HomeNorth CarolinaCurrituck County
Currituck County, North Carolina: commercial real estate data.
Currituck County, North Carolina had an estimated 32,278 residents on July 1, 2024, up 14.9 percent since the 2020 census base of 28,102, across 262 square miles. County output reached $1.15 bn in 2024, 766 establishments operate here, and the SBA record carries 26 7(a) approvals worth $13.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Currituck County
How many people live in Currituck County
- Population, American Community Survey 2020-202430,601
- Households11,845
- Average household size2.58
- Median household income$93,511
- Median age41.6
- Median gross rent$1,162 per month
- Median owner-occupied home value$378,800
- Home value to household income4.1 times
- Annual rent as a share of median income14.9 percent
- Adults 25 and over with a bachelor degree or higher30.9 percent
- Adults 25 and over with a graduate degree9.9 percent
- Adults 25 and over21,968
- Population under 186,704
- Share under 1821.9 percent
- Population 65 and over5,489
- Share 65 and over17.9 percent
- Working age population, 18 to 6418,408
- Civilian labor force15,787
- Unemployment rate3.0 percent
- Labor force participation, adults 18 and over66.1 percent
- Rank by population among North Carolina counties70th of 100
- Rank by population among US county-equivalents, Puerto Rico included1460th of 3,222
Currituck County is the 70th largest of 100 North Carolina counties by population. A median home costs 4.1 times median household income, which is seriously unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 21.9 percent against 17.9 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Currituck County
Is Currituck County's population growing?
- Population, July 1, 202432,278
- Census 2020 base population28,102
- Population change since the 2020 census base14.86 percent
- Population change, 2023 to 2024669
- Births, 2024198
- Deaths, 2024307
- Natural change, 2024-109
- Net domestic migration, 2024770
- Net international migration, 20248
- Total net migration, 2024778
- Cumulative net domestic migration, 2021 to 20243,945
- Rank by growth among US county-equivalents61st of 3,144
The county has grown 14.86 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Currituck County
Where are people moving to Currituck County from?
- Tax returns filed by households arriving1,269
- People arriving, from those returns2,589
- Tax returns filed by households leaving974
- Net household movement295
- Adjusted gross income arriving$109.6 m
- Net adjusted gross income movement$32.5 m
- Average income of an arriving household$86,380
- Average income of a leaving household$79,161
- Largest single originChesapeake city (216 households)
- Largest single destinationChesapeake city (115 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Chesapeake city | 216 | 470 | $21.2 m |
| Virginia Beach city | 187 | 430 | $16.4 m |
| Dare County | 147 | 275 | $14.0 m |
| Pasquotank County | 54 | 86 | $3.5 m |
| Norfolk city | 42 | 83 | $3.2 m |
| Camden County | 34 | 59 | $2.5 m |
| Portsmouth city | 25 | 52 | $2.2 m |
Households arriving report $7,219 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Chesapeake city, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Currituck County
What is the Currituck County economy?
- County GDP, 2024$1.15 bn
- County GDP, 2023$1.10 bn
- GDP change, 2023 to 20244.7 percent
- GDP change over five years40.5 percent
- Rank by GDP among the North Carolina areas BEA publishes74th of 100
- Rank by GDP among the US county areas BEA publishes1727th of 3,127
- GDP per resident$37,576
Output grew 4.7 percent in the latest year and 40.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Currituck County
Employment by industry in Currituck County
- Covered employment, annual average7,450
- Establishments reporting995
- Average annual pay$45,407
- Average weekly wage$873
- Retail trade, employment1,216
- Retail trade, average annual pay$38,350
- Accommodation and food services, employment1,065
- Accommodation and food services, average annual pay$29,817
- Administrative and support and waste management services, employment706
- Administrative and support and waste management services, average annual pay$44,067
- Construction, employment621
- Construction, average annual pay$55,680
- Real estate and rental and leasing, employment482
- Health care and social assistance, employment354
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 1,216 | 115 | $38,350 |
| Accommodation and food services | 1,065 | 100 | $29,817 |
| Administrative and support and waste management services | 706 | 104 | $44,067 |
| Construction | 621 | 158 | $55,680 |
| Real estate and rental and leasing | 482 | 64 | $42,882 |
| Health care and social assistance | 354 | 46 | $50,313 |
| Arts, entertainment and recreation | 354 | 20 | $26,174 |
| Other services, except public administration | 246 | 73 | $44,065 |
Retail trade is the largest private sector at 1,216 jobs, 16.3 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Currituck County
How many businesses are in Currituck County?
