HomeNorth CarolinaSurry CountyPilot Mountain town
Pilot Mountain town, North Carolina: commercial real estate data.
Pilot Mountain town is a Census town of 1,483 people across 2.04 square miles of land, in Surry County. Median household income is $49,200, 55.9 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $2.5 m.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Pilot Mountain
What Pilot Mountain is
- Census place typetown
- Land area2.04 sq mi
- Water area0.02 sq mi
- Population per square mile of land728
- County holding the largest share of its areaSurry County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pilot Mountain
How many people live in Pilot Mountain
- Population1,483
- Median age42.0
- Population under 18268 plus or minus 85
- Share under 1818.1 percent plus or minus 4.6
- Population 65 and over235 plus or minus 56
- Share 65 and over15.8 percent
- Households714
- Family households401 plus or minus 90
- Share of households that are families56.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pilot Mountain
Income and work in Pilot Mountain
- Median household income$49,200 plus or minus $16,366
- Per capita income$36,277
- Civilian labor force832
- Employed803
- Unemployed29 plus or minus 36
- Unemployment rate3.5 percent plus or minus 4.3
- Adults 25 and over1,015
- Adults 25 and over with a high school diploma or higher95.1 percent plus or minus 24.5
- Adults 25 and over with a bachelor degree or higher23.6 percent plus or minus 6.1
- Adults 25 and over with a graduate degree9.2 percent plus or minus 4.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pilot Mountain
Housing in Pilot Mountain
- Housing units752
- Occupied units714
- Vacant units38 plus or minus 37
- Vacancy rate5.1 percent plus or minus 4.8
- Owner occupied399 plus or minus 96
- Renter occupied315 plus or minus 90
- Ownership rate55.9 percent
- Median owner-occupied home value$203,600
- Median gross rent, monthly$969
- Annual rent as a share of median income23.6 percent plus or minus 8.5
- Single family units515 plus or minus 107
- Share single family68.5 percent
- Units in buildings of two or more221 plus or minus 84
- Share in buildings of two or more29.4 percent plus or minus 9.8
- Mobile homes16 plus or minus 25
- Median year structure built1966
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pilot Mountain
How Pilot Mountain gets to work
- Workers 16 and over who commute724 plus or minus 154
- Commuting under 15 minutes149 plus or minus 53
- Share commuting under 15 minutes20.6 percent plus or minus 5.8
- Commuting 30 minutes or more256 plus or minus 92
- Share commuting 30 minutes or more35.4 percent plus or minus 10.2
- Drove alone80.9 percent
- Carpooled9.0 percent plus or minus 7.3
- Public transport0.0 percent
- Walked2.2 percent plus or minus 2.8
- Worked from home7.9 percent plus or minus 4.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pilot Mountain
SBA loans in Pilot Mountain (7(a))
- Approvals6
- Gross approval$2,528,800
- Average approval$421,467
- Median approval$400,000
- Ninetieth percentile approval$866,000
- Largest approval$866,000
- Jobs supported235
- Jobs per approval39.2
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS5
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Pilot Mountain
Flood risk in Pilot Mountain
- Listed NFIP communities1
- Of those, participating1
- NFIP community number370598
- Currently effective map date08/18/09
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Surry County, not Pilot Mountain
Surry County context, not Pilot Mountain figures
These are Surry County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Pilot Mountain measurements.
- Establishments in Surry County1,661
- Employment at those establishments, Surry County32,143
- Covered employment, Surry County29,147
- Average annual pay, Surry County$49,330
- Average weekly wage, Surry County$949
- Housing units permitted, Surry County243
- Of those, single family, Surry County241
- County product, 2024, Surry County$3,540,033,000
- County product change over the prior year, Surry County4.0 percent
- Average income of an arriving household, Surry County$57,041
Every figure in this section is published for Surry County as a whole and is not a measurement of Pilot Mountain. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Pilot Mountain questions, answered from the record.
How many people live in Pilot Mountain, North Carolina?
1,483, in 714 households. Pilot Mountain town covers 2.04 square miles of land, which is 728 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Pilot Mountain in?
Surry County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Pilot Mountain?
$49,200. The median owner-occupied home is valued at $203,600. Median gross rent is $969 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Pilot Mountain businesses?
6 7(a) approvals totalling $2.5 m, across 4 lenders, median approval $400,000. These count approvals to borrowers whose address is in Pilot Mountain, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Pilot Mountain borrowers get paid back?
No rate is published for Pilot Mountain. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Pilot Mountain in the National Flood Insurance Program?
Yes. Pilot Mountain appears in the FEMA Community Status Book as community 370598, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Pilot Mountain figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Surry County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Pilot Mountain.
Is zoning published for Pilot Mountain?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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