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Bath, New York: commercial real estate data.

Bath is a Census village of 5,560 people across 3.17 square miles of land, in Steuben County. Median household income is $47,150, 61.0 percent of occupied homes are owned, and the SBA record carries 23 7(a) approvals to borrowers here worth $4.5 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Bath

What Bath is

  • Census place typevillage
  • Land area3.17 sq mi
  • Water area0 sq mi
  • Population per square mile of land1,753
  • County holding the largest share of its areaSteuben County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Bath

How many people live in Bath

  • Population5,560
  • Median age49.6
  • Population under 18830 plus or minus 204
  • Share under 1814.9 percent plus or minus 3.7
  • Population 65 and over1,385 plus or minus 286
  • Share 65 and over24.9 percent plus or minus 5.1
  • Households2,995
  • Family households1,381
  • Share of households that are families46.1 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Bath

Income and work in Bath

  • Median household income$47,150
  • Per capita income$33,591
  • Civilian labor force2,763
  • Employed2,579
  • Unemployed184 plus or minus 84
  • Unemployment rate6.7 percent plus or minus 3.0
  • Adults 25 and over4,276
  • Adults 25 and over with a high school diploma or higher89.1 percent
  • Adults 25 and over with a bachelor degree or higher18.5 percent plus or minus 4.9
  • Adults 25 and over with a graduate degree8.4 percent plus or minus 3.2

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Bath

Housing in Bath

  • Housing units3,265
  • Occupied units2,995
  • Vacant units270 plus or minus 134
  • Vacancy rate8.3 percent plus or minus 4.1
  • Owner occupied1,827
  • Renter occupied1,168
  • Ownership rate61.0 percent
  • Median owner-occupied home value$101,700
  • Median gross rent, monthly$735
  • Annual rent as a share of median income18.7 percent
  • Single family units1,669
  • Share single family51.1 percent
  • Units in buildings of two or more1,265 plus or minus 274
  • Share in buildings of two or more38.7 percent plus or minus 7.8
  • Mobile homes331 plus or minus 128
  • Median year structure built1957

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Bath

How Bath gets to work

  • Workers 16 and over who commute2,199
  • Commuting under 15 minutes1,077
  • Share commuting under 15 minutes49.0 percent
  • Commuting 30 minutes or more435 plus or minus 155
  • Share commuting 30 minutes or more19.8 percent plus or minus 6.8
  • Drove alone72.5 percent
  • Carpooled9.9 percent plus or minus 5.1
  • Public transport0.0 percent
  • Walked1.6 percent plus or minus 1.5
  • Worked from home12.5 percent plus or minus 5.8

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Bath

SBA loans in Bath (7(a))

  • Approvals23
  • Gross approval$4,450,100
  • Average approval$193,483
  • Median approval$50,000
  • Ninetieth percentile approval$352,000
  • Largest approval$1,660,000
  • Jobs supported72
  • Jobs per approval3.1
  • Loans with a final outcome2
  • Paid in full2
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more8.7 percent
  • Share to franchises0.0 percent
  • Distinct lenders9
  • Distinct industries by NAICS14

Counted by borrower city: approvals to borrowers whose address is in Bath, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Bath

Flood risk in Bath

  • NFIP communityTown of Bath
  • NFIP community number360766
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date05/02/83

The Town of Bath participates in the National Flood Insurance Program as community 360766 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Steuben County, not Bath

Steuben County context, not Bath figures

  • Establishments in Steuben County1,749
  • Covered employment, Steuben County34,564
  • Average annual pay, Steuben County$72,111
  • Housing units permitted, Steuben County120

Every figure in this section is published for Steuben County as a whole and is not a measurement of Bath.

All Steuben County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Bath questions, answered from the record.

How many people live in Bath, New York?

5,560, in 2,995 households. Bath village covers 3.17 square miles of land, which is 1,753 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Bath in?

Steuben County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Bath?

$47,150. The median owner-occupied home is valued at $101,700. Median gross rent is $735 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Bath businesses?

23 7(a) approvals totaling $4.5 m since FY2020, across 9 lenders, median approval $50,000. These count approvals to borrowers whose address is in Bath, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Bath borrowers get paid back?

No rate is published for Bath. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Bath in the National Flood Insurance Program?

Yes. Bath appears in the FEMA Community Status Book as Bath, town of, community 360766, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Bath figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Steuben County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bath.

Is zoning published for Bath?

No. Nothing on this page presents parcel level zoning.