HomeNorth CarolinaCamden County
Camden County, North Carolina: commercial real estate data.
Camden County, North Carolina had an estimated 11,184 residents on July 1, 2024, up 8.0 percent since the 2020 census base of 10,356, across 241 square miles. County output reached $226.1 m in 2024, 124 establishments operate here, and the SBA record carries 4 7(a) approvals worth $3.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Camden County
How many people live in Camden County
- Population, American Community Survey 2020-202410,927
- Households4,011
- Average household size2.72
- Median household income$91,078
- Median age40.8
- Median gross rent$1,232 per month
- Median owner-occupied home value$337,100
- Home value to household income3.7 times
- Annual rent as a share of median income16.2 percent
- Adults 25 and over with a bachelor degree or higher28.6 percent
- Adults 25 and over with a graduate degree11.6 percent
- Adults 25 and over7,556
- Population under 182,528
- Share under 1823.1 percent
- Population 65 and over1,799
- Share 65 and over16.5 percent
- Working age population, 18 to 646,600
- Civilian labor force5,759
- Unemployment rate5.5 percent
- Labor force participation, adults 18 and over68.6 percent
- Rank by population among North Carolina counties94th of 100
- Rank by population among US county-equivalents, Puerto Rico included2422nd of 3,222
Camden County is the 94th largest of 100 North Carolina counties by population. A median home costs 3.7 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 23.1 percent against 16.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Camden County
Is Camden County's population growing?
- Population, July 1, 202411,184
- Census 2020 base population10,356
- Population change since the 2020 census base8.00 percent
- Population change, 2023 to 202452
- Births, 202457
- Deaths, 202492
- Natural change, 2024-35
- Net domestic migration, 202470
- Net international migration, 202415
- Total net migration, 202485
- Cumulative net domestic migration, 2021 to 2024882
- Rank by growth among US county-equivalents238th of 3,144
The county has grown 8.00 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Camden County
Where are people moving to Camden County from?
- Tax returns filed by households arriving420
- People arriving, from those returns941
- Tax returns filed by households leaving354
- Net household movement66
- Adjusted gross income arriving$26.7 m
- Net adjusted gross income movement$3.8 m
- Average income of an arriving household$63,636
- Average income of a leaving household$64,867
- Largest single originPasquotank County (72 households)
- Largest single destinationPasquotank County (95 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Pasquotank County | 72 | 154 | $4.4 m |
| Currituck County | 60 | 116 | $3.0 m |
| Chesapeake city | 42 | 100 | $3.1 m |
| Virginia Beach city | 33 | 71 | $2.5 m |
| Norfolk city | 23 | 51 | $1.7 m |
Households arriving report $1,231 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Pasquotank County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Camden County
What is the Camden County economy?
- County GDP, 2024$226.1 m
- County GDP, 2023$225.1 m
- GDP change, 2023 to 20240.4 percent
- GDP change over five years34.1 percent
- Rank by GDP among the North Carolina areas BEA publishes99th of 100
- Rank by GDP among the US county areas BEA publishes2853rd of 3,127
- GDP per resident$20,691
Output grew 0.4 percent in the latest year and 34.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Camden County
Employment by industry in Camden County
- Covered employment, annual average1,270
- Establishments reporting235
- Average annual pay$49,743
- Average weekly wage$957
- Retail trade, employment113
- Retail trade, average annual pay$33,170
- Professional, scientific and technical services, employment74
- Professional, scientific and technical services, average annual pay$77,345
- Construction, employment66
- Construction, average annual pay$48,445
- Transportation and warehousing, employment54
- Transportation and warehousing, average annual pay$44,908
- Finance and insurance, employment25
- Real estate and rental and leasing, employment8
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 113 | 24 | $33,170 |
| Professional, scientific and technical services | 74 | 27 | $77,345 |
| Construction | 66 | 25 | $48,445 |
| Transportation and warehousing | 54 | 12 | $44,908 |
| Finance and insurance | 25 | 10 | $63,122 |
| Real estate and rental and leasing | 8 | 8 | $45,073 |
Retail trade is the largest private sector at 113 jobs, 8.9 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Camden County
How many businesses are in Camden County?
