HomeNew YorkRensselaer CountyRensselaer city
Rensselaer city, New York: commercial real estate data.
Rensselaer city is a Census city of 9,287 people across 3.17 square miles of land, in Rensselaer County. Median household income is $70,080, 43.3 percent of occupied homes are owned, and the SBA record carries 24 7(a) approvals to borrowers here worth $6.5 m.
80 sourced place values · tier FULL · 9 sections
Rensselaer
What Rensselaer is
- Census place typecity
- Land area3.17 sq mi
- Water area0.33 sq mi
- Population per square mile of land2,928
- County holding the largest share of its areaRensselaer County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rensselaer
How many people live in Rensselaer
- Population9,287
- Median age36.7
- Population under 181,981
- Share under 1821.3 percent
- Population 65 and over1,328 plus or minus 281
- Share 65 and over14.3 percent plus or minus 3.0
- Households4,281
- Family households1,991
- Share of households that are families46.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rensselaer
Income and work in Rensselaer
- Median household income$70,080
- Per capita income$38,895
- Civilian labor force5,032
- Employed4,802
- Unemployed230 plus or minus 120
- Unemployment rate4.6 percent plus or minus 2.3
- Adults 25 and over6,739
- Adults 25 and over with a high school diploma or higher88.1 percent
- Adults 25 and over with a bachelor degree or higher26.1 percent
- Adults 25 and over with a graduate degree8.9 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rensselaer
Housing in Rensselaer
- Housing units4,890
- Occupied units4,281
- Vacant units609 plus or minus 185
- Vacancy rate12.5 percent plus or minus 3.7
- Owner occupied1,853
- Renter occupied2,428
- Ownership rate43.3 percent
- Median owner-occupied home value$208,900
- Median gross rent, monthly$1,219
- Annual rent as a share of median income20.9 percent
- Single family units1,951
- Share single family39.9 percent
- Units in buildings of two or more2,917
- Share in buildings of two or more59.7 percent
- Mobile homes22 plus or minus 36
- Median year structure built1960
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rensselaer
How Rensselaer gets to work
- Workers 16 and over who commute4,056
- Commuting under 15 minutes1,355 plus or minus 304
- Share commuting under 15 minutes33.4 percent
- Commuting 30 minutes or more1,174 plus or minus 361
- Share commuting 30 minutes or more28.9 percent plus or minus 8.3
- Drove alone71.5 percent
- Carpooled5.7 percent plus or minus 3.3
- Public transport5.4 percent plus or minus 2.2
- Walked1.7 percent plus or minus 1.7
- Worked from home14.2 percent plus or minus 4.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rensselaer
SBA 7(a) lending to Rensselaer borrowers
- Approvals24
- Gross approval$6,499,400
- Average approval$270,808
- Median approval$50,000
- Ninetieth percentile approval$950,000
- Largest approval$1,100,000
- Jobs supported93
- Jobs per approval3.9
- Loans with a final outcome7
- Paid in full7
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more12.5 percent
- Share to franchises4.2 percent
- Distinct lenders13
- Distinct industries by NAICS20
A charge-off rate is not published here. only 7 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Rensselaer
SBA 504 lending to Rensselaer borrowers
- Approvals3
- Gross approval$735,000
- Average approval$245,000
- Median approval$264,000
- Largest approval$287,000
- Jobs supported22
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Rensselaer
Flood programme status in Rensselaer
- Listed NFIP communities1
- Of those, participating1
- NFIP community number361032
- Currently effective map date03/18/80
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Rensselaer County, not Rensselaer
Rensselaer County context, not Rensselaer figures
These are Rensselaer County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Rensselaer measurements.
- Establishments in Rensselaer County2,985
- Employment at those establishments, Rensselaer County46,817
- Covered employment, Rensselaer County56,791
- Average annual pay, Rensselaer County$78,789
- Average weekly wage, Rensselaer County$1,515
- Housing units permitted, Rensselaer County320
- Of those, single family, Rensselaer County160
- County product, 2024, Rensselaer County$15,508,277,000
- County product change over the prior year, Rensselaer County5.7 percent
- Average income of an arriving household, Rensselaer County$59,927
Every figure in this section is published for Rensselaer County as a whole and is not a measurement of Rensselaer. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Rensselaer questions, answered from the record.
How many people live in Rensselaer, New York?
9,287, in 4,281 households. Rensselaer city covers 3.17 square miles of land, which is 2,928 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Rensselaer in?
Rensselaer County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Rensselaer?
$70,080. The median owner-occupied home is valued at $208,900. Median gross rent is $1,219 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Rensselaer businesses?
24 7(a) approvals totalling $6.5 m, across 13 lenders, median approval $50,000, plus 3 504 approvals worth $735,000. These count approvals to borrowers whose address is in Rensselaer, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Rensselaer borrowers get paid back?
No rate is published for Rensselaer. only 7 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Rensselaer in the National Flood Insurance Program?
Yes. Rensselaer appears in the FEMA Community Status Book as community 361032, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Rensselaer figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Rensselaer County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rensselaer.
Is zoning published for Rensselaer?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.