HomeNorth CarolinaBrunswick CountyHolden Beach
Holden Beach, North Carolina: commercial real estate data.
Holden Beach is a Census town of 962 people across 3.03 square miles of land, in Brunswick County. Median household income is $116,250, 94.6 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $585,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Holden Beach
What Holden Beach is
- Census place typetown
- Land area3.03 sq mi
- Water area0.71 sq mi
- Population per square mile of land317
- County holding the largest share of its areaBrunswick County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Holden Beach
How many people live in Holden Beach
- Population962
- Median age64.4
- Population under 1820 plus or minus 20
- Share under 182.1 percent plus or minus 2.0
- Population 65 and over446
- Share 65 and over46.4 percent plus or minus 9.8
- Households484
- Family households399
- Share of households that are families82.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Holden Beach
Income and work in Holden Beach
- Median household income$116,250
- Per capita income$76,771
- Civilian labor force440 plus or minus 133
- Employed433 plus or minus 134
- Unemployed7 plus or minus 9
- Unemployment rate1.6 percent plus or minus 2.0
- Adults 25 and over905
- Adults 25 and over with a high school diploma or higher98.6 percent plus or minus 23.8
- Adults 25 and over with a bachelor degree or higher69.5 percent
- Adults 25 and over with a graduate degree24.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Holden Beach
Housing in Holden Beach
- Housing units2,486
- Occupied units484
- Vacant units2,002
- Vacancy rate80.5 percent
- Owner occupied458
- Renter occupied26 plus or minus 14
- Ownership rate94.6 percent
- Median owner-occupied home value$658,900
- Median gross rent, monthly$1,475 plus or minus $359
- Annual rent as a share of median income15.2 percent plus or minus 4.5
- Single family units2,295
- Share single family92.3 percent
- Units in buildings of two or more167 plus or minus 60
- Share in buildings of two or more6.7 percent plus or minus 2.4
- Mobile homes24 plus or minus 19
- Median year structure built1992
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Holden Beach
How Holden Beach gets to work
- Workers 16 and over who commute327 plus or minus 133
- Commuting under 15 minutes111 plus or minus 70
- Share commuting under 15 minutes33.9 percent plus or minus 16.2
- Commuting 30 minutes or more69 plus or minus 26
- Share commuting 30 minutes or more21.1 percent plus or minus 11.7
- Drove alone70.4 percent plus or minus 22.0
- Carpooled4.2 percent plus or minus 3.0
- Public transport0.0 percent
- Walked0.5 percent plus or minus 0.7
- Worked from home24.5 percent plus or minus 10.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Holden Beach
SBA loans in Holden Beach (7(a))
- Approvals2
- Gross approval$585,000
- Average approval$292,500
- Median approval$292,500
- Largest approval$535,000
- Jobs supported3
- Jobs per approval1.5
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term180 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Holden Beach, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Holden Beach
SBA loans in Holden Beach (504)
- Approvals1
- Gross approval$107,000
- Average approval$107,000
- Median approval$107,000
- Largest approval$107,000
- Jobs supported2
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Holden Beach, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Holden Beach
Flood risk in Holden Beach
- NFIP communityTown of Holden Beach
- NFIP community number375352
- Participating in the NFIPYes
- Community Rating System classClass 6
- Currently effective map date08/28/18
The Town of Holden Beach participates in the National Flood Insurance Program as community 375352 and carries Community Rating System class 6, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Brunswick County, not Holden Beach
Brunswick County context, not Holden Beach figures
- Establishments in Brunswick County3,093
- Covered employment, Brunswick County41,268
- Average annual pay, Brunswick County$51,701
- Housing units permitted, Brunswick County6,093
Every figure in this section is published for Brunswick County as a whole and is not a measurement of Holden Beach.
All Brunswick County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Holden Beach questions, answered from the record.
How many people live in Holden Beach, North Carolina?
962, in 484 households. Holden Beach town covers 3.03 square miles of land, which is 317 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Holden Beach in?
Brunswick County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Holden Beach?
$116,250. The median owner-occupied home is valued at $658,900. Median gross rent is $1,475 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Holden Beach businesses?
2 7(a) approvals totaling $585,000 since FY2020, across 2 lenders, median approval $292,500, plus 1 504 approvals worth $107,000 since FY2010. These count approvals to borrowers whose address is in Holden Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Holden Beach borrowers get paid back?
No rate is published for Holden Beach. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Holden Beach in the National Flood Insurance Program?
Yes. Holden Beach appears in the FEMA Community Status Book as Holden Beach, town of, community 375352, carrying Community Rating System class 6, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Holden Beach figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Brunswick County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Holden Beach.
Is zoning published for Holden Beach?
No. Nothing on this page presents parcel level zoning.