HomeNorth CarolinaBeaufort CountyBelhaven
Belhaven, North Carolina: commercial real estate data.
Belhaven is a Census town of 1,577 people across 1.59 square miles of land, in Beaufort County. Median household income is $32,644, 53.3 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $4.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Belhaven
What Belhaven is
- Census place typetown
- Land area1.59 sq mi
- Water area0.5 sq mi
- Population per square mile of land992
- County holding the largest share of its areaBeaufort County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Belhaven
How many people live in Belhaven
- Population1,577
- Median age48.7
- Population under 18339 plus or minus 102
- Share under 1821.5 percent plus or minus 5.4
- Population 65 and over389 plus or minus 89
- Share 65 and over24.7 percent
- Households707
- Family households424 plus or minus 87
- Share of households that are families60.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Belhaven
Income and work in Belhaven
- Median household income$32,644 plus or minus $7,251
- Per capita income$24,080 plus or minus $4,823
- Civilian labor force512 plus or minus 139
- Employed448 plus or minus 122
- Unemployed64 plus or minus 60
- Unemployment rate12.5 percent plus or minus 11.2
- Adults 25 and over1,136
- Adults 25 and over with a high school diploma or higher83.0 percent
- Adults 25 and over with a bachelor degree or higher12.6 percent plus or minus 4.0
- Adults 25 and over with a graduate degree5.1 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Belhaven
Housing in Belhaven
- Housing units946
- Occupied units707
- Vacant units239 plus or minus 70
- Vacancy rate25.3 percent plus or minus 6.5
- Owner occupied377
- Renter occupied330 plus or minus 103
- Ownership rate53.3 percent
- Median owner-occupied home value$103,000
- Median gross rent, monthly$929 plus or minus $478
- Annual rent as a share of median income34.2 percent plus or minus 19.1
- Single family units573 plus or minus 129
- Share single family60.6 percent
- Units in buildings of two or more163 plus or minus 64
- Share in buildings of two or more17.2 percent plus or minus 6.3
- Mobile homes210 plus or minus 60
- Median year structure built1968
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Belhaven
How Belhaven gets to work
- Workers 16 and over who commute390 plus or minus 125
- Commuting under 15 minutes194 plus or minus 73
- Share commuting under 15 minutes49.7 percent
- Commuting 30 minutes or more133 plus or minus 54
- Share commuting 30 minutes or more34.1 percent plus or minus 8.5
- Drove alone74.8 percent plus or minus 15.6
- Carpooled7.4 percent plus or minus 3.7
- Public transport0.0 percent
- Walked4.9 percent plus or minus 3.1
- Worked from home12.9 percent plus or minus 5.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Belhaven
SBA loans in Belhaven (7(a))
- Approvals4
- Gross approval$4,580,900
- Average approval$1,145,225
- Median approval$777,950
- Largest approval$2,950,000
- Jobs supported80
- Jobs per approval20.0
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term210 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Belhaven, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Belhaven
Flood risk in Belhaven
- NFIP communityTown of Belhaven
- NFIP community number370015
- Participating in the NFIPYes
- Community Rating System classClass 8
- Currently effective map date06/19/20
The Town of Belhaven participates in the National Flood Insurance Program as community 370015 and carries Community Rating System class 8, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Beaufort County, not Belhaven
Beaufort County context, not Belhaven figures
- Establishments in Beaufort County1,138
- Covered employment, Beaufort County15,848
- Average annual pay, Beaufort County$50,313
- Housing units permitted, Beaufort County216
Every figure in this section is published for Beaufort County as a whole and is not a measurement of Belhaven.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Belhaven questions, answered from the record.
How many people live in Belhaven, North Carolina?
1,577, in 707 households. Belhaven town covers 1.59 square miles of land, which is 992 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Belhaven in?
Beaufort County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Belhaven?
$32,644. The median owner-occupied home is valued at $103,000. Median gross rent is $929 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Belhaven businesses?
4 7(a) approvals totaling $4.6 m since FY2020, across 3 lenders, median approval $777,950. These count approvals to borrowers whose address is in Belhaven, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Belhaven borrowers get paid back?
No rate is published for Belhaven. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Belhaven in the National Flood Insurance Program?
Yes. Belhaven appears in the FEMA Community Status Book as Belhaven, town of, community 370015, carrying Community Rating System class 8, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Belhaven figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Beaufort County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Belhaven.
Is zoning published for Belhaven?
No. Nothing on this page presents parcel level zoning.
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