HomeNorth CarolinaJackson CountyCullowhee
Cullowhee, North Carolina: commercial real estate data.
Cullowhee is a Census CDP of 7,973 people across 3.81 square miles of land, in Jackson County. Median household income is $35,929, 10.9 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $4.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cullowhee
What Cullowhee is
- Census place typeCDP
- Land area3.81 sq mi
- Water area0 sq mi
- Population per square mile of land2,094
- County holding the largest share of its areaJackson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cullowhee
How many people live in Cullowhee
- Population7,973
- Median age21.0
- Population under 18348 plus or minus 196
- Share under 184.4 percent plus or minus 2.4
- Population 65 and over241 plus or minus 150
- Share 65 and over3.0 percent plus or minus 1.9
- Households2,225
- Family households423 plus or minus 208
- Share of households that are families19.0 percent plus or minus 8.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cullowhee
Income and work in Cullowhee
- Median household income$35,929 plus or minus $9,937
- Per capita income$15,461
- Civilian labor force4,483
- Employed3,956
- Unemployed527 plus or minus 199
- Unemployment rate11.8 percent plus or minus 4.2
- Adults 25 and over1,519 plus or minus 550
- Adults 25 and over with a high school diploma or higher94.0 percent plus or minus 43.5
- Adults 25 and over with a bachelor degree or higher38.2 percent
- Adults 25 and over with a graduate degree18.3 percent plus or minus 7.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cullowhee
Housing in Cullowhee
- Housing units2,445
- Occupied units2,225
- Vacant units220 plus or minus 194
- Vacancy rate9.0 percent plus or minus 7.8
- Owner occupied242 plus or minus 127
- Renter occupied1,983
- Ownership rate10.9 percent plus or minus 5.4
- Median owner-occupied home value$382,300
- Median gross rent, monthly$869
- Annual rent as a share of median income29.0 percent plus or minus 8.4
- Single family units450 plus or minus 229
- Share single family18.4 percent plus or minus 8.9
- Units in buildings of two or more1,836 plus or minus 421
- Share in buildings of two or more75.1 percent
- Mobile homes159 plus or minus 130
- Median year structure built2004
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cullowhee
How Cullowhee gets to work
- Workers 16 and over who commute3,293
- Commuting under 15 minutes1,350 plus or minus 297
- Share commuting under 15 minutes41.0 percent
- Commuting 30 minutes or more1,084 plus or minus 434
- Share commuting 30 minutes or more32.9 percent plus or minus 11.6
- Drove alone68.1 percent
- Carpooled4.1 percent plus or minus 3.4
- Public transport0.0 percent
- Walked14.1 percent plus or minus 4.9
- Worked from home10.1 percent plus or minus 5.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cullowhee
SBA loans in Cullowhee (7(a))
- Approvals3
- Gross approval$4,074,500
- Average approval$1,358,167
- Median approval$1,824,500
- Largest approval$2,235,000
- Jobs supported113
- Jobs per approval37.7
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term281 months
- Share on real estate terms of 20 years or more66.7 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Cullowhee, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jackson County, not Cullowhee
Jackson County context, not Cullowhee figures
- Establishments in Jackson County1,113
- Covered employment, Jackson County14,477
- Average annual pay, Jackson County$48,540
- Housing units permitted, Jackson County254
Every figure in this section is published for Jackson County as a whole and is not a measurement of Cullowhee.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cullowhee questions, answered from the record.
How many people live in Cullowhee, North Carolina?
7,973, in 2,225 households. Cullowhee CDP covers 3.81 square miles of land, which is 2,094 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cullowhee in?
Jackson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cullowhee?
$35,929. The median owner-occupied home is valued at $382,300. Median gross rent is $869 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cullowhee businesses?
3 7(a) approvals totaling $4.1 m since FY2020, across 2 lenders, median approval $1,824,500. These count approvals to borrowers whose address is in Cullowhee, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cullowhee borrowers get paid back?
No rate is published for Cullowhee. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Cullowhee figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jackson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cullowhee.
Is zoning published for Cullowhee?
No. Nothing on this page presents parcel level zoning.
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