HomeNorth CarolinaMoore County
Moore County, North Carolina: commercial real estate data.
Moore County, North Carolina had an estimated 108,417 residents on July 1, 2024, up 8.7 percent since the 2020 census base of 99,741, across 698 square miles. County output reached $5.74 bn in 2024, 2,516 establishments operate here, and the SBA record carries 82 7(a) approvals worth $77.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Moore County
How many people live in Moore County
- Population, American Community Survey 2020-2024104,876
- Households44,013
- Average household size2.38
- Median household income$86,080
- Median age43.0
- Median gross rent$1,254 per month
- Median owner-occupied home value$351,400
- Home value to household income4.1 times
- Annual rent as a share of median income17.5 percent
- Adults 25 and over with a bachelor degree or higher41.0 percent
- Adults 25 and over with a graduate degree17.7 percent
- Adults 25 and over75,766
- Population under 1822,803
- Share under 1821.7 percent
- Population 65 and over25,231
- Share 65 and over24.1 percent
- Working age population, 18 to 6456,842
- Civilian labor force44,506
- Unemployment rate4.8 percent
- Labor force participation, adults 18 and over54.2 percent
- Rank by population among North Carolina counties27th of 100
- Rank by population among US county-equivalents, Puerto Rico included597th of 3,222
Moore County is the 27th largest of 100 North Carolina counties by population. A median home costs 4.1 times median household income, which is seriously unaffordable by national standards. Residents 65 and over outnumber those under 18, at 24.1 percent against 21.7 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Moore County
Is Moore County's population growing?
- Population, July 1, 2024108,417
- Census 2020 base population99,741
- Population change since the 2020 census base8.70 percent
- Population change, 2023 to 20241,345
- Births, 20241,171
- Deaths, 20241,405
- Natural change, 2024-234
- Net domestic migration, 20241,221
- Net international migration, 2024352
- Total net migration, 20241,573
- Cumulative net domestic migration, 2021 to 20248,136
- Rank by growth among US county-equivalents197th of 3,144
The county has grown 8.70 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Moore County
Where are people moving to Moore County from?
- Tax returns filed by households arriving4,020
- People arriving, from those returns8,084
- Tax returns filed by households leaving3,021
- Net household movement999
- Adjusted gross income arriving$449.9 m
- Net adjusted gross income movement$173.5 m
- Average income of an arriving household$111,925
- Average income of a leaving household$91,514
- Largest single originCumberland County (240 households)
- Largest single destinationWake County (158 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Cumberland County | 240 | 427 | $32.4 m |
| Wake County | 187 | 325 | $21.2 m |
| Harnett County | 152 | 360 | $10.5 m |
| Hoke County | 137 | 306 | $8.9 m |
| Lee County | 121 | 224 | $8.7 m |
| Foreign - APO/FPO ZIPs | 74 | 216 | $7.3 m |
| Mecklenburg County | 66 | 121 | $8.4 m |
| Richmond County | 65 | 121 | $2.3 m |
Households arriving report $20,411 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Cumberland County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Moore County
What is the Moore County economy?
- County GDP, 2024$5.74 bn
- County GDP, 2023$5.39 bn
- GDP change, 2023 to 20246.6 percent
- GDP change over five years42.8 percent
- Rank by GDP among the North Carolina areas BEA publishes28th of 100
- Rank by GDP among the US county areas BEA publishes662nd of 3,127
- GDP per resident$54,763
Output grew 6.6 percent in the latest year and 42.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Moore County
Employment by industry in Moore County
- Covered employment, annual average40,121
- Establishments reporting3,472
- Average annual pay$54,059
- Average weekly wage$1,040
- Health care and social assistance, employment9,978
- Health care and social assistance, average annual pay$68,828
- Accommodation and food services, employment6,226
- Accommodation and food services, average annual pay$28,402
- Retail trade, employment5,020
- Retail trade, average annual pay$34,350
- Construction, employment1,910
- Construction, average annual pay$63,901
- Professional, scientific and technical services, employment1,861
- Manufacturing, employment1,764
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 9,978 | 421 | $68,828 |
| Accommodation and food services | 6,226 | 278 | $28,402 |
| Retail trade | 5,020 | 370 | $34,350 |
| Construction | 1,910 | 323 | $63,901 |
| Professional, scientific and technical services | 1,861 | 501 | $92,454 |
| Manufacturing | 1,764 | 102 | $54,575 |
| Administrative and support and waste management services | 1,760 | 258 | $56,907 |
| Other services, except public administration | 1,515 | 331 | $46,626 |
Health care and social assistance is the largest private sector at 9,978 jobs, 24.9 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Moore County
How many businesses are in Moore County?
