HomeNorth CarolinaBuncombe CountyBlack Mountain town
Black Mountain town, North Carolina: commercial real estate data.
Black Mountain town is a Census town of 8,513 people across 6.75 square miles of land, in Buncombe County. Median household income is $77,042, 66.9 percent of occupied homes are owned, and the SBA record carries 17 7(a) approvals to borrowers here worth $13.1 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Black Mountain
What Black Mountain is
- Census place typetown
- Land area6.75 sq mi
- Water area0.02 sq mi
- Population per square mile of land1,262
- County holding the largest share of its areaBuncombe County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Black Mountain
How many people live in Black Mountain
- Population8,513
- Median age58.4
- Population under 181,010 plus or minus 226
- Share under 1811.9 percent plus or minus 2.7
- Population 65 and over3,141 plus or minus 651
- Share 65 and over36.9 percent plus or minus 7.6
- Households3,601
- Family households2,043
- Share of households that are families56.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Black Mountain
Income and work in Black Mountain
- Median household income$77,042 plus or minus $17,162
- Per capita income$52,875 plus or minus $10,682
- Civilian labor force3,688
- Employed3,543
- Unemployed145 plus or minus 156
- Unemployment rate3.9 percent plus or minus 4.2
- Adults 25 and over7,198
- Adults 25 and over with a high school diploma or higher93.3 percent
- Adults 25 and over with a bachelor degree or higher56.3 percent
- Adults 25 and over with a graduate degree21.8 percent plus or minus 5.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Black Mountain
Housing in Black Mountain
- Housing units4,884
- Occupied units3,601
- Vacant units1,283 plus or minus 317
- Vacancy rate26.3 percent plus or minus 6.2
- Owner occupied2,408
- Renter occupied1,193 plus or minus 400
- Ownership rate66.9 percent
- Median owner-occupied home value$358,900
- Median gross rent, monthly$1,652
- Annual rent as a share of median income25.7 percent plus or minus 6.4
- Single family units3,796
- Share single family77.7 percent
- Units in buildings of two or more726 plus or minus 393
- Share in buildings of two or more14.9 percent plus or minus 8.0
- Mobile homes362 plus or minus 117
- Median year structure built1986
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Black Mountain
How Black Mountain gets to work
- Workers 16 and over who commute2,806
- Commuting under 15 minutes1,214 plus or minus 289
- Share commuting under 15 minutes43.3 percent
- Commuting 30 minutes or more571 plus or minus 160
- Share commuting 30 minutes or more20.3 percent plus or minus 4.6
- Drove alone69.5 percent
- Carpooled6.8 percent plus or minus 4.1
- Public transport0.0 percent
- Walked3.3 percent plus or minus 1.6
- Worked from home19.7 percent plus or minus 5.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Black Mountain
SBA loans in Black Mountain (7(a))
- Approvals17
- Gross approval$13,113,300
- Average approval$771,371
- Median approval$300,000
- Ninetieth percentile approval$3,150,000
- Largest approval$3,601,300
- Jobs supported95
- Jobs per approval5.6
- Loans with a final outcome3
- Paid in full2
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more29.4 percent
- Share to franchises17.6 percent
- Distinct lenders14
- Distinct industries by NAICS14
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Black Mountain
SBA loans in Black Mountain (504)
- Approvals2
- Gross approval$1,134,000
- Average approval$567,000
- Median approval$994,000
- Largest approval$994,000
- Jobs supported6
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Black Mountain
Flood risk in Black Mountain
- Listed NFIP communities1
- Of those, participating1
- NFIP community number370033
- Currently effective map date01/06/10
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Buncombe County, not Black Mountain
Buncombe County context, not Black Mountain figures
These are Buncombe County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Black Mountain measurements.
- Establishments in Buncombe County9,863
- Employment at those establishments, Buncombe County127,409
- Covered employment, Buncombe County136,495
- Average annual pay, Buncombe County$58,785
- Average weekly wage, Buncombe County$1,130
- Housing units permitted, Buncombe County3,613
- Of those, single family, Buncombe County1,379
- County product, 2024, Buncombe County$21,262,054,000
- County product change over the prior year, Buncombe County5.7 percent
- Average income of an arriving household, Buncombe County$97,832
Every figure in this section is published for Buncombe County as a whole and is not a measurement of Black Mountain. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Black Mountain questions, answered from the record.
How many people live in Black Mountain, North Carolina?
8,513, in 3,601 households. Black Mountain town covers 6.75 square miles of land, which is 1,262 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Black Mountain in?
Buncombe County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Black Mountain?
$77,042. The median owner-occupied home is valued at $358,900. Median gross rent is $1,652 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Black Mountain businesses?
17 7(a) approvals totalling $13.1 m, across 14 lenders, median approval $300,000, plus 2 504 approvals worth $1.1 m. These count approvals to borrowers whose address is in Black Mountain, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Black Mountain borrowers get paid back?
No rate is published for Black Mountain. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Black Mountain in the National Flood Insurance Program?
Yes. Black Mountain appears in the FEMA Community Status Book as community 370033, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Black Mountain figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Buncombe County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Black Mountain.
Is zoning published for Black Mountain?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.