HomeNorth CarolinaBrunswick CountyOcean Isle Beach
Ocean Isle Beach, North Carolina: commercial real estate data.
Ocean Isle Beach is a Census town of 903 people across 3.78 square miles of land, in Brunswick County. Median household income is $96,786, 96.5 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $4.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Ocean Isle Beach
What Ocean Isle Beach is
- Census place typetown
- Land area3.78 sq mi
- Water area0.98 sq mi
- Population per square mile of land239
- County holding the largest share of its areaBrunswick County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ocean Isle Beach
How many people live in Ocean Isle Beach
- Population903
- Median age67.3
- Population under 1832 plus or minus 25
- Share under 183.5 percent plus or minus 2.7
- Population 65 and over529
- Share 65 and over58.6 percent
- Households514
- Family households328
- Share of households that are families63.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ocean Isle Beach
Income and work in Ocean Isle Beach
- Median household income$96,786
- Per capita income$84,793
- Civilian labor force302 plus or minus 68
- Employed302 plus or minus 68
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over849
- Adults 25 and over with a high school diploma or higher99.3 percent plus or minus 20.4
- Adults 25 and over with a bachelor degree or higher65.1 percent plus or minus 14.3
- Adults 25 and over with a graduate degree29.2 percent plus or minus 6.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ocean Isle Beach
Housing in Ocean Isle Beach
- Housing units3,387
- Occupied units514
- Vacant units2,873
- Vacancy rate84.8 percent
- Owner occupied496
- Renter occupied18 plus or minus 14
- Ownership rate96.5 percent
- Median owner-occupied home value$835,500
- Single family units2,449
- Share single family72.3 percent
- Units in buildings of two or more885
- Share in buildings of two or more26.1 percent
- Mobile homes53 plus or minus 35
- Median year structure built1996
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ocean Isle Beach
How Ocean Isle Beach gets to work
- Workers 16 and over who commute171 plus or minus 52
- Commuting under 15 minutes77 plus or minus 37
- Share commuting under 15 minutes45.0 percent plus or minus 16.4
- Commuting 30 minutes or more37 plus or minus 22
- Share commuting 30 minutes or more21.6 percent plus or minus 11.0
- Drove alone51.0 percent plus or minus 11.9
- Carpooled3.3 percent plus or minus 3.2
- Public transport0.0 percent
- Walked2.3 percent plus or minus 2.6
- Worked from home43.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ocean Isle Beach
SBA loans in Ocean Isle Beach (7(a))
- Approvals9
- Gross approval$4,509,500
- Average approval$501,056
- Median approval$150,000
- Largest approval$2,829,000
- Jobs supported79
- Jobs per approval8.8
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more11.1 percent
- Share to franchises11.1 percent
- Distinct lenders7
- Distinct industries by NAICS8
Counted by borrower city: approvals to borrowers whose address is in Ocean Isle Beach, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ocean Isle Beach
SBA loans in Ocean Isle Beach (504)
- Approvals2
- Gross approval$663,000
- Average approval$331,500
- Median approval$331,500
- Largest approval$336,000
- Jobs supported20
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Ocean Isle Beach, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ocean Isle Beach
Flood risk in Ocean Isle Beach
- NFIP communityTown of Ocean Isle Beach
- NFIP community number375357
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date08/28/18
The Town of Ocean Isle Beach participates in the National Flood Insurance Program as community 375357 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Brunswick County, not Ocean Isle Beach
Brunswick County context, not Ocean Isle Beach figures
- Establishments in Brunswick County3,093
- Covered employment, Brunswick County41,268
- Average annual pay, Brunswick County$51,701
- Housing units permitted, Brunswick County6,093
Every figure in this section is published for Brunswick County as a whole and is not a measurement of Ocean Isle Beach.
All Brunswick County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Ocean Isle Beach questions, answered from the record.
How many people live in Ocean Isle Beach, North Carolina?
903, in 514 households. Ocean Isle Beach town covers 3.78 square miles of land, which is 239 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ocean Isle Beach in?
Brunswick County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ocean Isle Beach?
$96,786. The median owner-occupied home is valued at $835,500. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ocean Isle Beach businesses?
9 7(a) approvals totaling $4.5 m since FY2020, across 7 lenders, median approval $150,000, plus 2 504 approvals worth $663,000 since FY2010. These count approvals to borrowers whose address is in Ocean Isle Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ocean Isle Beach borrowers get paid back?
No rate is published for Ocean Isle Beach. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Ocean Isle Beach in the National Flood Insurance Program?
Yes. Ocean Isle Beach appears in the FEMA Community Status Book as Ocean Isle Beach, town of, community 375357, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ocean Isle Beach figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Brunswick County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ocean Isle Beach.
Is zoning published for Ocean Isle Beach?
No. Nothing on this page presents parcel level zoning.