HomeNorth CarolinaBuncombe CountySwannanoa
Swannanoa, North Carolina: commercial real estate data.
Swannanoa is a Census CDP of 6,901 people across 6.37 square miles of land, in Buncombe County. Median household income is $69,760, 78.6 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $225,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Swannanoa
What Swannanoa is
- Census place typeCDP
- Land area6.37 sq mi
- Water area0.03 sq mi
- Population per square mile of land1,083
- County holding the largest share of its areaBuncombe County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Swannanoa
How many people live in Swannanoa
- Population6,901
- Median age37.1
- Population under 181,624 plus or minus 438
- Share under 1823.5 percent plus or minus 5.2
- Population 65 and over1,135 plus or minus 340
- Share 65 and over16.4 percent plus or minus 4.2
- Households1,834
- Family households1,384
- Share of households that are families75.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Swannanoa
Income and work in Swannanoa
- Median household income$69,760
- Per capita income$25,414
- Civilian labor force2,659
- Employed2,266 plus or minus 469
- Unemployed393 plus or minus 107
- Unemployment rate14.8 percent plus or minus 3.0
- Adults 25 and over4,820
- Adults 25 and over with a high school diploma or higher74.2 percent
- Adults 25 and over with a bachelor degree or higher27.4 percent plus or minus 6.4
- Adults 25 and over with a graduate degree7.7 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Swannanoa
Housing in Swannanoa
- Housing units2,298
- Occupied units1,834
- Vacant units464 plus or minus 255
- Vacancy rate20.2 percent plus or minus 10.6
- Owner occupied1,441
- Renter occupied393 plus or minus 200
- Ownership rate78.6 percent plus or minus 18.0
- Median owner-occupied home value$287,500
- Median gross rent, monthly$788 plus or minus $462
- Annual rent as a share of median income13.6 percent plus or minus 8.3
- Single family units1,984
- Share single family86.3 percent
- Units in buildings of two or more28 plus or minus 43
- Share in buildings of two or more1.2 percent plus or minus 1.9
- Mobile homes286 plus or minus 99
- Median year structure built1985
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Swannanoa
How Swannanoa gets to work
- Workers 16 and over who commute1,899 plus or minus 428
- Commuting under 15 minutes497 plus or minus 175
- Share commuting under 15 minutes26.2 percent plus or minus 7.1
- Commuting 30 minutes or more506 plus or minus 248
- Share commuting 30 minutes or more26.6 percent plus or minus 11.6
- Drove alone80.9 percent
- Carpooled0.9 percent plus or minus 1.0
- Public transport0.0 percent
- Walked4.5 percent plus or minus 3.9
- Worked from home13.7 percent plus or minus 7.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Swannanoa
SBA loans in Swannanoa (7(a))
- Approvals3
- Gross approval$225,000
- Average approval$75,000
- Median approval$20,000
- Largest approval$200,000
- Jobs supported6
- Jobs per approval2.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Swannanoa, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Swannanoa
SBA loans in Swannanoa (504)
- Approvals2
- Gross approval$525,000
- Average approval$262,500
- Median approval$262,500
- Largest approval$290,000
- Jobs supported2
- Loans with a final outcome1
- Charged off0
- Median term270 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Swannanoa, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Buncombe County, not Swannanoa
Buncombe County context, not Swannanoa figures
- Establishments in Buncombe County9,863
- Covered employment, Buncombe County136,495
- Average annual pay, Buncombe County$58,785
- Housing units permitted, Buncombe County3,613
Every figure in this section is published for Buncombe County as a whole and is not a measurement of Swannanoa.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Swannanoa questions, answered from the record.
How many people live in Swannanoa, North Carolina?
6,901, in 1,834 households. Swannanoa CDP covers 6.37 square miles of land, which is 1,083 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Swannanoa in?
Buncombe County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Swannanoa?
$69,760. The median owner-occupied home is valued at $287,500. Median gross rent is $788 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Swannanoa businesses?
3 7(a) approvals totaling $225,000 since FY2020, across 2 lenders, median approval $20,000, plus 2 504 approvals worth $525,000 since FY2010. These count approvals to borrowers whose address is in Swannanoa, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Swannanoa borrowers get paid back?
No rate is published for Swannanoa. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Swannanoa figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Buncombe County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Swannanoa.
Is zoning published for Swannanoa?
No. Nothing on this page presents parcel level zoning.