HomeNorth CarolinaBuncombe CountySwannanoa CDP
Swannanoa CDP, North Carolina: commercial real estate data.
Swannanoa CDP is a Census CDP of 6,901 people across 6.37 square miles of land, in Buncombe County. Median household income is $69,760, 78.6 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $225,000.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Swannanoa
What Swannanoa is
- Census place typeCDP
- Land area6.37 sq mi
- Water area0.03 sq mi
- Population per square mile of land1,083
- County holding the largest share of its areaBuncombe County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Swannanoa
How many people live in Swannanoa
- Population6,901
- Median age37.1
- Population under 181,624 plus or minus 438
- Share under 1823.5 percent plus or minus 5.2
- Population 65 and over1,135 plus or minus 340
- Share 65 and over16.4 percent plus or minus 4.2
- Households1,834
- Family households1,384
- Share of households that are families75.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Swannanoa
Income and work in Swannanoa
- Median household income$69,760
- Per capita income$25,414
- Civilian labor force2,659
- Employed2,266 plus or minus 469
- Unemployed393 plus or minus 107
- Unemployment rate14.8 percent plus or minus 3.0
- Adults 25 and over4,820
- Adults 25 and over with a high school diploma or higher74.2 percent
- Adults 25 and over with a bachelor degree or higher27.4 percent plus or minus 6.4
- Adults 25 and over with a graduate degree7.7 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Swannanoa
Housing in Swannanoa
- Housing units2,298
- Occupied units1,834
- Vacant units464 plus or minus 255
- Vacancy rate20.2 percent plus or minus 10.6
- Owner occupied1,441
- Renter occupied393 plus or minus 200
- Ownership rate78.6 percent plus or minus 18.0
- Median owner-occupied home value$287,500
- Median gross rent, monthly$788 plus or minus $462
- Annual rent as a share of median income13.6 percent plus or minus 8.3
- Single family units1,984
- Share single family86.3 percent
- Units in buildings of two or more28 plus or minus 43
- Share in buildings of two or more1.2 percent plus or minus 1.9
- Mobile homes286 plus or minus 99
- Median year structure built1985
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Swannanoa
How Swannanoa gets to work
- Workers 16 and over who commute1,899 plus or minus 428
- Commuting under 15 minutes497 plus or minus 175
- Share commuting under 15 minutes26.2 percent plus or minus 7.1
- Commuting 30 minutes or more506 plus or minus 248
- Share commuting 30 minutes or more26.6 percent plus or minus 11.6
- Drove alone80.9 percent
- Carpooled0.9 percent plus or minus 1.0
- Public transport0.0 percent
- Walked4.5 percent plus or minus 3.9
- Worked from home13.7 percent plus or minus 7.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Swannanoa
SBA loans in Swannanoa (7(a))
- Approvals3
- Gross approval$225,000
- Average approval$75,000
- Median approval$20,000
- Ninetieth percentile approval$200,000
- Largest approval$200,000
- Jobs supported6
- Jobs per approval2.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS3
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Swannanoa
SBA loans in Swannanoa (504)
- Approvals2
- Gross approval$525,000
- Average approval$262,500
- Median approval$290,000
- Largest approval$290,000
- Jobs supported2
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Buncombe County, not Swannanoa
Buncombe County context, not Swannanoa figures
These are Buncombe County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Swannanoa measurements.
- Establishments in Buncombe County9,863
- Employment at those establishments, Buncombe County127,409
- Covered employment, Buncombe County136,495
- Average annual pay, Buncombe County$58,785
- Average weekly wage, Buncombe County$1,130
- Housing units permitted, Buncombe County3,613
- Of those, single family, Buncombe County1,379
- County product, 2024, Buncombe County$21,262,054,000
- County product change over the prior year, Buncombe County5.7 percent
- Average income of an arriving household, Buncombe County$97,832
Every figure in this section is published for Buncombe County as a whole and is not a measurement of Swannanoa. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Swannanoa questions, answered from the record.
How many people live in Swannanoa, North Carolina?
6,901, in 1,834 households. Swannanoa CDP covers 6.37 square miles of land, which is 1,083 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Swannanoa in?
Buncombe County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Swannanoa?
$69,760. The median owner-occupied home is valued at $287,500. Median gross rent is $788 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Swannanoa businesses?
3 7(a) approvals totalling $225,000, across 2 lenders, median approval $20,000, plus 2 504 approvals worth $525,000. These count approvals to borrowers whose address is in Swannanoa, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Swannanoa borrowers get paid back?
No rate is published for Swannanoa. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Swannanoa figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Buncombe County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Swannanoa.
Is zoning published for Swannanoa?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.