HomeNorth CarolinaAshe CountyWest Jefferson town
West Jefferson town, North Carolina: commercial real estate data.
West Jefferson town is a Census town of 1,436 people across 2.15 square miles of land, in Ashe County. Median household income is $46,827, 54.4 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $11.6 m.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
West Jefferson
What West Jefferson is
- Census place typetown
- Land area2.15 sq mi
- Water area0 sq mi
- Population per square mile of land667 plus or minus 179
- County holding the largest share of its areaAshe County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Jefferson
How many people live in West Jefferson
- Population1,436 plus or minus 386
- Median age43.4
- Population under 18272 plus or minus 112
- Share under 1818.9 percent plus or minus 5.9
- Population 65 and over386 plus or minus 107
- Share 65 and over26.9 percent
- Households553 plus or minus 121
- Family households287 plus or minus 100
- Share of households that are families51.9 percent plus or minus 14.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Jefferson
Income and work in West Jefferson
- Median household income$46,827 plus or minus $20,727
- Per capita income$27,923
- Civilian labor force644 plus or minus 256
- Employed562 plus or minus 231
- Unemployed82 plus or minus 67
- Unemployment rate12.7 percent plus or minus 9.1
- Adults 25 and over1,107 plus or minus 294
- Adults 25 and over with a high school diploma or higher84.9 percent plus or minus 29.7
- Adults 25 and over with a bachelor degree or higher22.2 percent plus or minus 5.9
- Adults 25 and over with a graduate degree7.0 percent plus or minus 3.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Jefferson
Housing in West Jefferson
- Housing units747 plus or minus 159
- Occupied units553 plus or minus 121
- Vacant units194 plus or minus 86
- Vacancy rate26.0 percent plus or minus 10.1
- Owner occupied301 plus or minus 89
- Renter occupied252 plus or minus 81
- Ownership rate54.4 percent
- Median owner-occupied home value$232,400
- Median gross rent, monthly$484 plus or minus $132
- Annual rent as a share of median income12.4 percent plus or minus 6.4
- Single family units557 plus or minus 152
- Share single family74.6 percent
- Units in buildings of two or more157 plus or minus 68
- Share in buildings of two or more21.0 percent plus or minus 8.0
- Mobile homes33 plus or minus 42
- Median year structure built1969
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Jefferson
How West Jefferson gets to work
- Workers 16 and over who commute489 plus or minus 210
- Commuting under 15 minutes242 plus or minus 166
- Share commuting under 15 minutes49.5 percent plus or minus 26.6
- Commuting 30 minutes or more66 plus or minus 55
- Share commuting 30 minutes or more13.5 percent plus or minus 9.5
- Drove alone76.3 percent plus or minus 18.4
- Carpooled9.6 percent plus or minus 6.0
- Public transport0.0 percent
- Walked4.0 percent plus or minus 3.1
- Worked from home10.1 percent plus or minus 10.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Jefferson
SBA loans in West Jefferson (7(a))
- Approvals7
- Gross approval$11,624,300
- Average approval$1,660,614
- Median approval$1,088,300
- Ninetieth percentile approval$4,200,000
- Largest approval$4,200,000
- Jobs supported134
- Jobs per approval19.1
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term129 months
- Share on real estate terms of 20 years or more42.9 percent
- Share to franchises28.6 percent
- Distinct lenders6
- Distinct industries by NAICS6
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
West Jefferson
Flood risk in West Jefferson
- Listed NFIP communities1
- Of those, participating1
- NFIP community number370009
- Currently effective map date12/03/09
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Ashe County, not West Jefferson
Ashe County context, not West Jefferson figures
These are Ashe County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as West Jefferson measurements.
- Establishments in Ashe County571
- Employment at those establishments, Ashe County6,441
- Covered employment, Ashe County7,486
- Average annual pay, Ashe County$48,252
- Average weekly wage, Ashe County$928
- Housing units permitted, Ashe County191
- Of those, single family, Ashe County191
- County product, 2024, Ashe County$1,069,343,000
- County product change over the prior year, Ashe County6.0 percent
- Average income of an arriving household, Ashe County$93,449
Every figure in this section is published for Ashe County as a whole and is not a measurement of West Jefferson. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
West Jefferson questions, answered from the record.
How many people live in West Jefferson, North Carolina?
1,436, in 553 households. West Jefferson town covers 2.15 square miles of land, which is 667 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is West Jefferson in?
Ashe County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in West Jefferson?
$46,827. The median owner-occupied home is valued at $232,400. Median gross rent is $484 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to West Jefferson businesses?
7 7(a) approvals totalling $11.6 m, across 6 lenders, median approval $1,088,300. These count approvals to borrowers whose address is in West Jefferson, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to West Jefferson borrowers get paid back?
No rate is published for West Jefferson. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is West Jefferson in the National Flood Insurance Program?
Yes. West Jefferson appears in the FEMA Community Status Book as community 370009, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page West Jefferson figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ashe County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of West Jefferson.
Is zoning published for West Jefferson?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.