HomeNorth CarolinaJackson CountySylva
Sylva, North Carolina: commercial real estate data.
Sylva is a Census town of 2,646 people across 3.17 square miles of land, in Jackson County. Median household income is $44,086, 45.3 percent of occupied homes are owned, and the SBA record carries 18 7(a) approvals to borrowers here worth $14.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Sylva
What Sylva is
- Census place typetown
- Land area3.17 sq mi
- Water area0 sq mi
- Population per square mile of land834
- County holding the largest share of its areaJackson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sylva
How many people live in Sylva
- Population2,646
- Median age31.4
- Population under 18751 plus or minus 204
- Share under 1828.4 percent plus or minus 7.7
- Population 65 and over385 plus or minus 103
- Share 65 and over14.6 percent plus or minus 3.9
- Households1,028
- Family households403 plus or minus 97
- Share of households that are families39.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sylva
Income and work in Sylva
- Median household income$44,086
- Per capita income$21,330
- Civilian labor force1,289
- Employed1,195
- Unemployed94 plus or minus 64
- Unemployment rate7.3 percent plus or minus 4.8
- Adults 25 and over1,527
- Adults 25 and over with a high school diploma or higher79.2 percent
- Adults 25 and over with a bachelor degree or higher30.7 percent plus or minus 7.0
- Adults 25 and over with a graduate degree13.3 percent plus or minus 5.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sylva
Housing in Sylva
- Housing units1,206
- Occupied units1,028
- Vacant units178 plus or minus 99
- Vacancy rate14.8 percent plus or minus 7.8
- Owner occupied466 plus or minus 140
- Renter occupied562 plus or minus 161
- Ownership rate45.3 percent plus or minus 11.1
- Median owner-occupied home value$201,200
- Median gross rent, monthly$797 plus or minus $197
- Annual rent as a share of median income21.7 percent plus or minus 6.1
- Single family units663 plus or minus 176
- Share single family55.0 percent plus or minus 11.4
- Units in buildings of two or more293 plus or minus 166
- Share in buildings of two or more24.3 percent plus or minus 13.1
- Mobile homes250 plus or minus 85
- Median year structure built1979
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sylva
How Sylva gets to work
- Workers 16 and over who commute1,157 plus or minus 250
- Commuting under 15 minutes546 plus or minus 273
- Share commuting under 15 minutes47.2 percent plus or minus 21.2
- Commuting 30 minutes or more378 plus or minus 189
- Share commuting 30 minutes or more32.7 percent plus or minus 14.8
- Drove alone72.5 percent plus or minus 17.1
- Carpooled21.6 percent plus or minus 12.9
- Public transport0.0 percent
- Walked1.3 percent plus or minus 1.5
- Worked from home2.9 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sylva
SBA loans in Sylva (7(a))
- Approvals18
- Gross approval$14,422,300
- Average approval$801,239
- Median approval$225,000
- Largest approval$4,000,000
- Jobs supported198
- Jobs per approval11.0
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more22.2 percent
- Share to franchises0.0 percent
- Distinct lenders12
- Distinct industries by NAICS12
Counted by borrower city: approvals to borrowers whose address is in Sylva, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sylva
SBA loans in Sylva (504)
- Approvals1
- Gross approval$517,000
- Average approval$517,000
- Median approval$517,000
- Largest approval$517,000
- Jobs supported9
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Sylva, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Sylva
Flood risk in Sylva
- NFIP communityTown of Sylva
- NFIP community number370137
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/19/10
The Town of Sylva participates in the National Flood Insurance Program as community 370137 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Jackson County, not Sylva
Jackson County context, not Sylva figures
- Establishments in Jackson County1,113
- Covered employment, Jackson County14,477
- Average annual pay, Jackson County$48,540
- Housing units permitted, Jackson County254
Every figure in this section is published for Jackson County as a whole and is not a measurement of Sylva.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Sylva questions, answered from the record.
How many people live in Sylva, North Carolina?
2,646, in 1,028 households. Sylva town covers 3.17 square miles of land, which is 834 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Sylva in?
Jackson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Sylva?
$44,086. The median owner-occupied home is valued at $201,200. Median gross rent is $797 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Sylva businesses?
18 7(a) approvals totaling $14.4 m since FY2020, across 12 lenders, median approval $225,000, plus 1 504 approvals worth $517,000 since FY2010. These count approvals to borrowers whose address is in Sylva, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Sylva borrowers get paid back?
No rate is published for Sylva. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Sylva in the National Flood Insurance Program?
Yes. Sylva appears in the FEMA Community Status Book as Sylva, town of, community 370137, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Sylva figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jackson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sylva.
Is zoning published for Sylva?
No. Nothing on this page presents parcel level zoning.
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