HomeNorth CarolinaBeaufort CountyChocowinity town
Chocowinity town, North Carolina: commercial real estate data.
Chocowinity town is a Census town of 903 people across 1.00 square miles of land, in Beaufort County. Median household income is $41,382, 46.5 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $1.1 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Chocowinity
What Chocowinity is
- Census place typetown
- Land area1 sq mi
- Water area0 sq mi
- Population per square mile of land906 plus or minus 280
- County holding the largest share of its areaBeaufort County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chocowinity
How many people live in Chocowinity
- Population903 plus or minus 279
- Median age36.1 plus or minus 7.6
- Population under 18271 plus or minus 124
- Share under 1830.0 percent plus or minus 10.1
- Population 65 and over170 plus or minus 70
- Share 65 and over18.8 percent plus or minus 5.1
- Households409 plus or minus 118
- Family households264 plus or minus 86
- Share of households that are families64.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chocowinity
Income and work in Chocowinity
- Median household income$41,382 plus or minus $10,491
- Per capita income$21,787 plus or minus $5,004
- Civilian labor force359 plus or minus 127
- Employed341 plus or minus 117
- Unemployed18 plus or minus 27
- Unemployment rate5.0 percent plus or minus 7.3
- Adults 25 and over570 plus or minus 157
- Adults 25 and over with a high school diploma or higher91.2 percent plus or minus 33.3
- Adults 25 and over with a bachelor degree or higher10.9 percent plus or minus 4.9
- Adults 25 and over with a graduate degree5.3 percent plus or minus 4.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chocowinity
Housing in Chocowinity
- Housing units449 plus or minus 123
- Occupied units409 plus or minus 118
- Vacant units40 plus or minus 30
- Vacancy rate8.9 percent plus or minus 6.2
- Owner occupied190 plus or minus 61
- Renter occupied219 plus or minus 92
- Ownership rate46.5 percent
- Median owner-occupied home value$114,300 plus or minus $42,191
- Median gross rent, monthly$794
- Annual rent as a share of median income23.0 percent plus or minus 6.0
- Single family units248 plus or minus 76
- Share single family55.2 percent
- Units in buildings of two or more158 plus or minus 67
- Share in buildings of two or more35.2 percent plus or minus 11.3
- Mobile homes43 plus or minus 40
- Median year structure built1976
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chocowinity
How Chocowinity gets to work
- Workers 16 and over who commute311 plus or minus 110
- Commuting under 15 minutes142 plus or minus 75
- Share commuting under 15 minutes45.7 percent plus or minus 18.1
- Commuting 30 minutes or more120 plus or minus 53
- Share commuting 30 minutes or more38.6 percent plus or minus 10.2
- Drove alone85.0 percent
- Carpooled4.7 percent plus or minus 6.2
- Public transport0.0 percent
- Walked0.6 percent plus or minus 0.9
- Worked from home8.8 percent plus or minus 8.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chocowinity
SBA loans in Chocowinity (7(a))
- Approvals2
- Gross approval$1,115,000
- Average approval$557,500
- Median approval$1,110,000
- Ninetieth percentile approval$1,110,000
- Largest approval$1,110,000
- Jobs supported15
- Jobs per approval7.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Chocowinity
SBA loans in Chocowinity (504)
- Approvals1
- Gross approval$269,000
- Average approval$269,000
- Median approval$269,000
- Largest approval$269,000
- Jobs supported9
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Chocowinity
Flood risk in Chocowinity
- Listed NFIP communities1
- Of those, participating1
- NFIP community number370289
- Currently effective map date06/19/20
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Beaufort County, not Chocowinity
Beaufort County context, not Chocowinity figures
These are Beaufort County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Chocowinity measurements.
- Establishments in Beaufort County1,138
- Employment at those establishments, Beaufort County13,893
- Covered employment, Beaufort County15,848
- Average annual pay, Beaufort County$50,313
- Average weekly wage, Beaufort County$968
- Housing units permitted, Beaufort County216
- Of those, single family, Beaufort County216
- County product, 2024, Beaufort County$2,369,178,000
- County product change over the prior year, Beaufort County5.5 percent
- Average income of an arriving household, Beaufort County$64,449
Every figure in this section is published for Beaufort County as a whole and is not a measurement of Chocowinity. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Chocowinity questions, answered from the record.
How many people live in Chocowinity, North Carolina?
903, in 409 households. Chocowinity town covers 1.00 square miles of land, which is 906 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Chocowinity in?
Beaufort County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Chocowinity?
$41,382. The median owner-occupied home is valued at $114,300. Median gross rent is $794 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Chocowinity businesses?
2 7(a) approvals totalling $1.1 m, across 2 lenders, median approval $1,110,000, plus 1 504 approvals worth $269,000. These count approvals to borrowers whose address is in Chocowinity, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Chocowinity borrowers get paid back?
No rate is published for Chocowinity. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Chocowinity in the National Flood Insurance Program?
Yes. Chocowinity appears in the FEMA Community Status Book as community 370289, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Chocowinity figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Beaufort County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Chocowinity.
Is zoning published for Chocowinity?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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