HomeNorth CarolinaJackson CountyCullowhee CDP
Cullowhee CDP, North Carolina: commercial real estate data.
Cullowhee CDP is a Census CDP of 7,973 people across 3.81 square miles of land, in Jackson County. Median household income is $35,929, 10.9 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $4.1 m.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Cullowhee
What Cullowhee is
- Census place typeCDP
- Land area3.81 sq mi
- Water area0 sq mi
- Population per square mile of land2,094
- County holding the largest share of its areaJackson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cullowhee
How many people live in Cullowhee
- Population7,973
- Median age21.0
- Population under 18348 plus or minus 196
- Share under 184.4 percent plus or minus 2.4
- Population 65 and over241 plus or minus 150
- Share 65 and over3.0 percent plus or minus 1.9
- Households2,225
- Family households423 plus or minus 208
- Share of households that are families19.0 percent plus or minus 8.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cullowhee
Income and work in Cullowhee
- Median household income$35,929 plus or minus $9,937
- Per capita income$15,461
- Civilian labor force4,483
- Employed3,956
- Unemployed527 plus or minus 199
- Unemployment rate11.8 percent plus or minus 4.2
- Adults 25 and over1,519 plus or minus 550
- Adults 25 and over with a high school diploma or higher94.0 percent plus or minus 43.5
- Adults 25 and over with a bachelor degree or higher38.2 percent
- Adults 25 and over with a graduate degree18.3 percent plus or minus 7.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cullowhee
Housing in Cullowhee
- Housing units2,445
- Occupied units2,225
- Vacant units220 plus or minus 194
- Vacancy rate9.0 percent plus or minus 7.8
- Owner occupied242 plus or minus 127
- Renter occupied1,983
- Ownership rate10.9 percent plus or minus 5.4
- Median owner-occupied home value$382,300
- Median gross rent, monthly$869
- Annual rent as a share of median income29.0 percent plus or minus 8.4
- Single family units450 plus or minus 229
- Share single family18.4 percent plus or minus 8.9
- Units in buildings of two or more1,836 plus or minus 421
- Share in buildings of two or more75.1 percent
- Mobile homes159 plus or minus 130
- Median year structure built2004
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cullowhee
How Cullowhee gets to work
- Workers 16 and over who commute3,293
- Commuting under 15 minutes1,350 plus or minus 297
- Share commuting under 15 minutes41.0 percent
- Commuting 30 minutes or more1,084 plus or minus 434
- Share commuting 30 minutes or more32.9 percent plus or minus 11.6
- Drove alone68.1 percent
- Carpooled4.1 percent plus or minus 3.4
- Public transport0.0 percent
- Walked14.1 percent plus or minus 4.9
- Worked from home10.1 percent plus or minus 5.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cullowhee
SBA loans in Cullowhee (7(a))
- Approvals3
- Gross approval$4,074,500
- Average approval$1,358,167
- Median approval$1,824,500
- Ninetieth percentile approval$2,235,000
- Largest approval$2,235,000
- Jobs supported113
- Jobs per approval37.7
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term281 months
- Share on real estate terms of 20 years or more66.7 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jackson County, not Cullowhee
Jackson County context, not Cullowhee figures
These are Jackson County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cullowhee measurements.
- Establishments in Jackson County1,113
- Employment at those establishments, Jackson County13,583
- Covered employment, Jackson County14,477
- Average annual pay, Jackson County$48,540
- Average weekly wage, Jackson County$933
- Housing units permitted, Jackson County254
- Of those, single family, Jackson County254
- County product, 2024, Jackson County$2,187,698,000
- County product change over the prior year, Jackson County4.2 percent
- Average income of an arriving household, Jackson County$75,298
Every figure in this section is published for Jackson County as a whole and is not a measurement of Cullowhee. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Cullowhee questions, answered from the record.
How many people live in Cullowhee, North Carolina?
7,973, in 2,225 households. Cullowhee CDP covers 3.81 square miles of land, which is 2,094 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cullowhee in?
Jackson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cullowhee?
$35,929. The median owner-occupied home is valued at $382,300. Median gross rent is $869 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cullowhee businesses?
3 7(a) approvals totalling $4.1 m, across 2 lenders, median approval $1,824,500. These count approvals to borrowers whose address is in Cullowhee, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cullowhee borrowers get paid back?
No rate is published for Cullowhee. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Cullowhee figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jackson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cullowhee.
Is zoning published for Cullowhee?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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