HomeNorth CarolinaBeaufort CountyChocowinity
Chocowinity, North Carolina: commercial real estate data.
Chocowinity is a Census town of 903 people across 1.00 square miles of land, in Beaufort County. Median household income is $41,382, 46.5 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $1.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Chocowinity
What Chocowinity is
- Census place typetown
- Land area1 sq mi
- Water area0 sq mi
- Population per square mile of land906 plus or minus 280
- County holding the largest share of its areaBeaufort County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chocowinity
How many people live in Chocowinity
- Population903 plus or minus 279
- Median age36.1 plus or minus 7.6
- Population under 18271 plus or minus 124
- Share under 1830.0 percent plus or minus 10.1
- Population 65 and over170 plus or minus 70
- Share 65 and over18.8 percent plus or minus 5.1
- Households409 plus or minus 118
- Family households264 plus or minus 86
- Share of households that are families64.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chocowinity
Income and work in Chocowinity
- Median household income$41,382 plus or minus $10,491
- Per capita income$21,787 plus or minus $5,004
- Civilian labor force359 plus or minus 127
- Employed341 plus or minus 117
- Unemployed18 plus or minus 27
- Unemployment rate5.0 percent plus or minus 7.3
- Adults 25 and over570 plus or minus 157
- Adults 25 and over with a high school diploma or higher91.2 percent plus or minus 33.3
- Adults 25 and over with a bachelor degree or higher10.9 percent plus or minus 4.9
- Adults 25 and over with a graduate degree5.3 percent plus or minus 4.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chocowinity
Housing in Chocowinity
- Housing units449 plus or minus 123
- Occupied units409 plus or minus 118
- Vacant units40 plus or minus 30
- Vacancy rate8.9 percent plus or minus 6.2
- Owner occupied190 plus or minus 61
- Renter occupied219 plus or minus 92
- Ownership rate46.5 percent
- Median owner-occupied home value$114,300 plus or minus $42,191
- Median gross rent, monthly$794
- Annual rent as a share of median income23.0 percent plus or minus 6.0
- Single family units248 plus or minus 76
- Share single family55.2 percent
- Units in buildings of two or more158 plus or minus 67
- Share in buildings of two or more35.2 percent plus or minus 11.3
- Mobile homes43 plus or minus 40
- Median year structure built1976
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chocowinity
How Chocowinity gets to work
- Workers 16 and over who commute311 plus or minus 110
- Commuting under 15 minutes142 plus or minus 75
- Share commuting under 15 minutes45.7 percent plus or minus 18.1
- Commuting 30 minutes or more120 plus or minus 53
- Share commuting 30 minutes or more38.6 percent plus or minus 10.2
- Drove alone85.0 percent
- Carpooled4.7 percent plus or minus 6.2
- Public transport0.0 percent
- Walked0.6 percent plus or minus 0.9
- Worked from home8.8 percent plus or minus 8.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chocowinity
SBA loans in Chocowinity (7(a))
- Approvals2
- Gross approval$1,115,000
- Average approval$557,500
- Median approval$557,500
- Largest approval$1,110,000
- Jobs supported15
- Jobs per approval7.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term210 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Chocowinity, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Chocowinity
SBA loans in Chocowinity (504)
- Approvals1
- Gross approval$269,000
- Average approval$269,000
- Median approval$269,000
- Largest approval$269,000
- Jobs supported9
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Chocowinity, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Chocowinity
Flood risk in Chocowinity
- NFIP communityTown of Chocowinity
- NFIP community number370289
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/19/20
The Town of Chocowinity participates in the National Flood Insurance Program as community 370289 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Beaufort County, not Chocowinity
Beaufort County context, not Chocowinity figures
- Establishments in Beaufort County1,138
- Covered employment, Beaufort County15,848
- Average annual pay, Beaufort County$50,313
- Housing units permitted, Beaufort County216
Every figure in this section is published for Beaufort County as a whole and is not a measurement of Chocowinity.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Chocowinity questions, answered from the record.
How many people live in Chocowinity, North Carolina?
903, in 409 households. Chocowinity town covers 1.00 square miles of land, which is 906 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Chocowinity in?
Beaufort County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Chocowinity?
$41,382. The median owner-occupied home is valued at $114,300. Median gross rent is $794 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Chocowinity businesses?
2 7(a) approvals totaling $1.1 m since FY2020, across 2 lenders, median approval $557,500, plus 1 504 approvals worth $269,000 since FY2010. These count approvals to borrowers whose address is in Chocowinity, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Chocowinity borrowers get paid back?
No rate is published for Chocowinity. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Chocowinity in the National Flood Insurance Program?
Yes. Chocowinity appears in the FEMA Community Status Book as Chocowinity, town of, community 370289, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Chocowinity figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Beaufort County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Chocowinity.
Is zoning published for Chocowinity?
No. Nothing on this page presents parcel level zoning.
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