HomeNorth CarolinaBrunswick CountyOcean Isle Beach town
Ocean Isle Beach town, North Carolina: commercial real estate data.
Ocean Isle Beach town is a Census town of 903 people across 3.78 square miles of land, in Brunswick County. Median household income is $96,786, 96.5 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $4.5 m.
79 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Ocean Isle Beach
What Ocean Isle Beach is
- Census place typetown
- Land area3.78 sq mi
- Water area0.98 sq mi
- Population per square mile of land239
- County holding the largest share of its areaBrunswick County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ocean Isle Beach
How many people live in Ocean Isle Beach
- Population903
- Median age67.3
- Population under 1832 plus or minus 25
- Share under 183.5 percent plus or minus 2.7
- Population 65 and over529
- Share 65 and over58.6 percent
- Households514
- Family households328
- Share of households that are families63.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ocean Isle Beach
Income and work in Ocean Isle Beach
- Median household income$96,786
- Per capita income$84,793
- Civilian labor force302 plus or minus 68
- Employed302 plus or minus 68
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over849
- Adults 25 and over with a high school diploma or higher99.3 percent plus or minus 20.4
- Adults 25 and over with a bachelor degree or higher65.1 percent plus or minus 14.3
- Adults 25 and over with a graduate degree29.2 percent plus or minus 6.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ocean Isle Beach
Housing in Ocean Isle Beach
- Housing units3,387
- Occupied units514
- Vacant units2,873
- Vacancy rate84.8 percent
- Owner occupied496
- Renter occupied18 plus or minus 14
- Ownership rate96.5 percent
- Median owner-occupied home value$835,500
- Single family units2,449
- Share single family72.3 percent
- Units in buildings of two or more885
- Share in buildings of two or more26.1 percent
- Mobile homes53 plus or minus 35
- Median year structure built1996
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ocean Isle Beach
How Ocean Isle Beach gets to work
- Workers 16 and over who commute171 plus or minus 52
- Commuting under 15 minutes77 plus or minus 37
- Share commuting under 15 minutes45.0 percent plus or minus 16.4
- Commuting 30 minutes or more37 plus or minus 22
- Share commuting 30 minutes or more21.6 percent plus or minus 11.0
- Drove alone51.0 percent plus or minus 11.9
- Carpooled3.3 percent plus or minus 3.2
- Public transport0.0 percent
- Walked2.3 percent plus or minus 2.6
- Worked from home43.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ocean Isle Beach
SBA loans in Ocean Isle Beach (7(a))
- Approvals9
- Gross approval$4,509,500
- Average approval$501,056
- Median approval$150,000
- Ninetieth percentile approval$2,829,000
- Largest approval$2,829,000
- Jobs supported79
- Jobs per approval8.8
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more11.1 percent
- Share to franchises11.1 percent
- Distinct lenders7
- Distinct industries by NAICS8
A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ocean Isle Beach
SBA loans in Ocean Isle Beach (504)
- Approvals2
- Gross approval$663,000
- Average approval$331,500
- Median approval$336,000
- Largest approval$336,000
- Jobs supported20
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ocean Isle Beach
Flood risk in Ocean Isle Beach
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 7
- NFIP community number375357
- Currently effective map date08/28/18
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Brunswick County, not Ocean Isle Beach
Brunswick County context, not Ocean Isle Beach figures
These are Brunswick County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Ocean Isle Beach measurements.
- Establishments in Brunswick County3,093
- Employment at those establishments, Brunswick County33,646
- Covered employment, Brunswick County41,268
- Average annual pay, Brunswick County$51,701
- Average weekly wage, Brunswick County$994
- Housing units permitted, Brunswick County6,093
- Of those, single family, Brunswick County5,099
- County product, 2024, Brunswick County$8,081,360,000
- County product change over the prior year, Brunswick County3.9 percent
- Average income of an arriving household, Brunswick County$109,448
Every figure in this section is published for Brunswick County as a whole and is not a measurement of Ocean Isle Beach. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No median gross rent is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Ocean Isle Beach questions, answered from the record.
How many people live in Ocean Isle Beach, North Carolina?
903, in 514 households. Ocean Isle Beach town covers 3.78 square miles of land, which is 239 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ocean Isle Beach in?
Brunswick County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ocean Isle Beach?
$96,786. The median owner-occupied home is valued at $835,500. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ocean Isle Beach businesses?
9 7(a) approvals totalling $4.5 m, across 7 lenders, median approval $150,000, plus 2 504 approvals worth $663,000. These count approvals to borrowers whose address is in Ocean Isle Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ocean Isle Beach borrowers get paid back?
No rate is published for Ocean Isle Beach. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Ocean Isle Beach in the National Flood Insurance Program?
Yes. Ocean Isle Beach appears in the FEMA Community Status Book as community 375357, carrying Community Rating System class 7, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ocean Isle Beach figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Brunswick County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ocean Isle Beach.
Is zoning published for Ocean Isle Beach?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.