HomeNorth CarolinaAshe CountyJefferson town
Jefferson town, North Carolina: commercial real estate data.
Jefferson town is a Census town of 1,864 people across 2.11 square miles of land, in Ashe County. Median household income is $40,590, 44.9 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $4.0 m.
80 sourced place values · tier FULL · 9 sections
Jefferson
What Jefferson is
- Census place typetown
- Land area2.11 sq mi
- Water area0 sq mi
- Population per square mile of land882
- County holding the largest share of its areaAshe County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jefferson
How many people live in Jefferson
- Population1,864
- Median age41.6
- Population under 18396 plus or minus 127
- Share under 1821.2 percent plus or minus 5.4
- Population 65 and over563 plus or minus 122
- Share 65 and over30.2 percent
- Households779 plus or minus 165
- Family households414 plus or minus 116
- Share of households that are families53.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jefferson
Income and work in Jefferson
- Median household income$40,590 plus or minus $12,413
- Per capita income$22,347
- Civilian labor force711 plus or minus 175
- Employed693 plus or minus 170
- Unemployed18 plus or minus 17
- Unemployment rate2.5 percent plus or minus 2.3
- Adults 25 and over1,370
- Adults 25 and over with a high school diploma or higher85.4 percent plus or minus 20.3
- Adults 25 and over with a bachelor degree or higher11.9 percent plus or minus 4.1
- Adults 25 and over with a graduate degree4.5 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jefferson
Housing in Jefferson
- Housing units881 plus or minus 181
- Occupied units779 plus or minus 165
- Vacant units102 plus or minus 64
- Vacancy rate11.6 percent plus or minus 6.9
- Owner occupied350 plus or minus 92
- Renter occupied429 plus or minus 136
- Ownership rate44.9 percent
- Median owner-occupied home value$236,000
- Median gross rent, monthly$748 plus or minus $159
- Annual rent as a share of median income22.1 percent plus or minus 8.2
- Single family units512 plus or minus 108
- Share single family58.1 percent
- Units in buildings of two or more350 plus or minus 120
- Share in buildings of two or more39.7 percent plus or minus 10.9
- Mobile homes19 plus or minus 31
- Median year structure built1980
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jefferson
How Jefferson gets to work
- Workers 16 and over who commute607 plus or minus 156
- Commuting under 15 minutes312 plus or minus 108
- Share commuting under 15 minutes51.4 percent plus or minus 12.0
- Commuting 30 minutes or more207 plus or minus 107
- Share commuting 30 minutes or more34.1 percent plus or minus 15.2
- Drove alone80.1 percent
- Carpooled9.9 percent plus or minus 11.2
- Public transport0.0 percent
- Walked0.3 percent plus or minus 0.7
- Worked from home9.3 percent plus or minus 4.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jefferson
SBA 7(a) lending to Jefferson borrowers
- Approvals4
- Gross approval$4,008,000
- Average approval$1,002,000
- Median approval$1,700,000
- Ninetieth percentile approval$1,958,000
- Largest approval$1,958,000
- Jobs supported34
- Jobs per approval8.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises25.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jefferson
SBA 504 lending to Jefferson borrowers
- Approvals1
- Gross approval$261,000
- Average approval$261,000
- Median approval$261,000
- Largest approval$261,000
- Jobs supported3
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Jefferson
Flood programme status in Jefferson
- Listed NFIP communities1
- Of those, participating1
- NFIP community number370008
- Currently effective map date12/03/09
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Ashe County, not Jefferson
Ashe County context, not Jefferson figures
These are Ashe County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Jefferson measurements.
- Establishments in Ashe County571
- Employment at those establishments, Ashe County6,441
- Covered employment, Ashe County7,486
- Average annual pay, Ashe County$48,252
- Average weekly wage, Ashe County$928
- Housing units permitted, Ashe County191
- Of those, single family, Ashe County191
- County product, 2024, Ashe County$1,069,343,000
- County product change over the prior year, Ashe County6.0 percent
- Average income of an arriving household, Ashe County$93,449
Every figure in this section is published for Ashe County as a whole and is not a measurement of Jefferson. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Jefferson questions, answered from the record.
How many people live in Jefferson, North Carolina?
1,864, in 779 households. Jefferson town covers 2.11 square miles of land, which is 882 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Jefferson in?
Ashe County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Jefferson?
$40,590. The median owner-occupied home is valued at $236,000. Median gross rent is $748 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Jefferson businesses?
4 7(a) approvals totalling $4.0 m, across 4 lenders, median approval $1,700,000, plus 1 504 approvals worth $261,000. These count approvals to borrowers whose address is in Jefferson, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Jefferson borrowers get paid back?
No rate is published for Jefferson. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Jefferson in the National Flood Insurance Program?
Yes. Jefferson appears in the FEMA Community Status Book as community 370008, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Jefferson figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ashe County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Jefferson.
Is zoning published for Jefferson?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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