.7 percent plus or minus 3.3
- Public transport5.4 percent plus or minus 2.2
- Walked1.7 percent plus or minus 1.7
- Worked from home14.2 percent plus or minus 4.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rensselaer
SBA loans in Rensselaer (7(a))
- Approvals24
- Gross approval$6,499,400
- Average approval$270,808
- Median approval$42,500
- Ninetieth percentile approval$875,000
- Largest approval$1,100,000
- Jobs supported93
- Jobs per approval3.9
- Loans with a final outcome7
- Paid in full7
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more12.5 percent
- Share to franchises4.2 percent
- Distinct lenders13
- Distinct industries by NAICS20
Counted by borrower city: approvals to borrowers whose address is in Rensselaer, in any county, FY2020 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Rensselaer
SBA loans in Rensselaer (504)
- Approvals3
- Gross approval$735,000
- Average approval$245,000
- Median approval$264,000
- Largest approval$287,000
- Jobs supported22
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Rensselaer, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Rensselaer
Flood risk in Rensselaer
- NFIP communityCity of Rensselaer
- NFIP community number361032
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/18/80
The City of Rensselaer participates in the National Flood Insurance Program as community 361032 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Rensselaer County, not Rensselaer
Rensselaer County context, not Rensselaer figures
- Establishments in Rensselaer County2,985
- Covered employment, Rensselaer County56,791
- Average annual pay, Rensselaer County$78,789
- Housing units permitted, Rensselaer County320
Every figure in this section is published for Rensselaer County as a whole and is not a measurement of Rensselaer.
All Rensselaer County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Rensselaer questions, answered from the record.
How many people live in Rensselaer, New York?
9,287, in 4,281 households. Rensselaer city covers 3.17 square miles of land, which is 2,928 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Rensselaer in?
Rensselaer County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Rensselaer?
$70,080. The median owner-occupied home is valued at $208,900. Median gross rent is $1,219 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Rensselaer businesses?
24 7(a) approvals totaling $6.5 m since FY2020, across 13 lenders, median approval $42,500, plus 3 504 approvals worth $735,000 since FY2010. These count approvals to borrowers whose address is in Rensselaer, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Rensselaer borrowers get paid back?
No rate is published for Rensselaer. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Rensselaer in the National Flood Insurance Program?
Yes. Rensselaer appears in the FEMA Community Status Book as Rensselaer, city of, community 361032, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Rensselaer figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Rensselaer County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rensselaer.
Is zoning published for Rensselaer?
No. Nothing on this page presents parcel level zoning.