HomeNorth CarolinaMoore CountyCarthage town
Carthage town, North Carolina: commercial real estate data.
Carthage town is a Census town of 2,896 people across 6.82 square miles of land, in Moore County. Median household income is $82,695, 81.6 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $8.2 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Carthage
What Carthage is
- Census place typetown
- Land area6.82 sq mi
- Water area0.04 sq mi
- Population per square mile of land425
- County holding the largest share of its areaMoore County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carthage
How many people live in Carthage
- Population2,896
- Median age44.7
- Population under 18638 plus or minus 138
- Share under 1822.0 percent plus or minus 4.8
- Population 65 and over565 plus or minus 133
- Share 65 and over19.5 percent plus or minus 4.6
- Households1,146
- Family households837
- Share of households that are families73.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carthage
Income and work in Carthage
- Median household income$82,695 plus or minus $18,936
- Per capita income$35,983
- Civilian labor force1,467
- Employed1,427
- Unemployed40 plus or minus 32
- Unemployment rate2.7 percent plus or minus 2.2
- Adults 25 and over2,021
- Adults 25 and over with a high school diploma or higher90.9 percent
- Adults 25 and over with a bachelor degree or higher30.6 percent plus or minus 7.8
- Adults 25 and over with a graduate degree18.0 percent plus or minus 6.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carthage
Housing in Carthage
- Housing units1,378
- Occupied units1,146
- Vacant units232 plus or minus 97
- Vacancy rate16.8 percent plus or minus 6.9
- Owner occupied935
- Renter occupied211 plus or minus 87
- Ownership rate81.6 percent
- Median owner-occupied home value$208,200 plus or minus $52,300
- Median gross rent, monthly$904 plus or minus $366
- Annual rent as a share of median income13.1 percent plus or minus 6.1
- Single family units1,023
- Share single family74.2 percent
- Units in buildings of two or more150 plus or minus 76
- Share in buildings of two or more10.9 percent plus or minus 5.4
- Mobile homes205 plus or minus 128
- Median year structure built1993
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carthage
How Carthage gets to work
- Workers 16 and over who commute1,173
- Commuting under 15 minutes306 plus or minus 161
- Share commuting under 15 minutes26.1 percent plus or minus 13.1
- Commuting 30 minutes or more489 plus or minus 170
- Share commuting 30 minutes or more41.7 percent plus or minus 13.1
- Drove alone75.9 percent
- Carpooled4.5 percent plus or minus 3.7
- Public transport1.5 percent plus or minus 2.5
- Walked1.1 percent plus or minus 1.7
- Worked from home14.3 percent plus or minus 7.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carthage
SBA loans in Carthage (7(a))
- Approvals9
- Gross approval$8,200,700
- Average approval$911,189
- Median approval$670,000
- Ninetieth percentile approval$2,984,000
- Largest approval$2,984,000
- Jobs supported70
- Jobs per approval7.8
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more11.1 percent
- Share to franchises22.2 percent
- Distinct lenders6
- Distinct industries by NAICS7
A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Carthage
SBA loans in Carthage (504)
- Approvals1
- Gross approval$5,000,000
- Average approval$5,000,000
- Median approval$5,000,000
- Largest approval$5,000,000
- Jobs supported17
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Carthage
Flood risk in Carthage
- Listed NFIP communities1
- Of those, participating1
- NFIP community number370555
- Currently effective map date01/02/08
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Moore County, not Carthage
Moore County context, not Carthage figures
These are Moore County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Carthage measurements.
- Establishments in Moore County2,516
- Employment at those establishments, Moore County36,324
- Covered employment, Moore County40,121
- Average annual pay, Moore County$54,059
- Average weekly wage, Moore County$1,040
- Housing units permitted, Moore County942
- Of those, single family, Moore County942
- County product, 2024, Moore County$5,743,342,000
- County product change over the prior year, Moore County6.6 percent
- Average income of an arriving household, Moore County$111,925
Every figure in this section is published for Moore County as a whole and is not a measurement of Carthage. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Carthage questions, answered from the record.
How many people live in Carthage, North Carolina?
2,896, in 1,146 households. Carthage town covers 6.82 square miles of land, which is 425 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Carthage in?
Moore County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Carthage?
$82,695. The median owner-occupied home is valued at $208,200. Median gross rent is $904 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Carthage businesses?
9 7(a) approvals totalling $8.2 m, across 6 lenders, median approval $670,000, plus 1 504 approvals worth $5.0 m. These count approvals to borrowers whose address is in Carthage, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Carthage borrowers get paid back?
No rate is published for Carthage. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Carthage in the National Flood Insurance Program?
Yes. Carthage appears in the FEMA Community Status Book as community 370555, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Carthage figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Moore County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Carthage.
Is zoning published for Carthage?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.