HomeNorth CarolinaBuncombe CountyBlack Mountain
Black Mountain, North Carolina: commercial real estate data.
Black Mountain is a Census town of 8,513 people across 6.75 square miles of land, in Buncombe County. Median household income is $77,042, 66.9 percent of occupied homes are owned, and the SBA record carries 17 7(a) approvals to borrowers here worth $13.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Black Mountain
What Black Mountain is
- Census place typetown
- Land area6.75 sq mi
- Water area0.02 sq mi
- Population per square mile of land1,262
- County holding the largest share of its areaBuncombe County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Black Mountain
How many people live in Black Mountain
- Population8,513
- Median age58.4
- Population under 181,010 plus or minus 226
- Share under 1811.9 percent plus or minus 2.7
- Population 65 and over3,141 plus or minus 651
- Share 65 and over36.9 percent plus or minus 7.6
- Households3,601
- Family households2,043
- Share of households that are families56.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Black Mountain
Income and work in Black Mountain
- Median household income$77,042 plus or minus $17,162
- Per capita income$52,875 plus or minus $10,682
- Civilian labor force3,688
- Employed3,543
- Unemployed145 plus or minus 156
- Unemployment rate3.9 percent plus or minus 4.2
- Adults 25 and over7,198
- Adults 25 and over with a high school diploma or higher93.3 percent
- Adults 25 and over with a bachelor degree or higher56.3 percent
- Adults 25 and over with a graduate degree21.8 percent plus or minus 5.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Black Mountain
Housing in Black Mountain
- Housing units4,884
- Occupied units3,601
- Vacant units1,283 plus or minus 317
- Vacancy rate26.3 percent plus or minus 6.2
- Owner occupied2,408
- Renter occupied1,193 plus or minus 400
- Ownership rate66.9 percent
- Median owner-occupied home value$358,900
- Median gross rent, monthly$1,652
- Annual rent as a share of median income25.7 percent plus or minus 6.4
- Single family units3,796
- Share single family77.7 percent
- Units in buildings of two or more726 plus or minus 393
- Share in buildings of two or more14.9 percent plus or minus 8.0
- Mobile homes362 plus or minus 117
- Median year structure built1986
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Black Mountain
How Black Mountain gets to work
- Workers 16 and over who commute2,806
- Commuting under 15 minutes1,214 plus or minus 289
- Share commuting under 15 minutes43.3 percent
- Commuting 30 minutes or more571 plus or minus 160
- Share commuting 30 minutes or more20.3 percent plus or minus 4.6
- Drove alone69.5 percent
- Carpooled6.8 percent plus or minus 4.1
- Public transport0.0 percent
- Walked3.3 percent plus or minus 1.6
- Worked from home19.7 percent plus or minus 5.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Black Mountain
SBA loans in Black Mountain (7(a))
- Approvals17
- Gross approval$13,113,300
- Average approval$771,371
- Median approval$300,000
- Largest approval$3,601,300
- Jobs supported95
- Jobs per approval5.6
- Loans with a final outcome3
- Paid in full2
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more29.4 percent
- Share to franchises17.6 percent
- Distinct lenders14
- Distinct industries by NAICS14
Counted by borrower city: approvals to borrowers whose address is in Black Mountain, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Black Mountain
SBA loans in Black Mountain (504)
- Approvals2
- Gross approval$1,134,000
- Average approval$567,000
- Median approval$567,000
- Largest approval$994,000
- Jobs supported6
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Black Mountain, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Black Mountain
Flood risk in Black Mountain
- NFIP communityTown of Black Mountain
- NFIP community number370033
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/06/10
The Town of Black Mountain participates in the National Flood Insurance Program as community 370033 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Buncombe County, not Black Mountain
Buncombe County context, not Black Mountain figures
- Establishments in Buncombe County9,863
- Covered employment, Buncombe County136,495
- Average annual pay, Buncombe County$58,785
- Housing units permitted, Buncombe County3,613
Every figure in this section is published for Buncombe County as a whole and is not a measurement of Black Mountain.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Black Mountain questions, answered from the record.
How many people live in Black Mountain, North Carolina?
8,513, in 3,601 households. Black Mountain town covers 6.75 square miles of land, which is 1,262 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Black Mountain in?
Buncombe County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Black Mountain?
$77,042. The median owner-occupied home is valued at $358,900. Median gross rent is $1,652 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Black Mountain businesses?
17 7(a) approvals totaling $13.1 m since FY2020, across 14 lenders, median approval $300,000, plus 2 504 approvals worth $1.1 m since FY2010. These count approvals to borrowers whose address is in Black Mountain, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Black Mountain borrowers get paid back?
No rate is published for Black Mountain. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Black Mountain in the National Flood Insurance Program?
Yes. Black Mountain appears in the FEMA Community Status Book as Black Mountain, town of, community 370033, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Black Mountain figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Buncombe County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Black Mountain.
Is zoning published for Black Mountain?
No. Nothing on this page presents parcel level zoning.