- Establishments, all industries766
- Employment at those establishments5,317
- Annual payroll$234.0 m
- Establishments per 1,000 residents25.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Currituck County
Building permits in Currituck County
- Housing units authorized by permit, 2024429
- Declared construction value permitted$166.0 m
- Single family units authorized429
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$387,051
- Units authorized per 1,000 households36.2
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Currituck County
SBA loans in Currituck County (7(a) and 504)
- 7(a) approvals recorded26
- 7(a) gross approval dollars$13.8 m
- Average 7(a) approval$529,431
- Median 7(a) approval$362,000
- 10th percentile approval$55,000
- 90th percentile approval$1,003,500
- Largest single approval$2,939,500
- Jobs reported supported, 7(a)239
- Jobs per approval9.2
- Distinct 7(a) lenders active16
- Distinct industries receiving approvals18
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer26.9 percent
- Loans on real estate terms7
- Loans on working capital terms, 120 months or shorter17
- Franchise loans1
- Franchise share of approvals3.8 percent
- Leading industry by approval countFull-Service Restaurants (5)
- 504 approvals recorded4
- 504 gross approval dollars$3.3 m
- Average 504 approval$822,750
- Median 504 approval$632,500
- Distinct CDCs active1
- 504 jobs per approval1.0
- 504 jobs per million dollars approved1.2
- Most active CDC504 Capital Corporation (4)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$17.1 m
The average approval of $529,431 sits well above the median of $362,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 26.9 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Currituck County
SBA loan default and charge-off rates in Currituck County
Do SBA loans in Currituck County get paid back?
- Loans with a final outcome recorded3
- Paid in full3
- Charged off0
- Status: Cancelled7
- Status: Paid in full3
- Status: Exempt from disclosure15
- Status: Committed, not yet disbursed1
Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Currituck County
SBA lending by place in Currituck County
- Borrower cities with recorded lending10
- Corolla, approvals8
- Moyock, approvals4
- Harbinger, approvals3
- Powells Point, approvals3
- Point Harbor, approvals2
- Knotts Island, approvals2
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Corolla | 8 | $3,046,000 |
| Moyock | 4 | $1,091,000 |
| Harbinger | 3 | $3,204,500 |
| Powells Point | 3 | $2,713,500 |
| Point Harbor | 2 | $1,667,400 |
| Knotts Island | 2 | $120,000 |
| Youngsville | 1 | $622,300 |
| Shawboro | 1 | $450,000 |
| 2 other borrower cities | 2 | $850,500 |
Corolla accounts for 8 approvals against 4 in Moyock. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Currituck County
How large is Currituck County?
- Land area262 sq mi
- Rank by land area among North Carolina counties87th of 100
- Width, east to west30.1 mi
- Height, north to south33.1 mi
- Geographies sharing a boundary4
- Residents per square mile of land117
- Establishments per square mile2.92
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Currituck County
Flood risk in Currituck County
- Participation of the county's own NFIP community Currituck County, unincorporated areasParticipating, community 370078
- Community Rating System class of the county's own communityClass 6
- Communities in the county in the NFIP Community Status Book1
- Of those, participating in the NFIP1
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 6
- Communities carrying a CRS class1
- Radon levels in Currituck County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Currituck County (community 370078), participates in the National Flood Insurance Program and carries Community Rating System class 6, a flood insurance premium discount for policies written there. The EPA places Currituck County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 6, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Currituck County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Currituck County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202430,601
- Households11,845
- Average household size2.58
- Median household income$93,511
- Median age41.6
Common questions
Currituck County questions, answered from the record.
How many people live in Currituck County, North Carolina?
The Census Bureau estimates 32,278 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 30,601, in 11,845 households, ranking 70th of 100 North Carolina counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Currituck County's population growing?
The population has grown 14.86 percent since the 2020 census base of 28,102, to 32,278 on July 1, 2024. In 2024 there were 198 births against 307 deaths, with net migration of 778. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Currituck County?
$93,511. The median owner-occupied home is valued at $378,800, which is 4.1 times income, and median gross rent is $1,162 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Currituck County?
766 establishments, employing 5,317 people with an annual payroll of $234.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Currituck County?
Retail trade is the largest private sector at 1,216 jobs, 16.3 percent of covered employment. Covered employment averages 7,450 jobs at an average annual pay of $45,407, or $873 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Currituck County?
26 7(a) approvals totaling $13.8 m since FY2020, across 16 lenders, with a median approval of $362,000, plus 4 504 approvals worth $3.3 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Currituck County?
429 housing units were authorized by permit in 2024, with a declared construction value of $166.0 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Currituck County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Currituck County come from?
The largest single origin is Chesapeake city, with 216 households. Arriving households report an average income of $86,380 against $79,161 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Currituck County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Currituck County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Currituck County
Cities and places in Currituck.
3 Census places lie wholly or partly in Currituck County. All 3 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Moyock | CDP | 5,684 | 4 | Wholly in this county |
| Grandy | CDP | 2,245 | 1 | Wholly in this county |
| Coinjock | CDP | 543 | None recorded | Wholly in this county |
A further 21 of the county's 26 SBA 7(a) approvals are to borrowers in cities that match no Census place in Currituck County, the largest being Corolla (8), Harbinger (3), Powells Point (3). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.