- Establishments, all industries124
- Employment at those establishments547
- Annual payroll$22.2 m
- Establishments per 1,000 residents11.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Camden County
Building permits in Camden County
- Housing units authorized by permit, 2024105
- Declared construction value permitted$31.1 m
- Single family units authorized105
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$296,096
- Units authorized per 1,000 households26.2
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Camden County
SBA loans in Camden County (7(a) and 504)
- 7(a) approvals recorded4
- 7(a) gross approval dollars$3.3 m
- Average 7(a) approval$815,250
- Median 7(a) approval$167,000
- Largest single approval$2,777,000
- Jobs reported supported, 7(a)19
- Jobs per approval4.8
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals3
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer25.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter3
- Franchise loans2
- Franchise share of approvals50.0 percent
- 504 approvals recorded1
- 504 gross approval dollars$132,000
- Average 504 approval$132,000
- Median 504 approval$132,000
- Distinct CDCs active1
- 504 jobs per approval0.0
- 504 jobs per million dollars approved0.0
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$3.4 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Camden County
SBA loan default and charge-off rates in Camden County
Do SBA loans in Camden County get paid back?
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure4
Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Camden County
SBA lending by place in Camden County
- Borrower cities with recorded lending2
- South Mills, approvals3
- Camden, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| South Mills | 3 | $3,111,000 |
| Camden | 1 | $150,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Camden County
How large is Camden County?
- Land area241 sq mi
- Rank by land area among North Carolina counties93rd of 100
- Width, east to west36.4 mi
- Height, north to south27 mi
- Geographies sharing a boundary5
- Residents per square mile of land45
- Establishments per square mile0.51
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Camden County
Flood risk in Camden County
- Participation of the county's own NFIP community Camden County, unincorporated areasParticipating, community 370042
- Community Rating System class of the county's own communityClass 8
- Communities in the county in the NFIP Community Status Book2
- Of those, participating in the NFIP2
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 8
- Communities carrying a CRS class1
- Radon levels in Camden County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Camden County (community 370042), participates in the National Flood Insurance Program and carries Community Rating System class 8, a flood insurance premium discount for policies written there. The EPA places Camden County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 8, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Camden County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Camden County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202410,927
- Households4,011
- Average household size2.72
- Median household income$91,078
- Median age40.8
Common questions
Camden County questions, answered from the record.
How many people live in Camden County, North Carolina?
The Census Bureau estimates 11,184 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 10,927, in 4,011 households, ranking 94th of 100 North Carolina counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Camden County's population growing?
The population has grown 8.00 percent since the 2020 census base of 10,356, to 11,184 on July 1, 2024. In 2024 there were 57 births against 92 deaths, with net migration of 85. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Camden County?
$91,078. The median owner-occupied home is valued at $337,100, which is 3.7 times income, and median gross rent is $1,232 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Camden County?
124 establishments, employing 547 people with an annual payroll of $22.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Camden County?
Retail trade is the largest private sector at 113 jobs, 8.9 percent of covered employment. Covered employment averages 1,270 jobs at an average annual pay of $49,743, or $957 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Camden County?
4 7(a) approvals totaling $3.3 m since FY2020, across 4 lenders, with a median approval of $167,000, plus 1 504 approvals worth $132,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Camden County?
105 housing units were authorized by permit in 2024, with a declared construction value of $31.1 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Camden County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Camden County come from?
The largest single origin is Pasquotank County, with 72 households. Arriving households report an average income of $63,636 against $64,867 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Camden County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Camden County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Camden County
Cities and places in Camden.
2 Census places lie wholly or partly in Camden County. All 2 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Camden | CDP | 1,115 | 1 | Wholly in this county |
| South Mills | CDP | 230 | 3 | Wholly in this county |