- Establishments, all industries2,516
- Employment at those establishments36,324
- Annual payroll$1.93 bn
- Establishments per 1,000 residents24.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Moore County
Building permits in Moore County
- Housing units authorized by permit, 2024942
- Declared construction value permitted$209.3 m
- Single family units authorized942
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$222,232
- Units authorized per 1,000 households21.4
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Moore County
SBA loans in Moore County (7(a) and 504)
- 7(a) approvals recorded82
- 7(a) gross approval dollars$77.0 m
- Average 7(a) approval$938,490
- Median 7(a) approval$397,400
- 10th percentile approval$37,190
- 90th percentile approval$2,935,780
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)763
- Jobs per approval9.3
- Distinct 7(a) lenders active40
- Distinct industries receiving approvals48
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer22.0 percent
- Loans on real estate terms18
- Loans on working capital terms, 120 months or shorter55
- Franchise loans20
- Franchise share of approvals24.4 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (6)
- Most active lenderLive Oak Banking Company (12)
- 504 approvals recorded9
- 504 gross approval dollars$10.8 m
- Average 504 approval$1,203,667
- Median 504 approval$377,000
- Distinct CDCs active2
- 504 jobs per approval9.6
- 504 jobs per million dollars approved7.9
- Most active CDCBusiness Expansion Funding Corporation (8)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$87.8 m
The average approval of $938,490 sits well above the median of $397,400, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 22.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Moore County
SBA loan default and charge-off rates in Moore County
Do SBA loans in Moore County get paid back?
- Loans with a final outcome recorded15
- Paid in full15
- Charged off0
- Status: Cancelled8
- Status: Paid in full15
- Status: Exempt from disclosure56
- Status: Committed, not yet disbursed3
Only 15 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Moore County
SBA lending by place in Moore County
- Borrower cities with recorded lending11
- Southern Pines, approvals29
- Aberdeen, approvals18
- Carthage, approvals9
- Pinehurst, approvals7
- Vass, approvals6
- West End, approvals4
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Southern Pines | 29 | $33,173,800 |
| Aberdeen | 18 | $18,763,800 |
| Carthage | 9 | $8,200,700 |
| Pinehurst | 7 | $5,613,600 |
| Vass | 6 | $3,983,700 |
| West End | 4 | $3,250,800 |
| Robbins | 3 | $2,036,000 |
| Cameron | 3 | $1,340,000 |
| 3 other borrower cities | 3 | $593,800 |
Southern Pines accounts for 29 approvals against 18 in Aberdeen. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Moore County
How large is Moore County?
- Land area698 sq mi
- Rank by land area among North Carolina counties17th of 100
- Width, east to west38 mi
- Height, north to south32.8 mi
- Geographies sharing a boundary8
- Residents per square mile of land150
- Establishments per square mile3.60
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Moore County
Flood risk in Moore County
- Participation of the county's own NFIP community Moore County, unincorporated areasParticipating, community 370164
- Communities in the county in the NFIP Community Status Book12
- Of those, participating in the NFIP11
- NFIP participation rate91.7 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 10
- Communities carrying a CRS class1
- Radon levels in Moore County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Moore County (community 370164), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Moore County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 10, which carries a flood insurance premium discount for policies written in that community. 91.7 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Moore County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Moore County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024104,876
- Households44,013
- Average household size2.38
- Median household income$86,080
- Median age43.0
Common questions
Moore County questions, answered from the record.
How many people live in Moore County, North Carolina?
The Census Bureau estimates 108,417 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 104,876, in 44,013 households, ranking 27th of 100 North Carolina counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Moore County's population growing?
The population has grown 8.70 percent since the 2020 census base of 99,741, to 108,417 on July 1, 2024. In 2024 there were 1,171 births against 1,405 deaths, with net migration of 1,573. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Moore County?
$86,080. The median owner-occupied home is valued at $351,400, which is 4.1 times income, and median gross rent is $1,254 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Moore County?
2,516 establishments, employing 36,324 people with an annual payroll of $1.93 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Moore County?
Health care and social assistance is the largest private sector at 9,978 jobs, 24.9 percent of covered employment. Covered employment averages 40,121 jobs at an average annual pay of $54,059, or $1,040 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Moore County?
82 7(a) approvals totaling $77.0 m since FY2020, across 40 lenders, with a median approval of $397,400, plus 9 504 approvals worth $10.8 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Moore County?
942 housing units were authorized by permit in 2024, with a declared construction value of $209.3 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Moore County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Moore County come from?
The largest single origin is Cumberland County, with 240 households. Arriving households report an average income of $111,925 against $91,514 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Moore County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Moore County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Moore County
Cities and places in Moore.
14 Census places lie wholly or partly in Moore County. All 14 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Pinehurst | village | 18,256 | 7 | Wholly in this county |
| Southern Pines | town | 16,420 | 29 | Wholly in this county |
| Aberdeen | town | 9,228 | 18 | Wholly in this county |
| Whispering Pines | village | 5,211 | 1 | Wholly in this county |
| Seven Lakes | CDP | 4,535 | 1 | Wholly in this county |
| Carthage | town | 2,896 | 9 | Wholly in this county |
| Foxfire | village | 1,925 | None recorded | Wholly in this county |
| Robbins | town | 1,893 | 3 | Wholly in this county |
| Pinebluff | town | 1,806 | None recorded | Wholly in this county |
| Vass | town | 1,644 | 6 | Wholly in this county |
| Candor | town | 1,160 | None recorded | 6.7 percent here, 93.3 percent Montgomery County |
| Taylortown | town | 764 | None recorded | Wholly in this county |
| Cameron | town | 364 | 3 | Wholly in this county |
| Jackson Springs | CDP | 250 | 1 | Wholly in this county |
A further 4 of the county's 82 SBA 7(a) approvals are to borrowers in cities that match no Census place in Moore County, the largest being West End (4). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.