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HomeNorth CarolinaSurry CountyLowgap CDP

Lowgap CDP, North Carolina: commercial real estate data.

Lowgap CDP is a Census CDP of 264 people across 1.14 square miles of land, in Surry County. Median household income is $60,368, 50.5 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $182,500.

66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency

This is a small place, and the figures below carry wide margins.

The American Community Survey reaches Lowgap through a sample, not a count, and in a place this size that sample is thin. The population estimate here is 264 with a margin of error of plus or minus 167, which is 63.3 percent of the estimate itself. Every figure whose margin reaches 20 percent is printed with that margin beside it, so you can see the width of each one rather than having to assume it.

Nothing has been removed or adjusted. These are the published federal estimates, shown with the uncertainty the Census publishes alongside them.

Lowgap

What Lowgap is

  • Census place typeCDP
  • Land area1.14 sq mi
  • Water area0 sq mi
  • Population per square mile of land232 plus or minus 147
  • County holding the largest share of its areaSurry County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Lowgap

How many people live in Lowgap

  • Population264 plus or minus 167
  • Median age46.6 plus or minus 28.7
  • Population under 1856 plus or minus 52
  • Share under 1821.2 percent plus or minus 14.2
  • Population 65 and over63 plus or minus 48
  • Share 65 and over23.9 percent plus or minus 9.9
  • Households91 plus or minus 54
  • Family households78 plus or minus 58
  • Share of households that are families85.7 percent plus or minus 38.4

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Lowgap

Income and work in Lowgap

  • Median household income$60,368 plus or minus $44,583
  • Per capita income$19,734 plus or minus $4,261
  • Civilian labor force114 plus or minus 102
  • Employed81 plus or minus 62
  • Unemployed33 plus or minus 47
  • Unemployment rate28.9 percent plus or minus 32.1
  • Adults 25 and over175 plus or minus 107
  • Adults 25 and over with a high school diploma or higher68.6 percent
  • Adults 25 and over with a bachelor degree or higher0.0 percent
  • Adults 25 and over with a graduate degree0.0 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Lowgap

Housing in Lowgap

  • Housing units121 plus or minus 68
  • Occupied units91 plus or minus 54
  • Vacant units30 plus or minus 39
  • Vacancy rate24.8 percent plus or minus 29.1
  • Owner occupied46 plus or minus 39
  • Renter occupied45 plus or minus 49
  • Ownership rate50.5 percent plus or minus 30.6
  • Median owner-occupied home value$163,500 plus or minus $56,601
  • Median gross rent, monthly$763 plus or minus $215
  • Annual rent as a share of median income15.2 percent plus or minus 12.0
  • Single family units84 plus or minus 59
  • Share single family69.4 percent plus or minus 28.8
  • Units in buildings of two or more30 plus or minus 47
  • Share in buildings of two or more24.8 percent plus or minus 36.4
  • Mobile homes7 plus or minus 11
  • Median year structure built1979

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Lowgap

How Lowgap gets to work

  • Workers 16 and over who commute81 plus or minus 62
  • Commuting under 15 minutes22 plus or minus 25
  • Share commuting under 15 minutes27.2 percent plus or minus 22.6
  • Commuting 30 minutes or more47 plus or minus 51
  • Share commuting 30 minutes or more58.0 percent plus or minus 45.3
  • Drove alone48.1 percent plus or minus 22.6
  • Carpooled51.9 percent plus or minus 44.0
  • Public transport0.0 percent
  • Walked0.0 percent
  • Worked from home0.0 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Lowgap

SBA loans in Lowgap (7(a))

  • Approvals2
  • Gross approval$182,500
  • Average approval$91,250
  • Median approval$137,500
  • Ninetieth percentile approval$137,500
  • Largest approval$137,500
  • Jobs supported1
  • Jobs per approval0.5
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders1
  • Distinct industries by NAICS2

A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Surry County, not Lowgap

Surry County context, not Lowgap figures

These are Surry County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Lowgap measurements.

  • Establishments in Surry County1,661
  • Employment at those establishments, Surry County32,143
  • Covered employment, Surry County29,147
  • Average annual pay, Surry County$49,330
  • Average weekly wage, Surry County$949
  • Housing units permitted, Surry County243
  • Of those, single family, Surry County241
  • County product, 2024, Surry County$3,540,033,000
  • County product change over the prior year, Surry County4.0 percent
  • Average income of an arriving household, Surry County$57,041

Every figure in this section is published for Surry County as a whole and is not a measurement of Lowgap. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Lowgap questions, answered from the record.

How many people live in Lowgap, North Carolina?

264, in 91 households. Lowgap CDP covers 1.14 square miles of land, which is 232 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Lowgap in?

Surry County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Lowgap?

$60,368. The median owner-occupied home is valued at $163,500. Median gross rent is $763 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Lowgap businesses?

2 7(a) approvals totalling $182,500, across 1 lenders, median approval $137,500. These count approvals to borrowers whose address is in Lowgap, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Lowgap borrowers get paid back?

No rate is published for Lowgap. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Are the county figures on this page Lowgap figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Surry County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lowgap.

Is zoning published for Lowgap?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.